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Stocks/Bonds 60/40 Portfolio

Last updated Apr 1, 2023

The 60/40 Portfolio is a simple, balanced portfolio with a 60% equity and 40% fixed income allocation.

Expense Ratio

Rank 14 of 55

0.03%
0.00%0.94%
Dividend Yield

Rank 29 of 55

2.36%
0.00%4.33%
10Y Annualized Return

Rank 23 of 55

7.78%
2.63%52.97%
Sharpe Ratio

Rank 35 of 55

-0.50
-0.930.49
Maximum Drawdown

Rank 25 of 55

-35.22%
-82.98%-16.15%

Asset Allocation


BND 40%VTI 60%BondBondEquityEquity

Performance

The chart shows the growth of $10,000 invested in Stocks/Bonds 60/40 Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $28,844 for a total return of roughly 188.44%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


150.00%160.00%170.00%180.00%190.00%NovemberDecember2023FebruaryMarch
188.44%
183.72%
Stocks/Bonds 60/40 Portfolio
Benchmark (^GSPC)
Portfolio components

Returns

As of Apr 1, 2023, the Stocks/Bonds 60/40 Portfolio returned 5.61% Year-To-Date and 7.78% of annualized return in the last 10 years.


1 monthYear-To-Date6 months1 year5 years (annualized)10 years (annualized)
Benchmark3.51%7.03%12.88%-10.71%9.25%10.16%
Stocks/Bonds 60/40 Portfolio2.69%5.61%9.75%-7.76%6.99%7.78%
BND
Vanguard Total Bond Market ETF
2.68%3.25%4.69%-4.65%0.87%1.29%
VTI
Vanguard Total Stock Market ETF
2.71%7.18%13.17%-10.19%10.36%11.75%

Sharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Stocks/Bonds 60/40 Portfolio Sharpe ratio is -0.50. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-1.20-1.00-0.80-0.60-0.40-0.20NovemberDecember2023FebruaryMarch
-0.50
-0.46
Stocks/Bonds 60/40 Portfolio
Benchmark (^GSPC)
Portfolio components

Dividends

Stocks/Bonds 60/40 Portfolio granted a 2.36% dividend yield in the last twelve months.


PeriodTTM20222021202020192018201720162015201420132012

Dividend yield

2.36%2.05%1.55%1.81%2.29%2.56%2.27%2.45%2.58%2.59%2.64%3.22%

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%NovemberDecember2023FebruaryMarch
-12.52%
-14.33%
Stocks/Bonds 60/40 Portfolio
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Stocks/Bonds 60/40 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Stocks/Bonds 60/40 Portfolio is 35.22%, recorded on Mar 9, 2009. It took 407 trading sessions for the portfolio to recover.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-35.22%Oct 10, 2007355Mar 9, 2009407Oct 18, 2010762
-21.85%Feb 20, 202023Mar 23, 202079Jul 15, 2020102
-21.5%Dec 28, 2021202Oct 14, 2022
-11.55%Sep 21, 201865Dec 24, 201855Mar 15, 2019120
-10.8%Jul 8, 201161Oct 3, 201173Jan 18, 2012134
-8.2%Apr 27, 2015202Feb 11, 201642Apr 13, 2016244
-6.48%Jan 29, 20189Feb 8, 2018115Jul 25, 2018124
-6.03%Sep 3, 202014Sep 23, 202035Nov 11, 202049
-5.26%Jul 17, 200722Aug 15, 200724Sep 19, 200746
-5.21%Apr 3, 201243Jun 4, 201244Aug 6, 201287

Volatility Chart

Current Stocks/Bonds 60/40 Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


10.00%15.00%20.00%25.00%30.00%35.00%NovemberDecember2023FebruaryMarch
9.35%
15.42%
Stocks/Bonds 60/40 Portfolio
Benchmark (^GSPC)
Portfolio components