Moderate Portfolio
Asset Allocation
Performance
The chart shows the growth of $10,000 invested in Moderate Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $30,484 for a total return of roughly 204.84%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Moderate Portfolio returned 5.75% Year-To-Date and 6.25% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Moderate Portfolio | 2.85% | 5.75% | 12.75% | -7.15% | 5.10% | 6.25% |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | 2.68% | 3.25% | 4.69% | -4.65% | 0.87% | 1.29% |
IGOV iShares International Treasury Bond ETF | 4.71% | 2.71% | 10.01% | -13.33% | -4.67% | -1.73% |
VTI Vanguard Total Stock Market ETF | 2.71% | 7.18% | 13.17% | -10.19% | 10.36% | 11.75% |
VEA Vanguard FTSE Developed Markets ETF | 2.65% | 8.03% | 25.54% | -4.44% | 3.42% | 5.39% |
| Returns over 1 year are annualized | ||||||
Dividends
Moderate Portfolio granted a 2.37% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.37% | 2.11% | 1.85% | 1.78% | 2.38% | 2.67% | 2.34% | 2.59% | 2.64% | 2.97% | 2.75% | 3.36% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Moderate Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Moderate Portfolio is 23.53%, recorded on Oct 14, 2022. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.53% | Nov 9, 2021 | 235 | Oct 14, 2022 | — | — | — |
| -21.72% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -14.03% | Feb 10, 2009 | 19 | Mar 9, 2009 | 23 | Apr 9, 2009 | 42 |
| -12.42% | May 2, 2011 | 108 | Oct 3, 2011 | 94 | Feb 16, 2012 | 202 |
| -11.69% | Jan 29, 2018 | 229 | Dec 24, 2018 | 69 | Apr 4, 2019 | 298 |
| -9.68% | May 18, 2015 | 187 | Feb 11, 2016 | 80 | Jun 7, 2016 | 267 |
| -9.48% | Apr 16, 2010 | 36 | Jun 7, 2010 | 79 | Sep 28, 2010 | 115 |
| -6.87% | Apr 3, 2012 | 42 | Jun 1, 2012 | 54 | Aug 17, 2012 | 96 |
| -5.85% | Jan 15, 2010 | 16 | Feb 8, 2010 | 25 | Mar 16, 2010 | 41 |
| -5.8% | May 22, 2013 | 23 | Jun 24, 2013 | 28 | Aug 2, 2013 | 51 |
Volatility Chart
Current Moderate Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.