Pinwheel Portfolio
The Pinwheel Portfolio is a lazy portfolio created by Tyler from PortfolioCharts.com. It uses all four equally-weighted core asset classes: U.S. stocks, international stocks, bonds, and real estate. Each asset class is then enhanced with a performance tilt to optimize performance and reduce volatility and risk.
- Expense Ratio
- 0.09%
- Dividend Yield
- 1.59%
Pinwheel PortfolioAsset Allocation
Pinwheel PortfolioPerformance
The chart shows the growth of $10,000 invested in Pinwheel Portfolio on Oct 25, 2012 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $19,237 for a total return of roughly 92.37%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Pinwheel PortfolioReturns
As of Apr 18, 2021, the Pinwheel Portfolio returned 7.52% Year-To-Date and 8.04% of annualized return in the last 10 years.
| 1M | YTD | 6M | 1Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|
| Pinwheel Portfolio | 2.57% | 7.52% | 16.94% | 34.13% | 9.74% | 8.04% |
| Portfolio components: | ||||||
IAU iShares Gold Trust | 2.30% | -6.73% | -6.63% | 5.16% | 7.35% | 0.25% |
IEFA iShares Core MSCI EAFE ETF | 4.04% | 9.21% | 24.24% | 48.24% | 9.81% | 8.44% |
IEMG iShares Core MSCI Emerging Markets ETF | 1.86% | 5.88% | 22.04% | 55.56% | 12.04% | 6.14% |
SLYV SPDR S&P 600 Small Cap Value ETF | -1.05% | 26.59% | 54.54% | 97.22% | 14.11% | 14.10% |
USRT iShares Core U.S. REIT ETF | 4.34% | 14.00% | 23.81% | 34.83% | 6.38% | 8.07% |
VGIT Vanguard Intermediate-Term Treasury ETF | 0.51% | -2.30% | -2.49% | -2.05% | 2.40% | 2.22% |
VGSH Vanguard Short-Term Treasury ETF | 0.02% | -0.02% | 0.02% | 0.22% | 1.67% | 1.25% |
VTI Vanguard Total Stock Market ETF | 6.28% | 11.94% | 23.21% | 54.15% | 17.44% | 16.12% |
| Returns over 1 year are annualized | ||||||
Pinwheel PortfolioDividends
Pinwheel Portfolio granted a 1.59% dividend yield in the last twelve months, as of Apr 18, 2021.
| Period | TTM | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 1.59% | 1.80% | 2.29% | 2.65% | 2.30% | 2.11% | 2.44% | 2.51% | 1.77% | 1.55% | 1.39% | 1.53% |
Pinwheel PortfolioDrawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Pinwheel PortfolioWorst Drawdowns
The table below shows the maximum drawdowns of the Pinwheel Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Pinwheel Portfolio is 23.65%, recorded on Mar 23, 2020. It took 97 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.65% | Feb 21, 2020 | 22 | Mar 23, 2020 | 97 | Aug 10, 2020 | 119 |
| -11.55% | Apr 29, 2015 | 184 | Jan 20, 2016 | 108 | Jun 23, 2016 | 292 |
| -11.2% | Jan 29, 2018 | 229 | Dec 24, 2018 | 66 | Apr 1, 2019 | 295 |
| -7.8% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
| -5.51% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -5.31% | Sep 8, 2014 | 26 | Oct 13, 2014 | 66 | Jan 16, 2015 | 92 |
| -4.79% | Sep 8, 2016 | 42 | Nov 4, 2016 | 54 | Jan 25, 2017 | 96 |
| -4.75% | Oct 13, 2020 | 12 | Oct 28, 2020 | 8 | Nov 9, 2020 | 20 |
| -3.49% | Oct 23, 2013 | 70 | Feb 3, 2014 | 9 | Feb 14, 2014 | 79 |
| -3.43% | May 6, 2019 | 17 | May 29, 2019 | 15 | Jun 19, 2019 | 32 |
Pinwheel PortfolioVolatility Chart
Current Pinwheel Portfolio volatility is 13.55%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.