Stocks/Bonds 40/60 Portfolio
The 40/60 Portfolio is a simple, balanced portfolio with a 40% equity and 60% fixed income allocation.
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 60% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 40% |
Performance
The chart shows the growth of $10,000 invested in Stocks/Bonds 40/60 Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $24,178 for a total return of roughly 141.78%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Stocks/Bonds 40/60 Portfolio returned 4.83% Year-To-Date and 5.68% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Stocks/Bonds 40/60 Portfolio | 2.69% | 4.83% | 8.05% | -6.66% | 5.08% | 5.68% |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | 2.68% | 3.25% | 4.69% | -4.65% | 0.87% | 1.29% |
VTI Vanguard Total Stock Market ETF | 2.71% | 7.18% | 13.17% | -10.19% | 10.36% | 11.75% |
| Returns over 1 year are annualized | ||||||
Dividends
Stocks/Bonds 40/60 Portfolio granted a 2.57% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.57% | 2.24% | 1.71% | 1.98% | 2.50% | 2.74% | 2.48% | 2.61% | 2.74% | 2.86% | 2.93% | 3.54% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Stocks/Bonds 40/60 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Stocks/Bonds 40/60 Portfolio is 23.14%, recorded on Mar 9, 2009. It took 209 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.14% | May 20, 2008 | 202 | Mar 9, 2009 | 209 | Jan 5, 2010 | 411 |
| -19.79% | Nov 8, 2021 | 236 | Oct 14, 2022 | — | — | — |
| -15.64% | Feb 21, 2020 | 21 | Mar 20, 2020 | 53 | Jun 5, 2020 | 74 |
| -7.45% | Aug 30, 2018 | 80 | Dec 24, 2018 | 36 | Feb 15, 2019 | 116 |
| -6.12% | Jul 25, 2011 | 11 | Aug 8, 2011 | 65 | Nov 8, 2011 | 76 |
| -5.27% | Apr 27, 2015 | 85 | Aug 25, 2015 | 149 | Mar 30, 2016 | 234 |
| -5.2% | Nov 1, 2007 | 88 | Mar 10, 2008 | 47 | May 15, 2008 | 135 |
| -4.83% | Apr 26, 2010 | 49 | Jul 2, 2010 | 50 | Sep 14, 2010 | 99 |
| -4.72% | Jan 29, 2018 | 9 | Feb 8, 2018 | 124 | Aug 7, 2018 | 133 |
| -4.52% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
Volatility Chart
Current Stocks/Bonds 40/60 Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.