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Larry Swedroe Simple Portfolio

Last updated Feb 7, 2023

Larry Swedroe is a financial advisor and author who has written extensively on investing. One of the portfolio strategies he has recommended is the "simple portfolio," a low-cost, diversified investment portfolio designed to be easy to understand and manage.

The simple portfolio typically consists of a mix of asset classes, including stocks, bonds, and cash. The goal of the portfolio is to provide a combination of growth and income while minimizing risk through diversification. To implement the simple portfolio, an investor might invest in low-cost index funds or exchange-traded funds (ETFs) representing each asset class.

One of the key features of the simple portfolio is that it is designed to be easy to understand and manage, making it a good choice for investors who are new to investing or who do not have a lot of time to devote to managing their investments. It is also a good choice for investors who want to minimize the costs associated with investing, as the simple portfolio typically uses low-cost index funds or ETFs rather than actively managed funds.

Expense Ratio

Rank 47 of 54

Dividend Yield

Rank 2 of 54

10Y Annualized Return

Rank 37 of 54

Sharpe Ratio

Rank 4 of 54

Maximum Drawdown

Rank 23 of 54


Larry Swedroe Simple PortfolioAsset Allocation

Larry Swedroe Simple PortfolioPerformance

The chart shows the growth of $10,000 invested in Larry Swedroe Simple Portfolio in Sep 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $24,515 for a total return of roughly 145.15%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly

Larry Swedroe Simple Portfolio
Benchmark (^GSPC)
Portfolio components

Larry Swedroe Simple PortfolioReturns

As of Feb 7, 2023, the Larry Swedroe Simple Portfolio returned 5.40% Year-To-Date and 6.16% of annualized return in the last 10 years.

Larry Swedroe Simple Portfolio3.01%5.40%2.65%-2.71%5.62%6.16%
iShares S&P SmallCap 600 Value ETF
iShares MSCI Emerging Markets ETF
iShares MSCI EAFE Value ETF
Vanguard Small-Cap ETF
Vanguard Value ETF
iShares TIPS Bond ETF

Larry Swedroe Simple PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Larry Swedroe Simple Portfolio Sharpe ratio is -0.21. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.

Larry Swedroe Simple Portfolio
Benchmark (^GSPC)
Portfolio components

Larry Swedroe Simple PortfolioDividends

Larry Swedroe Simple Portfolio granted a 4.10% dividend yield in the last twelve months.


Dividend yield


Larry Swedroe Simple PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

Larry Swedroe Simple Portfolio
Benchmark (^GSPC)
Portfolio components

Larry Swedroe Simple PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Larry Swedroe Simple Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Larry Swedroe Simple Portfolio is 25.44%, recorded on Mar 18, 2020. It took 164 trading sessions for the portfolio to recover.



To Bottom


To Recover



-25.44%Jan 17, 202042Mar 18, 2020164Nov 9, 2020206
-19.04%Nov 10, 2021224Sep 30, 2022
-13.65%May 2, 2011108Oct 3, 201180Jan 27, 2012188
-13.29%Apr 27, 2015202Feb 11, 2016123Aug 8, 2016325
-12.84%Aug 30, 201880Dec 24, 2018131Jul 3, 2019211
-9.9%Apr 26, 201049Jul 2, 201065Oct 5, 2010114
-7.12%May 22, 201323Jun 24, 201360Sep 18, 201383
-6.39%Mar 27, 201248Jun 4, 201256Aug 22, 2012104
-6.38%Jan 29, 20189Feb 8, 2018135Aug 22, 2018144
-5.89%Jan 20, 201014Feb 8, 201021Mar 10, 201035

Larry Swedroe Simple PortfolioVolatility Chart

Current Larry Swedroe Simple Portfolio volatility is 18.17%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.

Larry Swedroe Simple Portfolio
Benchmark (^GSPC)
Portfolio components