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Stocks/Bonds 80/20 Portfolio

Last updated Feb 7, 2023

The 80/20 Portfolio is a simple, balanced portfolio with an 80% equity and 20% fixed income allocation.

Expense Ratio

Rank 14 of 54

0.03%
0.00%0.94%
Dividend Yield

Rank 37 of 54

1.79%
0.00%4.21%
10Y Annualized Return

Rank 14 of 54

10.21%
2.65%53.17%
Sharpe Ratio

Rank 25 of 54

-0.34
-0.99-0.09
Maximum Drawdown

Rank 36 of 54

-28.47%
-55.92%-14.59%

Stocks/Bonds 80/20 PortfolioAsset Allocation


BND 20%VTI 80%BondBondEquityEquity

Stocks/Bonds 80/20 PortfolioPerformance

The chart shows the growth of $10,000 invested in Stocks/Bonds 80/20 Portfolio in Sep 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $36,949 for a total return of roughly 269.49%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-10.00%-5.00%0.00%5.00%OctoberNovemberDecember2023February
3.87%
3.64%
Stocks/Bonds 80/20 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 80/20 PortfolioReturns

As of Feb 7, 2023, the Stocks/Bonds 80/20 Portfolio returned 6.80% Year-To-Date and 10.21% of annualized return in the last 10 years.


1MYTD6M1Y5Y10Y
Benchmark5.55%7.07%-0.82%-8.65%8.83%10.56%
Stocks/Bonds 80/20 Portfolio5.11%6.80%-0.24%-7.30%8.64%10.21%
VTI
Vanguard Total Stock Market ETF
6.31%7.89%0.23%-7.27%10.25%12.26%
BND
Vanguard Total Bond Market ETF
0.37%2.48%-2.03%-8.22%0.74%1.27%

Stocks/Bonds 80/20 PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Stocks/Bonds 80/20 Portfolio Sharpe ratio is -0.34. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-1.00-0.80-0.60-0.40-0.20OctoberNovemberDecember2023February
-0.34
-0.34
Stocks/Bonds 80/20 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 80/20 PortfolioDividends

Stocks/Bonds 80/20 Portfolio granted a 1.79% dividend yield in the last twelve months.


PeriodTTM2022202120202019201820172016201520142013201220112010

Dividend yield

1.79%1.85%1.39%1.64%2.07%2.36%2.06%2.29%2.41%2.31%2.34%2.88%2.83%2.85%

Stocks/Bonds 80/20 PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%OctoberNovemberDecember2023February
-13.04%
-14.29%
Stocks/Bonds 80/20 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 80/20 PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Stocks/Bonds 80/20 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Stocks/Bonds 80/20 Portfolio is 28.47%, recorded on Mar 23, 2020. It took 92 trading sessions for the portfolio to recover.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-28.47%Feb 20, 202023Mar 23, 202092Aug 3, 2020115
-23.4%Dec 28, 2021202Oct 14, 2022
-15.81%Sep 21, 201865Dec 24, 201868Apr 3, 2019133
-15.55%Jul 8, 201161Oct 3, 201183Feb 1, 2012144
-12.51%Apr 26, 201049Jul 2, 201085Nov 2, 2010134
-11.5%May 22, 2015183Feb 11, 201674May 27, 2016257
-8.18%Jan 29, 20189Feb 8, 2018115Jul 25, 2018124
-7.64%Apr 3, 201243Jun 4, 201252Aug 16, 201295
-7.64%Sep 3, 202014Sep 23, 202033Nov 9, 202047
-6.32%Jan 20, 201014Feb 8, 201018Mar 5, 201032

Stocks/Bonds 80/20 PortfolioVolatility Chart

Current Stocks/Bonds 80/20 Portfolio volatility is 7.69%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


10.00%15.00%20.00%25.00%30.00%35.00%OctoberNovemberDecember2023February
15.53%
16.98%
Stocks/Bonds 80/20 Portfolio
Benchmark (^GSPC)
Portfolio components