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Stocks/Bonds 40/60 Portfolio

Last updated Nov 30, 2022

The 40/60 Portfolio is a simple, balanced portfolio with a 40% equity and 60% fixed income allocation.

Expense Ratio

Rank 12 of 54

0.03%
0.00%0.94%
Dividend Yield

Rank 29 of 54

2.13%
0.00%4.60%
10Y Annualized Return

Rank 34 of 54

7.33%
3.45%54.48%
Sharpe Ratio

Rank 40 of 54

-0.84
-1.210.45
Maximum Drawdown

Rank 7 of 54

-22.50%
-91.88%-19.55%

Stocks/Bonds 40/60 PortfolioAsset Allocation


BND 60%VTI 40%BondBondEquityEquity

Stocks/Bonds 40/60 PortfolioPerformance

The chart shows the growth of $10,000 invested in Stocks/Bonds 40/60 Portfolio in Jan 2010 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $22,222 for a total return of roughly 122.22%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovember
-4.17%
-5.25%
Stocks/Bonds 40/60 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 40/60 PortfolioReturns

As of Nov 30, 2022, the Stocks/Bonds 40/60 Portfolio returned -15.88% Year-To-Date and 7.33% of annualized return in the last 10 years.


1M6MYTD1Y5Y10Y
Benchmark1.45%-4.82%-16.96%-13.86%8.56%10.84%
Stocks/Bonds 40/60 Portfolio2.08%-4.53%-14.43%-13.63%4.32%5.80%
BND
Vanguard Total Bond Market ETF
2.55%-5.20%-13.08%-13.33%-0.01%0.95%
VTI
Vanguard Total Stock Market ETF
1.37%-4.07%-17.07%-14.85%9.77%12.57%

Stocks/Bonds 40/60 PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Stocks/Bonds 40/60 Portfolio Sharpe ratio is -0.84. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-1.50-1.00-0.500.00JulyAugustSeptemberOctoberNovember
-1.17
-0.63
Stocks/Bonds 40/60 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 40/60 PortfolioDividends

Stocks/Bonds 40/60 Portfolio granted a 2.13% dividend yield in the last twelve months.


PeriodTTM202120202019201820172016201520142013201220112010

Dividend yield

2.13%1.70%1.97%2.48%2.71%2.46%2.59%2.72%2.84%2.90%3.51%3.77%4.11%

Stocks/Bonds 40/60 PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%2022FebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovember
-14.91%
-17.49%
Stocks/Bonds 40/60 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 40/60 PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Stocks/Bonds 40/60 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Stocks/Bonds 40/60 Portfolio is 19.79%, recorded on Oct 14, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-19.79%Nov 8, 2021236Oct 14, 2022
-15.64%Feb 21, 202021Mar 20, 202053Jun 5, 202074
-7.45%Aug 30, 201880Dec 24, 201836Feb 15, 2019116
-6.12%Jul 25, 201111Aug 8, 201165Nov 8, 201176
-5.27%Apr 27, 201585Aug 25, 2015149Mar 30, 2016234
-4.83%Apr 26, 201049Jul 2, 201050Sep 14, 201099
-4.72%Jan 29, 20189Feb 8, 2018124Aug 7, 2018133
-4.52%May 22, 201323Jun 24, 201360Sep 18, 201383
-4.33%Sep 3, 202014Sep 23, 202037Nov 13, 202051
-3.95%Nov 9, 201112Nov 25, 201123Dec 29, 201135

Stocks/Bonds 40/60 PortfolioVolatility Chart

Current Stocks/Bonds 40/60 Portfolio volatility is 6.33%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


5.00%10.00%15.00%20.00%25.00%30.00%35.00%40.00%JulyAugustSeptemberOctoberNovember
7.70%
13.39%
Stocks/Bonds 40/60 Portfolio
Benchmark (^GSPC)
Portfolio components