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FundAdvice Ultimate Buy & Hold Portfolio

Last updated Nov 28, 2023

The FundAdvice Ultimate Buy & Hold Portfolio is a diversified investment strategy that allocates assets across various ETFs, covering domestic and international equities, real estate, and fixed income. The portfolio aims to balance capital growth and stability, with a 40% allocation to bonds (TIP, VGSH, and VGIT) and a 60% allocation to equities (VB, VEA, VBR, EFV, VOO, VTV, and EEM). Including real estate (VNQ) and value-focused ETFs (VBR, EFV, and VTV) adds diversification and income potential. This portfolio suits investors seeking stability, income, and moderate growth.

Asset Allocation


VGIT 20%VGSH 12%TIP 8%VEA 12%EFV 12%VB 6%VBR 6%VOO 6%VTV 6%EEM 6%VNQ 6%BondBondEquityEquityReal EstateReal Estate
PositionCategory/SectorWeight
VGIT
Vanguard Intermediate-Term Treasury ETF
Government Bonds20%
VGSH
Vanguard Short-Term Treasury ETF
Government Bonds12%
TIP
iShares TIPS Bond ETF
Inflation-Protected Bonds8%
VEA
Vanguard FTSE Developed Markets ETF
Foreign Large Cap Equities12%
EFV
iShares MSCI EAFE Value ETF
Foreign Large Cap Equities12%
VB
Vanguard Small-Cap ETF
Small Cap Growth Equities6%
VBR
Vanguard Small-Cap Value ETF
Small Cap Blend Equities6%
VOO
Vanguard S&P 500 ETF
Large Cap Growth Equities6%
VTV
Vanguard Value ETF
Large Cap Value Equities6%
EEM
iShares MSCI Emerging Markets ETF
Asia Pacific Equities6%
VNQ
Vanguard Real Estate ETF
REIT6%

Performance

The chart shows the growth of an initial investment of $10,000 in FundAdvice Ultimate Buy & Hold Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly


100.00%150.00%200.00%250.00%300.00%JuneJulyAugustSeptemberOctoberNovember
104.34%
312.11%
FundAdvice Ultimate Buy & Hold Portfolio
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Sep 9, 2010, corresponding to the inception date of VOO

Returns

As of Nov 28, 2023, the FundAdvice Ultimate Buy & Hold Portfolio returned 5.90% Year-To-Date and 4.35% of annualized return in the last 10 years.


Year-To-Date1 month6 months1 year5 years (annualized)10 years (annualized)
^GSPC
N/AN/AN/AN/AN/AN/A
FundAdvice Ultimate Buy & Hold Portfolio5.90%6.32%3.03%4.49%4.82%4.35%
VB
Vanguard Small-Cap ETF
6.35%10.06%4.61%0.91%6.96%7.59%
TIP
iShares TIPS Bond ETF
0.72%1.74%-1.11%0.20%2.56%1.80%
VEA
Vanguard FTSE Developed Markets ETF
11.30%10.13%2.37%9.65%5.79%4.11%
VNQ
Vanguard Real Estate ETF
0.10%12.35%3.08%-3.81%3.48%6.22%
VBR
Vanguard Small-Cap Value ETF
4.88%9.79%7.31%-0.51%7.08%7.71%
EFV
iShares MSCI EAFE Value ETF
12.80%8.16%6.33%13.57%4.56%2.65%
VOO
Vanguard S&P 500 ETF
20.29%10.69%9.07%14.83%12.57%11.77%
VTV
Vanguard Value ETF
2.97%7.58%5.81%0.36%8.44%9.32%
EEM
iShares MSCI Emerging Markets ETF
4.72%7.80%1.77%6.68%1.17%1.37%
VGSH
Vanguard Short-Term Treasury ETF
2.79%0.67%1.59%3.20%1.12%0.83%
VGIT
Vanguard Intermediate-Term Treasury ETF
1.08%2.23%-0.59%0.85%0.59%0.93%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
20230.95%-2.37%3.31%2.43%-2.21%-2.80%-2.34%

Sharpe Ratio

The current FundAdvice Ultimate Buy & Hold Portfolio Sharpe ratio is 0.53. A Sharpe ratio between 0 and 1.0 is considered sub-optimal.

-1.000.001.002.003.000.53

The Sharpe ratio of FundAdvice Ultimate Buy & Hold Portfolio is in the bottom 25%, suggesting that this portfolio isn't performing as well in terms of risk-adjusted returns compared to many others. This could be due to lower returns, higher volatility, or both. It might be an indication that the portfolio needs fine-tuning.


Rolling 12-month Sharpe Ratio0.000.501.00JuneJulyAugustSeptemberOctoberNovember
0.53
0.91
FundAdvice Ultimate Buy & Hold Portfolio
Benchmark (^GSPC)
Portfolio components

Dividend yield

FundAdvice Ultimate Buy & Hold Portfolio granted a 2.83% dividend yield in the last twelve months.


TTM20222021202020192018201720162015201420132012
FundAdvice Ultimate Buy & Hold Portfolio2.83%2.75%2.28%2.02%2.62%2.74%2.19%2.18%2.11%2.31%1.97%2.44%
VB
Vanguard Small-Cap ETF
1.73%1.59%1.24%1.14%1.39%1.67%1.35%1.50%1.48%1.43%1.31%1.86%
TIP
iShares TIPS Bond ETF
3.02%6.96%4.28%1.17%1.75%2.71%2.07%1.48%0.34%1.67%1.15%2.22%
VEA
Vanguard FTSE Developed Markets ETF
3.04%2.91%3.16%2.04%3.04%3.35%2.77%3.05%2.92%3.68%2.60%2.97%
VNQ
Vanguard Real Estate ETF
4.48%3.91%2.56%3.93%3.39%4.74%4.23%4.82%3.92%3.60%4.32%3.56%
VBR
Vanguard Small-Cap Value ETF
2.30%2.03%1.75%1.68%2.06%2.35%1.79%1.77%1.99%1.77%1.87%2.62%
EFV
iShares MSCI EAFE Value ETF
3.68%4.17%4.07%2.42%4.62%4.56%3.56%3.28%3.59%4.87%3.19%3.77%
VOO
Vanguard S&P 500 ETF
1.49%1.69%1.25%1.54%1.88%2.06%1.78%2.02%2.10%1.85%1.84%2.18%
VTV
Vanguard Value ETF
2.60%2.52%2.15%2.56%2.50%2.73%2.29%2.44%2.60%2.22%2.21%2.73%
EEM
iShares MSCI Emerging Markets ETF
2.27%2.50%1.99%1.45%2.76%2.22%1.87%1.88%2.48%2.22%2.04%1.67%
VGSH
Vanguard Short-Term Treasury ETF
3.05%1.15%0.66%1.74%2.28%1.79%1.10%0.82%0.71%0.46%0.34%0.52%
VGIT
Vanguard Intermediate-Term Treasury ETF
2.63%1.74%1.69%2.23%2.24%2.05%1.67%1.69%1.69%1.54%1.63%2.57%

Expense Ratio

The FundAdvice Ultimate Buy & Hold Portfolio features an expense ratio of 0.14%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


0.68%
0.00%2.15%
0.39%
0.00%2.15%
0.19%
0.00%2.15%
0.12%
0.00%2.15%
0.07%
0.00%2.15%
0.05%
0.00%2.15%
0.04%
0.00%2.15%
0.03%
0.00%2.15%

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratioSortino ratioOmega ratioCalmar ratioUlcer Index
VB
Vanguard Small-Cap ETF
0.08
TIP
iShares TIPS Bond ETF
0.01
VEA
Vanguard FTSE Developed Markets ETF
0.71
VNQ
Vanguard Real Estate ETF
-0.16
VBR
Vanguard Small-Cap Value ETF
0.00
EFV
iShares MSCI EAFE Value ETF
1.01
VOO
Vanguard S&P 500 ETF
1.05
VTV
Vanguard Value ETF
0.05
EEM
iShares MSCI Emerging Markets ETF
0.39
VGSH
Vanguard Short-Term Treasury ETF
1.20
VGIT
Vanguard Intermediate-Term Treasury ETF
0.13

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

TIPVGSHVGITVNQEEMEFVVEAVBVBRVOOVTV
TIP1.000.520.740.10-0.03-0.07-0.04-0.09-0.11-0.09-0.13
VGSH0.521.000.730.04-0.10-0.14-0.11-0.16-0.18-0.17-0.20
VGIT0.740.731.000.00-0.19-0.25-0.21-0.25-0.28-0.26-0.30
VNQ0.100.040.001.000.480.540.570.660.660.650.64
EEM-0.03-0.10-0.190.481.000.780.820.680.660.730.68
EFV-0.07-0.14-0.250.540.781.000.970.750.760.790.81
VEA-0.04-0.11-0.210.570.820.971.000.780.770.830.81
VB-0.09-0.16-0.250.660.680.750.781.000.970.890.86
VBR-0.11-0.18-0.280.660.660.760.770.971.000.850.89
VOO-0.09-0.17-0.260.650.730.790.830.890.851.000.92
VTV-0.13-0.20-0.300.640.680.810.810.860.890.921.00

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-14.00%-12.00%-10.00%-8.00%-6.00%-4.00%JuneJulyAugustSeptemberOctoberNovember
-6.80%
-5.13%
FundAdvice Ultimate Buy & Hold Portfolio
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the FundAdvice Ultimate Buy & Hold Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FundAdvice Ultimate Buy & Hold Portfolio was 21.19%, occurring on Mar 23, 2020. Recovery took 141 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-21.19%Feb 13, 202027Mar 23, 2020141Oct 12, 2020168
-18.82%Nov 9, 2021235Oct 14, 2022
-13.64%May 2, 2011108Oct 3, 2011111Mar 13, 2012219
-12.02%Apr 29, 2015200Feb 11, 2016128Aug 15, 2016328
-11.44%Jan 29, 2018229Dec 24, 2018121Jun 19, 2019350

Volatility Chart

The current FundAdvice Ultimate Buy & Hold Portfolio volatility is 3.05%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


1.50%2.00%2.50%3.00%3.50%4.00%4.50%5.00%JuneJulyAugustSeptemberOctoberNovember
3.05%
3.31%
FundAdvice Ultimate Buy & Hold Portfolio
Benchmark (^GSPC)
Portfolio components

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