Retirement-Current-Alt10-Gld10

Asset Allocation

Position	Category/Sector	Target Weight
AQMNX AQR Managed Futures Strategy Fund Class N	Systematic Trend	0%
BCSVX Brown Capital Management International Small Company Fund	Foreign Small & Mid Cap Equities	0.80%
BSV Vanguard Short-Term Bond Index Fund ETF Shares	Short-Term Bond	0.30%
CDDYX Columbia Dividend Income Fund Institutional 3 Class	Large Cap Value Equities, Dividend	1.20%
COWZ Pacer US Cash Cows 100 ETF	Mid Cap Value Equities, Dividend	0.60%
DBMF iM DBi Managed Futures Strategy ETF	Hedge Fund, Actively Managed	10%
DODGX Dodge & Cox Stock Fund Class I	Large Cap Value Equities	8.10%
EDIV SPDR S&P Emerging Markets Dividend ETF	Emerging Markets Equities, Dividend	0.10%
EMXC iShares MSCI Emerging Markets ex China ETF	Emerging Markets Equities	0.10%
EPI WisdomTree India Earnings Fund	Asia Pacific Equities	0.10%
FISMX Fidelity International Small Cap Fund	Foreign Small & Mid Cap Equities	1.40%
FPKFX Fidelity Puritan K6 Fund	Diversified Portfolio	1.10%
GLDM SPDR Gold MiniShares Trust	Precious Metals, Gold	10%
JAAA Janus Henderson AAA CLO ETF	CLO	3.40%
LIWPX BlackRock LifePath Index 2065 Fund	Target Retirement Date	1.70%
MALOX BlackRock Global Allocation Fund	Global Allocation	10.30%
RLY SPDR SSgA Multi-Asset Real Return ETF	Hedge Fund, Actively Managed	0.90%
SCHD Schwab U.S. Dividend Equity ETF	Dividend	0.40%
SPGP Invesco S&P 500 GARP ETF	S&P 500	0.40%
SPMO Invesco S&P 500 Momentum ETF	S&P 500	0.30%
VBTIX Vanguard Total Bond Market Index Fund Institutional Shares	Total Bond Market	8.20%
VDIGX Vanguard Dividend Growth Fund	Large Cap Blend Equities, Dividend	4.60%
VEXAX Vanguard Extended Market Index Fund Admiral Shares	Mid Cap Blend Equities	1.30%
VIG Vanguard Dividend Appreciation ETF	Dividend	0.40%
VOO Vanguard S&P 500 ETF	S&P 500	2.50%
VSIAX Vanguard Small-Cap Value Index Fund Admiral Shares	Small Cap Value Equities	1.30%
VTIP Vanguard Short-Term Inflation-Protected Securities ETF	Inflation-Protected Bonds	0.30%
VTWAX Vanguard Total World Stock Index Fund Admiral Shares	Large Cap Growth Equities	19%
VWELX Vanguard Wellington Fund Investor Shares	Diversified Portfolio	5.90%
VXUS Vanguard Total International Stock ETF	Foreign Large Cap Equities	1.20%
VYMI Vanguard International High Dividend Yield ETF	Dividend, Foreign Large Cap Equities	0.50%
WGROX Wasatch Core Growth Fund	Small Cap Growth Equities	0.70%
XMMO Invesco S&P MidCap Momentum ETF	Mid Cap Growth Equities	1%
XSMO Invesco S&P SmallCap Momentum ETF	Small Cap Growth Equities	1.90%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Retirement-Current-Alt10-Gld10, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Oct 19, 2020, corresponding to the inception date of JAAA

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio Retirement-Current-Alt10-Gld10	-0.14%	-3.02%	1.20%	4.66%	18.84%	14.83%	9.17%	—
Portfolio components:
SPMO Invesco S&P 500 Momentum ETF	0.21%	-3.49%	-3.57%	-4.50%	22.96%	28.37%	17.71%	17.43%
SPGP Invesco S&P 500 GARP ETF	0.02%	-4.85%	-4.83%	-5.16%	7.75%	9.47%	6.81%	13.80%
EMXC iShares MSCI Emerging Markets ex China ETF	-1.38%	-3.57%	7.91%	16.97%	45.62%	19.44%	8.13%	—
EPI WisdomTree India Earnings Fund	0.02%	-6.10%	-11.90%	-8.09%	-7.13%	8.88%	6.71%	9.16%
EDIV SPDR S&P Emerging Markets Dividend ETF	-0.35%	-3.07%	1.51%	3.14%	15.24%	19.93%	10.57%	8.51%
WGROX Wasatch Core Growth Fund	0.78%	-6.76%	-4.82%	-7.99%	-7.40%	5.75%	-0.08%	10.29%
BCSVX Brown Capital Management International Small Company Fund	1.29%	-2.33%	-17.31%	-26.15%	-16.71%	-0.45%	-4.04%	7.38%
XSMO Invesco S&P SmallCap Momentum ETF	1.01%	-1.90%	8.13%	5.89%	22.84%	19.40%	8.91%	13.86%
XMMO Invesco S&P MidCap Momentum ETF	-0.06%	-0.54%	6.80%	9.09%	27.24%	25.66%	12.61%	18.43%
VEXAX Vanguard Extended Market Index Fund Admiral Shares	0.66%	-3.06%	-0.61%	-1.40%	18.90%	15.33%	4.13%	11.00%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 20, 2020, Retirement-Current-Alt10-Gld10's average daily return is +0.04%, while the average monthly return is +0.90%. At this rate, your investment would double in approximately 6.4 years.

Historically, 66% of months were positive and 34% were negative. The best month was Nov 2020 with a return of +7.8%, while the worst month was Sep 2022 at -6.1%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Retirement-Current-Alt10-Gld10 closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +5.3%, while the worst single day was Apr 4, 2025 at -3.8%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	3.45%	3.01%	-5.57%	0.57%									1.20%
2025	3.23%	-0.27%	-1.30%	0.57%	3.24%	3.20%	0.10%	2.74%	3.36%	1.43%	1.43%	0.86%	20.08%
2024	0.10%	2.91%	3.73%	-1.91%	2.83%	0.90%	2.37%	1.45%	1.94%	-1.51%	3.03%	-2.55%	13.86%
2023	4.63%	-2.73%	1.21%	1.00%	-1.32%	3.89%	2.54%	-1.75%	-2.77%	-1.24%	5.54%	3.96%	13.20%
2022	-2.98%	-0.48%	1.54%	-4.01%	0.31%	-5.09%	3.97%	-2.58%	-6.06%	4.71%	4.96%	-2.49%	-8.65%
2021	-0.62%	2.09%	2.35%	3.42%	2.23%	-0.30%	0.86%	1.16%	-2.88%	3.76%	-2.08%	3.10%	13.61%

Benchmark Metrics

Retirement-Current-Alt10-Gld10 has an annualized alpha of 3.51%, beta of 0.57, and R² of 0.85 versus S&P 500 Index. Calculated based on daily prices since October 20, 2020.

This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (63.55%) than losses (60.51%) — typical of diversified or defensive assets.
This portfolio generated an annualized alpha of 3.51% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
Beta of 0.57 indicates this portfolio moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha: 3.51%

Beta: 0.57

R²: 0.85

Upside Capture: 63.55%

Downside Capture: 60.51%

Expense Ratio

Retirement-Current-Alt10-Gld10 has an expense ratio of 0.35%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Top 10 holdings

AQMNX

AQR Managed Futures Strategy Fund Class N

BCSVX

Brown Capital Management International Small Company Fund

WGROX

Wasatch Core Growth Fund

FISMX

Fidelity International Small Cap Fund

DBMF

iM DBi Managed Futures Strategy ETF

EPI

WisdomTree India Earnings Fund

MALOX

BlackRock Global Allocation Fund

CDDYX

Columbia Dividend Income Fund Institutional 3 Class

DODGX

Dodge & Cox Stock Fund Class I

RLY

SPDR SSgA Multi-Asset Real Return ETF

Return for Risk

Risk / Return Rank

Retirement-Current-Alt10-Gld10 ranks 74 for risk / return — better than 74% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.61	0.88	+0.73
Sortino ratio Return per unit of downside risk	2.27	1.37	+0.91
Omega ratio Gain probability vs. loss probability	1.34	1.21	+0.13
Calmar ratio Return relative to maximum drawdown	2.42	1.39	+1.03
Martin ratio Return relative to average drawdown	9.98	6.43	+3.55
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
SPMO Invesco S&P 500 Momentum ETF	58	1.01	1.55	1.23	1.91	6.68
SPGP Invesco S&P 500 GARP ETF	22	0.36	0.67	1.09	0.59	2.34
EMXC iShares MSCI Emerging Markets ex China ETF	91	2.22	2.88	1.42	3.19	13.03
EPI WisdomTree India Earnings Fund	5	-0.44	-0.53	0.94	-0.37	-1.13
EDIV SPDR S&P Emerging Markets Dividend ETF	53	1.11	1.58	1.23	1.47	5.23
WGROX Wasatch Core Growth Fund	2	-0.24	-0.20	0.98	-0.35	-0.95
BCSVX Brown Capital Management International Small Company Fund	1	-0.89	-1.19	0.86	-0.46	-1.13
XSMO Invesco S&P SmallCap Momentum ETF	58	1.04	1.55	1.21	1.85	7.64
XMMO Invesco S&P MidCap Momentum ETF	71	1.25	1.80	1.25	2.29	10.83
VEXAX Vanguard Extended Market Index Fund Admiral Shares	41	0.92	1.41	1.19	1.48	6.02

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Retirement-Current-Alt10-Gld10 Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

1-Year: 1.61
5-Year: 0.90
All Time: 1.08

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Retirement-Current-Alt10-Gld10 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Retirement-Current-Alt10-Gld10 provided a 5.47% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	5.47%	5.36%	5.02%	2.47%	3.73%	4.32%	3.12%	3.93%	3.04%	2.17%	1.62%	2.78%
Portfolio components:
SPMO Invesco S&P 500 Momentum ETF	0.88%	0.73%	0.48%	1.63%	1.66%	0.52%	1.27%	1.39%	1.05%	0.77%	1.94%	0.36%
SPGP Invesco S&P 500 GARP ETF	0.98%	1.04%	1.38%	1.24%	1.22%	0.69%	1.10%	0.86%	0.95%	0.68%	0.89%	1.12%
EMXC iShares MSCI Emerging Markets ex China ETF	2.61%	2.82%	2.69%	1.83%	2.85%	1.78%	1.45%	3.25%	2.63%	0.99%	0.00%	0.00%
EPI WisdomTree India Earnings Fund	0.00%	0.00%	0.27%	0.15%	6.01%	1.18%	0.78%	1.17%	1.18%	0.85%	1.05%	1.20%
EDIV SPDR S&P Emerging Markets Dividend ETF	4.72%	4.69%	3.94%	4.26%	4.94%	3.84%	3.52%	3.83%	3.41%	2.99%	4.94%	5.33%
WGROX Wasatch Core Growth Fund	8.98%	8.55%	9.22%	0.00%	0.71%	16.82%	7.21%	10.73%	10.14%	6.24%	0.15%	12.70%
BCSVX Brown Capital Management International Small Company Fund	0.45%	0.00%	0.00%	0.00%	0.00%	5.07%	0.74%	0.30%	0.31%	0.00%	0.00%	0.00%
XSMO Invesco S&P SmallCap Momentum ETF	0.60%	0.75%	0.63%	0.96%	1.19%	0.30%	0.82%	0.69%	0.66%	0.27%	0.30%	0.35%
XMMO Invesco S&P MidCap Momentum ETF	0.70%	0.78%	0.34%	0.80%	1.43%	0.41%	0.61%	0.60%	0.19%	0.21%	0.22%	0.64%
VEXAX Vanguard Extended Market Index Fund Admiral Shares	1.17%	1.14%	1.09%	1.25%	1.15%	1.13%	1.07%	1.30%	1.66%	1.25%	1.43%	1.35%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Retirement-Current-Alt10-Gld10. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Retirement-Current-Alt10-Gld10 was 15.44%, occurring on Sep 30, 2022. Recovery took 302 trading sessions.

The current Retirement-Current-Alt10-Gld10 drawdown is 5.04%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-15.44%	Nov 15, 2021	222	Sep 30, 2022	302	Dec 13, 2023	524
-10.28%	Feb 19, 2025	35	Apr 8, 2025	26	May 15, 2025	61
-7.5%	Mar 2, 2026	21	Mar 30, 2026	—	—	—
-5.55%	Jul 17, 2024	14	Aug 5, 2024	14	Aug 23, 2024	28
-3.74%	Oct 26, 2020	5	Oct 30, 2020	4	Nov 5, 2020	9

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 34 assets, with an effective number of assets of 11.19, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	AQMNX	JAAA	DBMF	VBTIX	BSV	GLDM	VTIP	EPI	EDIV	BCSVX	RLY	SPMO	SCHD	EMXC	VDIGX	COWZ	XSMO	FISMX	XMMO	VYMI	WGROX	DODGX	VSIAX	CDDYX	VEXAX	VXUS	VIG	SPGP	FPKFX	VOO	VWELX	MALOX	LIWPX	VTWAX	Portfolio
Benchmark	1.00	-0.04	0.12	0.16	0.11	0.12	0.12	0.15	0.51	0.54	0.58	0.55	0.85	0.71	0.71	0.80	0.73	0.76	0.68	0.79	0.69	0.83	0.82	0.78	0.85	0.85	0.77	0.90	0.88	0.95	1.00	0.96	0.89	0.95	0.96	0.91
AQMNX	-0.04	1.00	-0.02	0.53	-0.43	-0.39	-0.03	-0.21	-0.01	-0.01	-0.15	0.04	0.03	-0.10	0.01	-0.13	-0.05	-0.02	-0.05	-0.01	-0.01	-0.11	-0.03	-0.06	-0.06	-0.08	-0.03	-0.08	-0.08	-0.03	-0.04	-0.10	-0.04	-0.04	-0.03	0.00
JAAA	0.12	-0.02	1.00	0.00	0.01	0.04	0.03	0.02	0.08	0.09	0.09	0.11	0.11	0.10	0.10	0.13	0.09	0.10	0.11	0.11	0.11	0.11	0.10	0.10	0.13	0.11	0.10	0.14	0.12	0.12	0.12	0.12	0.11	0.12	0.12	0.12
DBMF	0.16	0.53	0.00	1.00	-0.34	-0.31	0.10	-0.13	0.10	0.11	0.05	0.25	0.17	0.10	0.17	0.08	0.15	0.16	0.14	0.15	0.17	0.11	0.16	0.15	0.14	0.13	0.17	0.13	0.14	0.15	0.16	0.10	0.15	0.17	0.18	0.27
VBTIX	0.11	-0.43	0.01	-0.34	1.00	0.85	0.30	0.57	0.08	0.09	0.23	0.07	0.07	0.08	0.11	0.17	0.04	0.08	0.18	0.10	0.12	0.15	0.04	0.08	0.10	0.13	0.15	0.14	0.09	0.21	0.11	0.27	0.23	0.14	0.13	0.18
BSV	0.12	-0.39	0.04	-0.31	0.85	1.00	0.35	0.67	0.09	0.14	0.23	0.11	0.06	0.11	0.14	0.18	0.07	0.08	0.21	0.09	0.17	0.14	0.07	0.09	0.12	0.13	0.19	0.15	0.11	0.21	0.12	0.26	0.26	0.16	0.15	0.21
GLDM	0.12	-0.03	0.03	0.10	0.30	0.35	1.00	0.37	0.20	0.30	0.23	0.43	0.10	0.12	0.33	0.13	0.14	0.11	0.32	0.12	0.33	0.11	0.10	0.12	0.14	0.13	0.33	0.13	0.11	0.18	0.12	0.18	0.30	0.20	0.20	0.37
VTIP	0.15	-0.21	0.02	-0.13	0.57	0.67	0.37	1.00	0.11	0.13	0.20	0.31	0.09	0.18	0.16	0.19	0.16	0.12	0.23	0.12	0.20	0.15	0.14	0.15	0.18	0.15	0.20	0.17	0.15	0.22	0.15	0.25	0.27	0.18	0.18	0.25
EPI	0.51	-0.01	0.08	0.10	0.08	0.09	0.20	0.11	1.00	0.49	0.43	0.43	0.44	0.43	0.66	0.44	0.43	0.45	0.56	0.45	0.57	0.46	0.49	0.46	0.47	0.48	0.61	0.48	0.47	0.51	0.51	0.50	0.56	0.57	0.57	0.56
EDIV	0.54	-0.01	0.09	0.11	0.09	0.14	0.30	0.13	0.49	1.00	0.47	0.55	0.46	0.45	0.77	0.45	0.50	0.46	0.69	0.46	0.75	0.47	0.53	0.50	0.50	0.53	0.76	0.49	0.51	0.54	0.54	0.54	0.64	0.65	0.65	0.64
BCSVX	0.58	-0.15	0.09	0.05	0.23	0.23	0.23	0.20	0.43	0.47	1.00	0.40	0.51	0.37	0.59	0.46	0.44	0.50	0.71	0.53	0.57	0.58	0.48	0.48	0.46	0.60	0.69	0.51	0.55	0.61	0.58	0.60	0.69	0.66	0.67	0.64
RLY	0.55	0.04	0.11	0.25	0.07	0.11	0.43	0.31	0.43	0.55	0.40	1.00	0.48	0.66	0.62	0.52	0.73	0.60	0.65	0.57	0.76	0.53	0.68	0.68	0.65	0.58	0.70	0.57	0.62	0.56	0.55	0.55	0.65	0.65	0.65	0.74
SPMO	0.85	0.03	0.11	0.17	0.07	0.06	0.10	0.09	0.44	0.46	0.51	0.48	1.00	0.53	0.63	0.63	0.60	0.70	0.57	0.78	0.58	0.68	0.64	0.62	0.71	0.72	0.65	0.74	0.72	0.85	0.85	0.82	0.77	0.80	0.81	0.76
SCHD	0.71	-0.10	0.10	0.10	0.08	0.11	0.12	0.18	0.43	0.45	0.37	0.66	0.53	1.00	0.53	0.82	0.86	0.68	0.60	0.66	0.69	0.70	0.86	0.84	0.91	0.69	0.64	0.84	0.80	0.63	0.71	0.69	0.66	0.73	0.73	0.76
EMXC	0.71	0.01	0.10	0.17	0.11	0.14	0.33	0.16	0.66	0.77	0.59	0.62	0.63	0.53	1.00	0.53	0.59	0.61	0.79	0.63	0.82	0.63	0.64	0.63	0.61	0.68	0.89	0.62	0.64	0.73	0.71	0.71	0.81	0.82	0.82	0.80
VDIGX	0.80	-0.13	0.13	0.08	0.17	0.18	0.13	0.19	0.44	0.45	0.46	0.52	0.63	0.82	0.53	1.00	0.73	0.63	0.59	0.66	0.65	0.71	0.80	0.75	0.91	0.68	0.66	0.93	0.78	0.73	0.80	0.81	0.73	0.78	0.78	0.79
COWZ	0.73	-0.05	0.09	0.15	0.04	0.07	0.14	0.16	0.43	0.50	0.44	0.73	0.60	0.86	0.59	0.73	1.00	0.78	0.64	0.75	0.71	0.76	0.87	0.89	0.83	0.78	0.69	0.78	0.86	0.68	0.73	0.69	0.71	0.77	0.76	0.80
XSMO	0.76	-0.02	0.10	0.16	0.08	0.08	0.11	0.12	0.45	0.46	0.50	0.60	0.70	0.68	0.61	0.63	0.78	1.00	0.63	0.89	0.65	0.86	0.77	0.89	0.74	0.89	0.68	0.74	0.81	0.77	0.76	0.72	0.76	0.79	0.79	0.81
FISMX	0.68	-0.05	0.11	0.14	0.18	0.21	0.32	0.23	0.56	0.69	0.71	0.65	0.57	0.60	0.79	0.59	0.64	0.63	1.00	0.63	0.87	0.66	0.69	0.68	0.64	0.69	0.91	0.65	0.67	0.71	0.69	0.70	0.82	0.81	0.82	0.82
XMMO	0.79	-0.01	0.11	0.15	0.10	0.09	0.12	0.12	0.45	0.46	0.53	0.57	0.78	0.66	0.63	0.66	0.75	0.89	0.63	1.00	0.64	0.85	0.75	0.84	0.76	0.88	0.69	0.76	0.81	0.81	0.79	0.76	0.79	0.81	0.82	0.82
VYMI	0.69	-0.01	0.11	0.17	0.12	0.17	0.33	0.20	0.57	0.75	0.57	0.76	0.58	0.69	0.82	0.65	0.71	0.65	0.87	0.64	1.00	0.64	0.76	0.73	0.72	0.68	0.94	0.69	0.70	0.70	0.69	0.70	0.82	0.83	0.83	0.84
WGROX	0.83	-0.11	0.11	0.11	0.15	0.14	0.11	0.15	0.46	0.47	0.58	0.53	0.68	0.70	0.63	0.71	0.76	0.86	0.66	0.85	0.64	1.00	0.80	0.88	0.77	0.94	0.71	0.80	0.86	0.81	0.83	0.79	0.80	0.85	0.85	0.84
DODGX	0.82	-0.03	0.10	0.16	0.04	0.07	0.10	0.14	0.49	0.53	0.48	0.68	0.64	0.86	0.64	0.80	0.87	0.77	0.69	0.75	0.76	0.80	1.00	0.90	0.88	0.81	0.74	0.84	0.86	0.77	0.82	0.78	0.78	0.84	0.84	0.86
VSIAX	0.78	-0.06	0.10	0.15	0.08	0.09	0.12	0.15	0.46	0.50	0.48	0.68	0.62	0.84	0.63	0.75	0.89	0.89	0.68	0.84	0.73	0.88	0.90	1.00	0.84	0.90	0.73	0.81	0.87	0.75	0.78	0.74	0.77	0.83	0.82	0.85
CDDYX	0.85	-0.06	0.13	0.14	0.10	0.12	0.14	0.18	0.47	0.50	0.46	0.65	0.71	0.91	0.61	0.91	0.83	0.74	0.64	0.76	0.72	0.77	0.88	0.84	1.00	0.76	0.71	0.96	0.87	0.79	0.85	0.83	0.78	0.84	0.84	0.86
VEXAX	0.85	-0.08	0.11	0.13	0.13	0.13	0.13	0.15	0.48	0.53	0.60	0.58	0.72	0.69	0.68	0.68	0.78	0.89	0.69	0.88	0.68	0.94	0.81	0.90	0.76	1.00	0.75	0.78	0.87	0.85	0.85	0.80	0.84	0.89	0.89	0.87
VXUS	0.77	-0.03	0.10	0.17	0.15	0.19	0.33	0.20	0.61	0.76	0.69	0.70	0.65	0.64	0.89	0.66	0.69	0.68	0.91	0.69	0.94	0.71	0.74	0.73	0.71	0.75	1.00	0.72	0.74	0.78	0.77	0.77	0.89	0.90	0.90	0.89
VIG	0.90	-0.08	0.14	0.13	0.14	0.15	0.13	0.17	0.48	0.49	0.51	0.57	0.74	0.84	0.62	0.93	0.78	0.74	0.65	0.76	0.69	0.80	0.84	0.81	0.96	0.78	0.72	1.00	0.87	0.83	0.90	0.89	0.81	0.88	0.88	0.87
SPGP	0.88	-0.08	0.12	0.14	0.09	0.11	0.11	0.15	0.47	0.51	0.55	0.62	0.72	0.80	0.64	0.78	0.86	0.81	0.67	0.81	0.70	0.86	0.86	0.87	0.87	0.87	0.74	0.87	1.00	0.83	0.88	0.83	0.82	0.88	0.88	0.86
FPKFX	0.95	-0.03	0.12	0.15	0.21	0.21	0.18	0.22	0.51	0.54	0.61	0.56	0.85	0.63	0.73	0.73	0.68	0.77	0.71	0.81	0.70	0.81	0.77	0.75	0.79	0.85	0.78	0.83	0.83	1.00	0.95	0.94	0.91	0.93	0.94	0.90
VOO	1.00	-0.04	0.12	0.16	0.11	0.12	0.12	0.15	0.51	0.54	0.58	0.55	0.85	0.71	0.71	0.80	0.73	0.76	0.69	0.79	0.69	0.83	0.82	0.78	0.85	0.85	0.77	0.90	0.88	0.95	1.00	0.96	0.89	0.95	0.96	0.91
VWELX	0.96	-0.10	0.12	0.10	0.27	0.26	0.18	0.25	0.50	0.54	0.60	0.55	0.82	0.69	0.71	0.81	0.69	0.72	0.70	0.76	0.70	0.79	0.78	0.74	0.83	0.80	0.77	0.89	0.83	0.94	0.96	1.00	0.90	0.93	0.93	0.90
MALOX	0.89	-0.04	0.11	0.15	0.23	0.26	0.30	0.27	0.56	0.64	0.69	0.65	0.77	0.66	0.81	0.73	0.71	0.76	0.82	0.79	0.82	0.80	0.78	0.77	0.78	0.84	0.89	0.81	0.82	0.91	0.89	0.90	1.00	0.95	0.95	0.94
LIWPX	0.95	-0.04	0.12	0.17	0.14	0.16	0.20	0.18	0.57	0.65	0.66	0.65	0.80	0.73	0.82	0.78	0.77	0.79	0.81	0.81	0.83	0.85	0.84	0.83	0.84	0.89	0.90	0.88	0.88	0.93	0.95	0.93	0.95	1.00	0.99	0.96
VTWAX	0.96	-0.03	0.12	0.18	0.13	0.15	0.20	0.18	0.57	0.65	0.67	0.65	0.81	0.73	0.82	0.78	0.76	0.79	0.82	0.82	0.83	0.85	0.84	0.82	0.84	0.89	0.90	0.88	0.88	0.94	0.96	0.93	0.95	0.99	1.00	0.96
Portfolio	0.91	0.00	0.12	0.27	0.18	0.21	0.37	0.25	0.56	0.64	0.64	0.74	0.76	0.76	0.80	0.79	0.80	0.81	0.82	0.82	0.84	0.84	0.86	0.85	0.86	0.87	0.89	0.87	0.86	0.90	0.91	0.90	0.94	0.96	0.96	1.00

The correlation results are calculated based on daily price changes starting from Oct 20, 2020

Retirement-Current-Alt10-Gld10

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Top 10 holdings

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table