Stocks/Bonds 60/40 Portfolio
The 60/40 Portfolio is a simple, balanced portfolio with a 60% equity and 40% fixed income allocation.
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 40% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 60% |
Performance
The chart shows the growth of $10,000 invested in Stocks/Bonds 60/40 Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $28,844 for a total return of roughly 188.44%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Stocks/Bonds 60/40 Portfolio returned 5.61% Year-To-Date and 7.78% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Stocks/Bonds 60/40 Portfolio | 2.69% | 5.61% | 9.75% | -7.76% | 6.99% | 7.78% |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | 2.68% | 3.25% | 4.69% | -4.65% | 0.87% | 1.29% |
VTI Vanguard Total Stock Market ETF | 2.71% | 7.18% | 13.17% | -10.19% | 10.36% | 11.75% |
| Returns over 1 year are annualized | ||||||
Dividends
Stocks/Bonds 60/40 Portfolio granted a 2.36% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.36% | 2.05% | 1.55% | 1.81% | 2.29% | 2.56% | 2.27% | 2.45% | 2.58% | 2.59% | 2.64% | 3.22% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Stocks/Bonds 60/40 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Stocks/Bonds 60/40 Portfolio is 35.22%, recorded on Mar 9, 2009. It took 407 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -35.22% | Oct 10, 2007 | 355 | Mar 9, 2009 | 407 | Oct 18, 2010 | 762 |
| -21.85% | Feb 20, 2020 | 23 | Mar 23, 2020 | 79 | Jul 15, 2020 | 102 |
| -21.5% | Dec 28, 2021 | 202 | Oct 14, 2022 | — | — | — |
| -11.55% | Sep 21, 2018 | 65 | Dec 24, 2018 | 55 | Mar 15, 2019 | 120 |
| -10.8% | Jul 8, 2011 | 61 | Oct 3, 2011 | 73 | Jan 18, 2012 | 134 |
| -8.2% | Apr 27, 2015 | 202 | Feb 11, 2016 | 42 | Apr 13, 2016 | 244 |
| -6.48% | Jan 29, 2018 | 9 | Feb 8, 2018 | 115 | Jul 25, 2018 | 124 |
| -6.03% | Sep 3, 2020 | 14 | Sep 23, 2020 | 35 | Nov 11, 2020 | 49 |
| -5.26% | Jul 17, 2007 | 22 | Aug 15, 2007 | 24 | Sep 19, 2007 | 46 |
| -5.21% | Apr 3, 2012 | 43 | Jun 4, 2012 | 44 | Aug 6, 2012 | 87 |
Volatility Chart
Current Stocks/Bonds 60/40 Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.