VDIGX vs. SCHD
Compare and contrast key facts about Vanguard Dividend Growth Fund (VDIGX) and Schwab US Dividend Equity ETF (SCHD).
VDIGX is managed by Vanguard. It was launched on May 15, 1992. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VDIGX or SCHD.
Key characteristics
| VDIGX | SCHD | |
|---|---|---|
| YTD Return | 2.14% | 1.78% |
| 1Y Return | 8.68% | 12.11% |
| 3Y Return (Ann) | 6.24% | 4.55% |
| 5Y Return (Ann) | 10.45% | 11.11% |
| 10Y Return (Ann) | 10.81% | 10.94% |
| Sharpe Ratio | 0.86 | 0.84 |
| Daily Std Dev | 9.16% | 11.58% |
| Max Drawdown | -45.23% | -33.37% |
| Current Drawdown | -3.94% | -4.64% |
Correlation
The correlation between VDIGX and SCHD is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VDIGX vs. SCHD - Performance Comparison
In the year-to-date period, VDIGX achieves a 2.14% return, which is significantly higher than SCHD's 1.78% return. Both investments have delivered pretty close results over the past 10 years, with VDIGX having a 10.81% annualized return and SCHD not far ahead at 10.94%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VDIGX vs. SCHD - Expense Ratio Comparison
VDIGX has a 0.27% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VDIGX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Dividend Growth Fund (VDIGX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VDIGX vs. SCHD - Dividend Comparison
VDIGX's dividend yield for the trailing twelve months is around 3.29%, less than SCHD's 3.48% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VDIGX Vanguard Dividend Growth Fund | 3.29% | 2.29% | 6.06% | 5.45% | 2.83% | 4.70% | 8.84% | 5.16% | 2.86% | 5.69% | 3.41% | 2.28% |
SCHD Schwab US Dividend Equity ETF | 3.48% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
Drawdowns
VDIGX vs. SCHD - Drawdown Comparison
The maximum VDIGX drawdown since its inception was -45.23%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for VDIGX and SCHD. For additional features, visit the drawdowns tool.
Volatility
VDIGX vs. SCHD - Volatility Comparison
The current volatility for Vanguard Dividend Growth Fund (VDIGX) is 2.47%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.52%. This indicates that VDIGX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.