Pinwheel Portfolio
The Pinwheel Portfolio is a lazy portfolio created by Tyler from PortfolioCharts.com. It uses all four equally-weighted core asset classes: U.S. stocks, international stocks, bonds, and real estate. Each asset class is then enhanced with a performance tilt to optimize performance and reduce volatility and risk.
Pinwheel PortfolioAsset Allocation
Pinwheel PortfolioPerformance
The chart shows the growth of $10,000 invested in Pinwheel Portfolio in Oct 2012 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $17,888 for a total return of roughly 78.88%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Pinwheel PortfolioReturns
As of Dec 3, 2022, the Pinwheel Portfolio returned -12.53% Year-To-Date and 6.30% of annualized return in the last 10 years.
| 1M | 6M | YTD | 1Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|
| Benchmark | 5.59% | -2.52% | -14.57% | -9.78% | 9.04% | 11.20% |
| Pinwheel Portfolio | 6.76% | -3.15% | -11.20% | -7.59% | 5.00% | 5.99% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 5.46% | -1.68% | -14.55% | -10.04% | 10.30% | 12.95% |
IEFA iShares Core MSCI EAFE ETF | 13.24% | -2.42% | -12.94% | -8.65% | 2.43% | 5.57% |
USRT iShares Core U.S. REIT ETF | 5.41% | -8.53% | -20.81% | -12.38% | 4.52% | 6.79% |
SLYV SPDR S&P 600 Small Cap Value ETF | 3.46% | -0.52% | -4.81% | 0.50% | 6.74% | 11.38% |
IEMG iShares Core MSCI Emerging Markets ETF | 13.00% | -7.30% | -17.74% | -16.42% | 0.13% | 2.29% |
VGIT Vanguard Intermediate-Term Treasury ETF | 3.51% | -2.02% | -9.12% | -9.63% | 0.48% | 0.79% |
VGSH Vanguard Short-Term Treasury ETF | 0.97% | -1.25% | -3.80% | -4.00% | 0.69% | 0.60% |
IAU iShares Gold Trust | 9.04% | -3.94% | -1.98% | 0.83% | 6.86% | 0.26% |
| Returns over 1 year are annualized | ||||||
Pinwheel PortfolioDividends
Pinwheel Portfolio granted a 2.43% dividend yield in the last twelve months.
| Period | TTM | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.43% | 1.87% | 1.87% | 2.44% | 2.91% | 2.59% | 2.46% | 2.94% | 3.11% | 2.27% | 2.02% | 1.87% | 2.09% |
Pinwheel PortfolioDrawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Pinwheel PortfolioWorst Drawdowns
The table below shows the maximum drawdowns of the Pinwheel Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Pinwheel Portfolio is 23.65%, recorded on Mar 23, 2020. It took 97 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.65% | Feb 21, 2020 | 22 | Mar 23, 2020 | 97 | Aug 10, 2020 | 119 |
| -21.05% | Nov 16, 2021 | 230 | Oct 14, 2022 | — | — | — |
| -11.53% | Apr 29, 2015 | 184 | Jan 20, 2016 | 108 | Jun 23, 2016 | 292 |
| -11.2% | Jan 29, 2018 | 229 | Dec 24, 2018 | 66 | Apr 1, 2019 | 295 |
| -7.8% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
| -5.51% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -5.31% | Sep 8, 2014 | 26 | Oct 13, 2014 | 66 | Jan 16, 2015 | 92 |
| -4.79% | Sep 8, 2016 | 42 | Nov 4, 2016 | 54 | Jan 25, 2017 | 96 |
| -4.75% | Oct 13, 2020 | 12 | Oct 28, 2020 | 8 | Nov 9, 2020 | 20 |
| -3.8% | Sep 7, 2021 | 18 | Sep 30, 2021 | 24 | Nov 3, 2021 | 42 |
Pinwheel PortfolioVolatility Chart
Current Pinwheel Portfolio volatility is 13.62%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.