CDDYX vs. SCHD
Compare and contrast key facts about Columbia Dividend Income Fund Institutional 3 Class (CDDYX) and Schwab U.S. Dividend Equity ETF (SCHD).
CDDYX is managed by Columbia. It was launched on Nov 8, 2012. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Performance
CDDYX vs. SCHD - Performance Comparison
Loading graphics...
CDDYX vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CDDYX Columbia Dividend Income Fund Institutional 3 Class | 3.28% | 15.95% | 15.17% | 10.65% | -4.84% | 26.43% | 7.92% | 28.74% | -4.27% | 20.34% |
SCHD Schwab U.S. Dividend Equity ETF | 12.17% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Returns By Period
In the year-to-date period, CDDYX achieves a 3.28% return, which is significantly lower than SCHD's 12.17% return. Both investments have delivered pretty close results over the past 10 years, with CDDYX having a 12.31% annualized return and SCHD not far behind at 12.25%.
CDDYX
- 1D
- 1.60%
- 1M
- -3.90%
- YTD
- 3.28%
- 6M
- 5.98%
- 1Y
- 16.96%
- 3Y*
- 15.18%
- 5Y*
- 10.80%
- 10Y*
- 12.31%
SCHD
- 1D
- -0.55%
- 1M
- -3.43%
- YTD
- 12.17%
- 6M
- 12.91%
- 1Y
- 13.70%
- 3Y*
- 11.84%
- 5Y*
- 8.32%
- 10Y*
- 12.25%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
CDDYX vs. SCHD - Expense Ratio Comparison
CDDYX has a 0.55% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Return for Risk
CDDYX vs. SCHD — Risk / Return Rank
CDDYX
SCHD
CDDYX vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Dividend Income Fund Institutional 3 Class (CDDYX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CDDYX | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.88 | +0.36 |
Sortino ratioReturn per unit of downside risk | 1.75 | 1.32 | +0.43 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.19 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.78 | 1.05 | +0.73 |
Martin ratioReturn relative to average drawdown | 8.25 | 3.55 | +4.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| CDDYX | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 0.88 | +0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.82 | 0.58 | +0.24 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.79 | 0.74 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.84 | +0.02 |
Correlation
The correlation between CDDYX and SCHD is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CDDYX vs. SCHD - Dividend Comparison
CDDYX's dividend yield for the trailing twelve months is around 5.21%, more than SCHD's 3.46% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CDDYX Columbia Dividend Income Fund Institutional 3 Class | 5.21% | 5.33% | 5.99% | 4.96% | 3.90% | 2.93% | 1.85% | 3.28% | 7.65% | 4.03% | 3.84% | 8.35% |
SCHD Schwab U.S. Dividend Equity ETF | 3.46% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Drawdowns
CDDYX vs. SCHD - Drawdown Comparison
The maximum CDDYX drawdown since its inception was -32.74%, roughly equal to the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for CDDYX and SCHD.
Loading graphics...
Drawdown Indicators
| CDDYX | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.74% | -33.37% | +0.63% |
Max Drawdown (1Y)Largest decline over 1 year | -10.17% | -12.74% | +2.57% |
Max Drawdown (5Y)Largest decline over 5 years | -16.91% | -16.85% | -0.06% |
Max Drawdown (10Y)Largest decline over 10 years | -32.74% | -33.37% | +0.63% |
Current DrawdownCurrent decline from peak | -3.95% | -3.43% | -0.52% |
Average DrawdownAverage peak-to-trough decline | -2.79% | -3.34% | +0.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 3.75% | -1.56% |
Volatility
CDDYX vs. SCHD - Volatility Comparison
Columbia Dividend Income Fund Institutional 3 Class (CDDYX) has a higher volatility of 3.45% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.33%. This indicates that CDDYX's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| CDDYX | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 2.33% | +1.12% |
Volatility (6M)Calculated over the trailing 6-month period | 7.00% | 7.96% | -0.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.67% | 15.69% | -2.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.31% | 14.40% | -1.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.68% | 16.70% | -1.02% |