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Lazy Portfolios

A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.

Here you can find a list of the most popular lazy portfolios implemented with ETFs.

Lazy Portfolios


Portfolio NameYTD Return10Y ReturnDiv. Yield10Y VolatilityMax. DrawdownSharpe RatioExpense Ratio
Semiconductor Stocks Portfolio-19.05%30.85%1.52%28.92%-37.32%0.340.00%
FAAMG Portfolio-24.67%25.79%0.34%24.48%-29.82%-0.270.00%
Cloud Computing Stocks Portfolio-33.38%25.26%0.64%25.82%-41.70%-0.750.00%
FAANG Portfolio-35.59%24.97%0.12%26.07%-41.38%-0.730.00%
FANG Plus Portfolio-29.47%24.43%0.07%27.56%-37.45%-0.510.00%
FANG Portfolio-40.17%22.81%0.00%27.68%-48.20%-0.920.00%
Nasdaq-100 Portfolio-22.95%18.74%0.57%20.02%-28.56%-0.190.20%
Tech Stocks Dividend Portfolio-10.53%17.51%2.38%20.63%-30.79%0.220.00%
Stocks/Bonds 40/60 Leveraged Portfolio-36.38%17.16%0.90%19.22%-38.69%-0.750.65%
S&P 500 Portfolio-13.76%14.33%1.42%16.62%-33.72%0.020.09%
Total Stock Market Portfolio-15.17%14.00%1.45%16.96%-35.00%-0.170.03%
Warren Buffett's 90/10 Portfolio-12.79%13.14%1.48%15.03%-30.73%0.000.03%
Stocks/Bonds 80/20 Portfolio-14.09%11.63%1.61%13.47%-28.47%-0.290.03%
Simple Path to Wealth Portfolio-13.83%11.03%1.65%12.63%-26.82%-0.330.03%
Ray Dalio All Weather Portfolio 2x Leveraged-21.78%11.00%0.21%14.82%-25.37%-0.470.94%
Dividend-Paying Stocks Portfolio-3.37%10.68%2.81%14.59%-27.63%0.050.00%
Second Grader's Starter Portfolio-13.92%10.57%2.12%14.77%-31.07%-0.440.05%
Rick Ferri Core Four Portfolio-13.56%9.71%2.18%12.94%-28.73%-0.430.04%
Growth Portfolio-13.65%9.70%2.05%13.06%-28.25%-0.520.05%
Bogleheads Three-fund Portfolio-13.39%9.67%2.16%13.04%-28.12%-0.500.04%
Paul Merriman Ultimate Portfolio-11.39%9.44%2.77%16.46%-38.24%-0.470.18%
Stocks/Bonds 60/40 Portfolio-13.05%9.19%1.76%10.17%-21.85%-0.480.03%
Bill Bernstein No Brainer Portfolio-12.76%9.12%2.11%12.61%-27.91%-0.590.04%
Roger Gibson Talmud Portfolio-13.53%8.44%2.26%11.33%-26.60%-0.250.06%
Bogleheads Four-fund Portfolio-13.28%8.26%2.25%13.27%-28.24%-0.490.04%
David Swensen Yale Endowment Portfolio-14.72%8.23%2.87%10.79%-24.30%-0.500.13%
Aronson Family Taxable Portfolio-13.47%8.18%2.83%11.62%-25.12%-0.770.19%
Scott Burns Couch Portfolio-10.92%8.08%3.74%8.50%-19.76%-0.250.11%
Alpha Architect Robust Portfolio-7.53%7.96%1.36%12.23%-28.81%-0.060.40%
David Swensen Lazy Portfolio-11.77%7.95%2.67%11.17%-25.66%-0.340.11%
Bill Schultheis Coffee House Portfolio-10.60%7.83%2.24%10.09%-24.01%-0.520.05%
Moderate Portfolio-13.00%7.64%2.01%9.87%-21.72%-0.770.06%
Scott Burns Margaritaville Portfolio-11.61%7.62%3.65%10.78%-23.92%-0.550.10%
Larry Swedroe Simple Portfolio-7.18%7.46%3.82%10.40%-25.44%-0.410.20%
Frank Armstrong’s Ideal Index Portfolio-9.02%7.34%1.90%11.28%-25.37%-0.510.13%
Bill Bernstein Coward's Portfolio-7.86%7.33%1.43%9.72%-21.52%-0.440.15%
Golden Butterfly Portfolio-9.72%6.76%1.07%7.58%-15.83%-0.730.20%
Gone Fishin’ Portfolio-11.22%6.73%2.81%11.58%-26.03%-0.670.13%
Stocks/Bonds 40/60 Portfolio-12.04%6.69%1.92%7.16%-15.64%-0.830.04%
Tim Maurer Simple Money Portfolio-9.50%6.60%1.96%9.57%-21.12%-0.870.23%
Bob Clyatt Sandwich Portfolio-11.03%6.59%1.61%8.54%-18.13%-0.860.17%
Mebane Faber Ivy Portfolio-3.07%6.47%1.81%11.49%-27.66%0.530.23%
Pinwheel Portfolio-10.12%6.41%2.05%10.62%-23.65%-0.550.09%
FundAdvice Ultimate Buy & Hold Portfolio-8.56%6.29%2.59%9.53%-21.19%-0.640.14%
Roger Gibson Five Asset Portfolio-4.20%6.18%2.16%11.60%-27.82%0.460.23%
Ray Dalio All Weather Portfolio-12.92%5.84%1.39%7.22%-14.62%-0.560.19%
Conservative Portfolio-12.36%5.51%1.96%6.99%-15.68%-1.200.08%
7Twelve Portfolio-5.24%5.44%2.14%9.59%-22.46%-0.050.15%
Gyroscopic Investing Desert Portfolio-9.11%5.28%1.54%5.13%-10.21%-0.970.06%
Harry Browne Permanent Portfolio-10.42%4.82%0.94%6.41%-11.14%-0.840.18%
Stocks/Bonds 20/80 Portfolio-11.06%4.13%2.07%4.85%-12.25%-1.400.04%
Larry Swedroe Minimize FatTails Portfolio-6.47%3.77%2.94%5.72%-13.45%-0.950.17%
Income Portfolio-11.75%3.33%1.92%4.80%-13.59%-1.840.09%

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).

0%5%10%15%20%25%30%35%Annualized Volatility0%5%10%15%20%25%30%Annualized Return