Pinwheel Portfolio
The Pinwheel Portfolio is a lazy portfolio created by Tyler from PortfolioCharts.com. It uses all four equally-weighted core asset classes: U.S. stocks, international stocks, bonds, and real estate. Each asset class is then enhanced with a performance tilt to optimize performance and reduce volatility and risk.
Asset Allocation
Performance
The chart shows the growth of $10,000 invested in Pinwheel Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $17,786 for a total return of roughly 77.86%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 25, 2023, the Pinwheel Portfolio returned 2.56% Year-To-Date and 5.39% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 0.19% | 3.59% | 7.70% | -12.45% | 8.78% | 9.76% |
| Pinwheel Portfolio | -0.66% | 2.54% | 8.76% | -8.14% | 5.13% | 5.33% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | -0.63% | 3.68% | 8.10% | -11.95% | 9.89% | 11.33% |
IEFA iShares Core MSCI EAFE ETF | 0.36% | 5.37% | 22.03% | -4.36% | 2.97% | 4.95% |
USRT iShares Core U.S. REIT ETF | -8.07% | -2.98% | -1.61% | -22.32% | 5.30% | 4.96% |
SLYV SPDR S&P 600 Small Cap Value ETF | -8.97% | -0.07% | 8.72% | -10.62% | 5.83% | 9.05% |
IEMG iShares Core MSCI Emerging Markets ETF | 0.36% | 1.95% | 8.80% | -11.88% | -1.06% | 1.84% |
VGIT Vanguard Intermediate-Term Treasury ETF | 3.11% | 2.69% | 3.31% | -2.37% | 0.99% | 0.92% |
VGSH Vanguard Short-Term Treasury ETF | 1.76% | 1.68% | 2.38% | 0.30% | 1.06% | 0.75% |
IAU iShares Gold Trust | 8.13% | 7.31% | 19.05% | -0.11% | 7.63% | 1.85% |
| Returns over 1 year are annualized | ||||||
Dividends
Pinwheel Portfolio granted a 2.24% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.24% | 1.97% | 1.89% | 1.89% | 2.46% | 2.94% | 2.62% | 2.49% | 2.97% | 3.14% | 2.30% | 2.04% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Pinwheel Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Pinwheel Portfolio is 23.65%, recorded on Mar 23, 2020. It took 97 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.65% | Feb 21, 2020 | 22 | Mar 23, 2020 | 97 | Aug 10, 2020 | 119 |
| -21.05% | Nov 16, 2021 | 230 | Oct 14, 2022 | — | — | — |
| -11.53% | Apr 29, 2015 | 184 | Jan 20, 2016 | 108 | Jun 23, 2016 | 292 |
| -11.2% | Jan 29, 2018 | 229 | Dec 24, 2018 | 66 | Apr 1, 2019 | 295 |
| -7.8% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
| -5.51% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -5.31% | Sep 8, 2014 | 26 | Oct 13, 2014 | 66 | Jan 16, 2015 | 92 |
| -4.79% | Sep 8, 2016 | 42 | Nov 4, 2016 | 54 | Jan 25, 2017 | 96 |
| -4.75% | Oct 13, 2020 | 12 | Oct 28, 2020 | 8 | Nov 9, 2020 | 20 |
| -3.8% | Sep 7, 2021 | 18 | Sep 30, 2021 | 24 | Nov 3, 2021 | 42 |
Volatility Chart
Current Pinwheel Portfolio volatility is 23.87%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.