Pinwheel Portfolio
The Pinwheel Portfolio is a lazy portfolio created by Tyler from PortfolioCharts.com. It uses all four equally-weighted core asset classes: U.S. stocks, international stocks, bonds, and real estate. Each asset class is then enhanced with a performance tilt to optimize performance and reduce volatility and risk.
Pinwheel PortfolioAsset Allocation
Pinwheel PortfolioPerformance
The chart shows the growth of $10,000 invested in Pinwheel Portfolio on Oct 25, 2012 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $19,803 for a total return of roughly 98.03%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Pinwheel PortfolioReturns
As of Nov 27, 2021, the Pinwheel Portfolio returned 10.68% Year-To-Date and 7.82% of annualized return in the last 10 years.
| 1M | 6M | YTD | 1Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|
| Benchmark | 0.43% | 9.37% | 22.33% | 26.59% | 15.74% | 13.91% |
| Pinwheel Portfolio | -1.24% | 0.86% | 10.68% | 13.88% | 9.85% | 7.82% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 0.12% | 9.07% | 22.41% | 27.57% | 17.66% | 16.08% |
IEFA iShares Core MSCI EAFE ETF | -4.39% | -3.16% | 7.38% | 11.32% | 9.70% | 7.64% |
USRT iShares Core U.S. REIT ETF | 0.16% | 12.80% | 33.09% | 34.58% | 10.16% | 9.35% |
SLYV SPDR S&P 600 Small Cap Value ETF | -0.75% | -2.46% | 28.69% | 33.56% | 10.23% | 13.28% |
IEMG iShares Core MSCI Emerging Markets ETF | -5.88% | -8.92% | -2.75% | 2.56% | 9.67% | 4.72% |
VGIT Vanguard Intermediate-Term Treasury ETF | 0.36% | -0.37% | -2.39% | -2.23% | 2.83% | 2.05% |
VGSH Vanguard Short-Term Treasury ETF | 0.01% | -0.42% | -0.35% | -0.28% | 1.63% | 1.12% |
IAU iShares Gold Trust | -0.50% | -6.08% | -6.34% | -1.45% | 8.36% | 0.28% |
| Returns over 1 year are annualized | ||||||
Pinwheel PortfolioDividends
Pinwheel Portfolio granted a 1.54% dividend yield in the last twelve months, as of Nov 27, 2021.
| Period | TTM | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 1.54% | 1.80% | 2.29% | 2.65% | 2.30% | 2.11% | 2.44% | 2.51% | 1.77% | 1.55% | 1.39% | 1.53% |
Pinwheel PortfolioDrawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Pinwheel PortfolioWorst Drawdowns
The table below shows the maximum drawdowns of the Pinwheel Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Pinwheel Portfolio is 23.65%, recorded on Mar 23, 2020. It took 97 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.65% | Feb 21, 2020 | 22 | Mar 23, 2020 | 97 | Aug 10, 2020 | 119 |
| -11.55% | Apr 29, 2015 | 184 | Jan 20, 2016 | 108 | Jun 23, 2016 | 292 |
| -11.2% | Jan 29, 2018 | 229 | Dec 24, 2018 | 66 | Apr 1, 2019 | 295 |
| -10.65% | May 6, 2021 | 5 | May 12, 2021 | — | — | — |
| -7.8% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
| -5.51% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -5.31% | Sep 8, 2014 | 26 | Oct 13, 2014 | 66 | Jan 16, 2015 | 92 |
| -4.79% | Sep 8, 2016 | 42 | Nov 4, 2016 | 54 | Jan 25, 2017 | 96 |
| -4.75% | Oct 13, 2020 | 12 | Oct 28, 2020 | 8 | Nov 9, 2020 | 20 |
| -3.49% | Oct 23, 2013 | 70 | Feb 3, 2014 | 9 | Feb 14, 2014 | 79 |
Pinwheel PortfolioVolatility Chart
Current Pinwheel Portfolio volatility is 12.48%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.