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Lazy Portfolios

A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.

Here you can find a list of the most popular lazy portfolios implemented with ETFs.

Lazy Portfolios


Portfolio NameYTD Return10Y ReturnDiv. Yield10Y VolatilityMax. DrawdownSharpe RatioExpense Ratio
Crypto Portfolio-66.53%54.48%1.52%71.67%-91.88%-0.820.02%
Semiconductor Stocks Portfolio-34.26%27.50%2.00%31.11%-48.87%-0.760.00%
FANG Plus Portfolio-45.27%26.30%0.08%32.60%-55.94%-0.960.00%
Cloud Computing Stocks Portfolio-55.10%22.69%0.62%33.73%-65.92%-1.130.00%
FAAMG Portfolio-36.27%20.92%0.34%25.62%-42.00%-0.980.00%
FAANG Portfolio-42.86%20.20%0.13%27.82%-49.00%-1.090.00%
FANG Portfolio-50.09%17.62%0.00%29.97%-57.87%-1.150.00%
Tech Stocks Dividend Portfolio-19.86%17.39%2.85%22.14%-29.19%-0.550.00%
Nasdaq-100 Portfolio-29.13%16.75%0.70%21.00%-35.12%-0.920.20%
Stocks/Bonds 40/60 Leveraged Portfolio-51.71%15.71%1.24%35.27%-62.45%-0.770.65%
S&P 500 Portfolio-15.82%12.89%1.56%17.31%-33.72%-0.570.09%
Total Stock Market Portfolio-17.07%12.57%1.57%17.67%-35.00%-0.630.03%
Warren Buffett's 90/10 Portfolio-15.55%12.36%1.61%16.76%-32.83%-0.580.03%
Stocks/Bonds 80/20 Portfolio-16.81%11.13%1.76%15.83%-31.95%-0.670.03%
Simple Path to Wealth Portfolio-16.73%10.74%1.80%15.31%-31.05%-0.680.03%
Second Grader's Starter Portfolio-16.68%10.12%2.25%16.26%-32.89%-0.660.04%
Dividend-Paying Stocks Portfolio-1.22%9.52%2.94%14.94%-26.80%0.450.00%
Growth Portfolio-16.54%9.43%2.22%15.22%-31.35%-0.680.05%
Stocks/Bonds 60/40 Portfolio-16.43%9.42%1.94%13.59%-27.93%-0.730.03%
Bogleheads Three-fund Portfolio-16.38%9.32%2.34%15.09%-31.08%-0.680.04%
Rick Ferri Core Four Portfolio-17.11%9.20%2.39%15.04%-31.88%-0.700.04%
Ray Dalio All Weather Portfolio 2x Leveraged-36.73%9.17%0.21%19.68%-46.60%-0.930.94%
Bill Bernstein No Brainer Portfolio-14.98%8.80%2.29%15.14%-32.16%-0.620.04%
Paul Merriman Ultimate Portfolio-13.50%8.48%3.13%17.13%-38.57%-0.500.16%
Scott Burns Couch Portfolio-15.98%8.21%4.49%12.21%-25.48%-0.770.11%
Bogleheads Four-fund Portfolio-16.15%7.99%2.43%14.81%-30.27%-0.690.04%
Roger Gibson Talmud Portfolio-19.19%7.95%2.56%14.26%-32.02%-0.790.06%
Moderate Portfolio-16.29%7.81%2.19%12.84%-26.96%-0.760.06%
Bill Bernstein Coward's Portfolio-11.36%7.76%1.78%13.20%-29.38%-0.510.15%
Bill Schultheis Coffee House Portfolio-12.52%7.71%2.46%13.08%-30.12%-0.550.05%
Alpha Architect Robust Portfolio-15.53%7.63%1.74%15.10%-32.65%-0.710.40%
Aronson Family Taxable Portfolio-16.18%7.58%3.19%13.56%-27.89%-0.750.19%
David Swensen Lazy Portfolio-17.74%7.55%3.15%13.98%-31.24%-0.760.11%
Stocks/Bonds 40/60 Portfolio-15.88%7.33%2.13%10.79%-22.50%-0.840.03%
David Swensen Yale Endowment Portfolio-19.65%7.23%3.34%12.87%-27.67%-0.880.13%
Frank Armstrong’s Ideal Index Portfolio-12.38%7.22%2.19%14.04%-31.49%-0.530.12%
Larry Swedroe Simple Portfolio-8.72%7.05%4.60%13.07%-30.20%-0.390.20%
Scott Burns Margaritaville Portfolio-15.91%7.03%4.21%12.81%-26.91%-0.770.10%
Bob Clyatt Sandwich Portfolio-15.85%6.64%1.99%11.70%-25.34%-0.790.17%
Gone Fishin’ Portfolio-14.52%6.61%3.09%13.60%-29.77%-0.670.12%
Golden Butterfly Portfolio-13.86%6.23%1.32%10.35%-22.40%-0.770.20%
Pinwheel Portfolio-14.53%6.06%2.45%12.85%-28.78%-0.690.09%
Tim Maurer Simple Money Portfolio-13.03%6.00%2.51%12.07%-26.85%-0.650.23%
FundAdvice Ultimate Buy & Hold Portfolio-11.66%5.98%3.09%12.09%-27.38%-0.550.14%
Mebane Faber Ivy Portfolio-17.12%5.93%2.09%13.46%-30.71%-0.740.22%
Conservative Portfolio-15.94%5.88%2.16%10.01%-23.29%-0.890.07%
Gyroscopic Investing Desert Portfolio-14.14%5.76%1.78%8.64%-20.11%-0.860.06%
Roger Gibson Five Asset Portfolio-14.79%5.25%2.37%13.10%-30.10%-0.680.22%
Ray Dalio All Weather Portfolio-19.57%5.21%1.71%8.77%-25.47%-1.200.19%
7Twelve Portfolio-12.24%4.83%2.43%11.35%-25.70%-0.640.14%
Stocks/Bonds 20/80 Portfolio-14.94%4.65%2.32%7.29%-20.42%-1.100.03%
Harry Browne Permanent Portfolio-16.63%4.64%1.25%8.21%-22.41%-1.100.18%
Income Portfolio-15.39%3.52%2.13%6.77%-21.65%-1.210.08%
Larry Swedroe Minimize FatTails Portfolio-9.57%3.45%3.72%8.00%-19.55%-0.770.17%

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).

10%20%30%40%50%60%70%80%Annualized Volatility0%5%10%15%20%Annualized Return