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Scott Burns Couch Portfolio

Last updated Feb 7, 2023

The Couch Potato Portfolio is a portfolio by Scott Burns, a finance columnist and co-founder of AssetBuilder.com, proposed in 1991. It's a dead-simple Lazy Portfolios with a 50/50 mix of stocks and bonds. The basic idea behind the portfolio is that stocks drive returns while bonds protect against market crashes and lower the overall portfolio's volatility.

Expense Ratio

Rank 33 of 54

Dividend Yield

Rank 1 of 54

10Y Annualized Return

Rank 27 of 54

Sharpe Ratio

Rank 42 of 54

Maximum Drawdown

Rank 6 of 54


Scott Burns Couch PortfolioAsset Allocation

TIP 50%VTI 50%BondBondEquityEquity

Scott Burns Couch PortfolioPerformance

The chart shows the growth of $10,000 invested in Scott Burns Couch Portfolio in Sep 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $26,710 for a total return of roughly 167.10%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly

Scott Burns Couch Portfolio
Benchmark (^GSPC)
Portfolio components

Scott Burns Couch PortfolioReturns

As of Feb 7, 2023, the Scott Burns Couch Portfolio returned 4.55% Year-To-Date and 6.89% of annualized return in the last 10 years.

Scott Burns Couch Portfolio3.07%4.55%-2.32%-7.26%6.74%6.89%
iShares TIPS Bond ETF
Vanguard Total Stock Market ETF

Scott Burns Couch PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Scott Burns Couch Portfolio Sharpe ratio is -0.51. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.

Scott Burns Couch Portfolio
Benchmark (^GSPC)
Portfolio components

Scott Burns Couch PortfolioDividends

Scott Burns Couch Portfolio granted a 4.21% dividend yield in the last twelve months.


Dividend yield


Scott Burns Couch PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

Scott Burns Couch Portfolio
Benchmark (^GSPC)
Portfolio components

Scott Burns Couch PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Scott Burns Couch Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Scott Burns Couch Portfolio is 19.76%, recorded on Mar 18, 2020. It took 56 trading sessions for the portfolio to recover.



To Bottom


To Recover



-19.76%Feb 20, 202020Mar 18, 202056Jun 8, 202076
-19.57%Dec 31, 2021189Sep 30, 2022
-10.63%Aug 30, 201880Dec 24, 201859Mar 21, 2019139
-8.3%Jul 25, 201150Oct 3, 201125Nov 7, 201175
-8.13%Apr 27, 2015202Feb 11, 201677Jun 2, 2016279
-7.33%Apr 30, 201045Jul 2, 201058Sep 24, 2010103
-6.52%May 22, 201323Jun 24, 201381Oct 17, 2013104
-5.72%Jan 29, 20189Feb 8, 2018107Jul 13, 2018116
-5.23%Sep 3, 202014Sep 23, 202037Nov 13, 202051
-5.05%Nov 9, 201112Nov 25, 201127Jan 5, 201239

Scott Burns Couch PortfolioVolatility Chart

Current Scott Burns Couch Portfolio volatility is 11.81%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.

Scott Burns Couch Portfolio
Benchmark (^GSPC)
Portfolio components