Bill Schultheis Coffee House Portfolio
The Coffee House Portfolio is an investment strategy developed by Bill Schultheis, a financial advisor and author of "The Coffeehouse Investor." It is designed to be a simple, low-cost, diversified portfolio that individual investors can quickly implement.
The Coffee House Portfolio comprises a mix of three index funds: a domestic stock index fund, an international stock index fund, and a bond index fund. The specific asset classes and investments within each category can vary, but the overall allocation is meant to be relatively stable over time. In addition, the portfolio is designed to be globally diversified and to balance growth and income.
One of the fundamental principles of the Coffee House Portfolio is the idea of "passive investing," which involves using index funds to track the performance of a broad market or market segment rather than trying to beat the market through active stock picking or market timing. The goal is to maximize returns while minimizing costs and complexity to produce consistent, long-term results.
Bill Schultheis Coffee House PortfolioAsset Allocation
Bill Schultheis Coffee House PortfolioPerformance
The chart shows the growth of $10,000 invested in Bill Schultheis Coffee House Portfolio in Sep 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $24,714 for a total return of roughly 147.14%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Bill Schultheis Coffee House PortfolioReturns
As of Feb 7, 2023, the Bill Schultheis Coffee House Portfolio returned 5.85% Year-To-Date and 6.68% of annualized return in the last 10 years.
| 1M | YTD | 6M | 1Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|
| Benchmark | 5.55% | 7.07% | -0.82% | -8.65% | 8.83% | 10.56% |
| Bill Schultheis Coffee House Portfolio | 3.48% | 5.85% | 1.53% | -4.78% | 5.77% | 6.68% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 5.63% | 7.21% | 0.04% | -7.16% | 10.73% | 12.67% |
BND Vanguard Total Bond Market ETF | 0.37% | 2.48% | -2.03% | -8.22% | 0.74% | 1.27% |
VTV Vanguard Value ETF | 0.06% | 2.22% | 5.83% | 0.60% | 9.10% | 11.40% |
VNQ Vanguard Real Estate ETF | 8.18% | 10.66% | -3.87% | -9.85% | 8.03% | 7.12% |
VEA Vanguard FTSE Developed Markets ETF | 3.75% | 7.58% | 7.81% | -5.70% | 3.03% | 5.37% |
VB Vanguard Small-Cap ETF | 8.88% | 11.18% | 4.78% | 0.19% | 8.60% | 10.50% |
VBR Vanguard Small-Cap Value ETF | 7.05% | 9.92% | 8.09% | 4.50% | 8.40% | 10.54% |
| Returns over 1 year are annualized | ||||||
Bill Schultheis Coffee House PortfolioDividends
Bill Schultheis Coffee House Portfolio granted a 2.47% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.47% | 2.51% | 2.05% | 2.28% | 2.71% | 3.12% | 2.78% | 3.01% | 3.05% | 3.18% | 3.22% | 3.75% | 3.97% | 3.90% |
Bill Schultheis Coffee House PortfolioDrawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Bill Schultheis Coffee House PortfolioWorst Drawdowns
The table below shows the maximum drawdowns of the Bill Schultheis Coffee House Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Bill Schultheis Coffee House Portfolio is 24.01%, recorded on Mar 23, 2020. It took 141 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -24.01% | Feb 21, 2020 | 22 | Mar 23, 2020 | 141 | Oct 12, 2020 | 163 |
| -20.2% | Nov 8, 2021 | 236 | Oct 14, 2022 | — | — | — |
| -12.76% | Jul 8, 2011 | 61 | Oct 3, 2011 | 83 | Feb 1, 2012 | 144 |
| -11.01% | Aug 30, 2018 | 80 | Dec 24, 2018 | 56 | Mar 18, 2019 | 136 |
| -9.42% | Apr 27, 2015 | 202 | Feb 11, 2016 | 46 | Apr 19, 2016 | 248 |
| -6.39% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
| -6.27% | Jan 29, 2018 | 9 | Feb 8, 2018 | 124 | Aug 7, 2018 | 133 |
| -5.55% | Apr 3, 2012 | 43 | Jun 4, 2012 | 43 | Aug 3, 2012 | 86 |
| -4.44% | Sep 8, 2014 | 26 | Oct 13, 2014 | 19 | Nov 7, 2014 | 45 |
| -4.43% | Sep 8, 2016 | 41 | Nov 3, 2016 | 23 | Dec 7, 2016 | 64 |
Bill Schultheis Coffee House PortfolioVolatility Chart
Current Bill Schultheis Coffee House Portfolio volatility is 7.69%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.