Paul Merriman Ultimate Portfolio
The Ultimate Portfolio is a lazy portfolio by Paul Merriman, a financial educator, founder of Merriman, LLC. The portfolio consists of 10 asset classes, 10% each with a tilt to small-cap and value stocks.
Asset Allocation
Performance
The chart shows the growth of $10,000 invested in Paul Merriman Ultimate Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $26,569 for a total return of roughly 165.69%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Paul Merriman Ultimate Portfolio returned 4.33% Year-To-Date and 7.03% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Paul Merriman Ultimate Portfolio | -0.46% | 4.33% | 15.94% | -8.90% | 4.51% | 7.03% |
| Portfolio components: | ||||||
VTV Vanguard Value ETF | -0.46% | -1.00% | 12.01% | -5.42% | 8.84% | 10.55% |
VIOV Vanguard S&P Small-Cap 600 Value ETF | -6.67% | 3.09% | 13.35% | -7.95% | 6.17% | 9.44% |
VV Vanguard Large-Cap ETF | 3.61% | 7.66% | 13.50% | -10.08% | 10.93% | 12.11% |
VEU Vanguard FTSE All-World ex-US ETF | 2.84% | 6.88% | 21.79% | -5.66% | 2.63% | 4.58% |
VIOO Vanguard S&P Small-Cap 600 ETF | -5.27% | 2.46% | 10.94% | -9.98% | 6.21% | 9.93% |
VWO Vanguard FTSE Emerging Markets ETF | 2.56% | 3.72% | 12.45% | -10.53% | -0.08% | 2.34% |
EFV iShares MSCI EAFE Value ETF | -0.04% | 5.78% | 26.41% | -1.02% | 1.56% | 3.73% |
DLS WisdomTree International SmallCap Dividend | 0.16% | 6.24% | 20.93% | -7.24% | -0.77% | 4.73% |
VSS Vanguard FTSE All-World ex-US Small-Cap ETF | 0.87% | 6.25% | 20.34% | -10.86% | 0.84% | 4.37% |
VNQ Vanguard Real Estate ETF | -2.16% | 1.69% | 7.29% | -21.13% | 5.81% | 5.76% |
| Returns over 1 year are annualized | ||||||
Dividends
Paul Merriman Ultimate Portfolio granted a 3.24% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 3.24% | 3.02% | 2.54% | 2.26% | 3.09% | 3.37% | 2.91% | 3.17% | 3.24% | 3.51% | 3.34% | 3.59% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Paul Merriman Ultimate Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Paul Merriman Ultimate Portfolio is 38.24%, recorded on Mar 23, 2020. It took 171 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -38.24% | Jan 21, 2020 | 44 | Mar 23, 2020 | 171 | Nov 23, 2020 | 215 |
| -25.31% | Nov 9, 2021 | 233 | Oct 12, 2022 | — | — | — |
| -24.64% | May 2, 2011 | 108 | Oct 3, 2011 | 304 | Dec 18, 2012 | 412 |
| -20.07% | Jan 29, 2018 | 229 | Dec 24, 2018 | 234 | Nov 27, 2019 | 463 |
| -19.7% | May 18, 2015 | 187 | Feb 11, 2016 | 142 | Sep 2, 2016 | 329 |
| -9.31% | Jul 7, 2014 | 70 | Oct 13, 2014 | 89 | Feb 20, 2015 | 159 |
| -9.28% | May 22, 2013 | 23 | Jun 24, 2013 | 55 | Sep 11, 2013 | 78 |
| -7.02% | Feb 22, 2011 | 17 | Mar 16, 2011 | 12 | Apr 1, 2011 | 29 |
| -5.91% | Jan 23, 2014 | 8 | Feb 3, 2014 | 14 | Feb 24, 2014 | 22 |
| -5.6% | Sep 8, 2016 | 42 | Nov 4, 2016 | 21 | Dec 6, 2016 | 63 |
Volatility Chart
Current Paul Merriman Ultimate Portfolio volatility is 12.48%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.