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Tim Maurer Simple Money Portfolio

Last updated Feb 7, 2023

The Simple Money Portfolio is a lazy portfolio by Tim Maurer, a Wealth Advisor and Director of Personal Finance for Buckingham and the BAM ALLIANCE. This portfolio was introduced in his book of the same name Simple Money. It is a variation of a traditional 60/40 stocks/bonds portfolio with tilts toward value and small-cap stocks.

Expense Ratio

Rank 51 of 54

0.23%
0.00%0.94%
Dividend Yield

Rank 31 of 54

1.99%
0.00%4.21%
10Y Annualized Return

Rank 43 of 54

5.38%
2.65%53.17%
Sharpe Ratio

Rank 24 of 54

-0.34
-0.99-0.09
Maximum Drawdown

Rank 9 of 54

-21.12%
-55.92%-14.59%

Tim Maurer Simple Money PortfolioAsset Allocation


Tim Maurer Simple Money PortfolioPerformance

The chart shows the growth of $10,000 invested in Tim Maurer Simple Money Portfolio in Sep 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $21,493 for a total return of roughly 114.93%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-10.00%-5.00%0.00%5.00%10.00%OctoberNovemberDecember2023February
6.68%
3.64%
Tim Maurer Simple Money Portfolio
Benchmark (^GSPC)
Portfolio components

Tim Maurer Simple Money PortfolioReturns

As of Feb 7, 2023, the Tim Maurer Simple Money Portfolio returned 5.03% Year-To-Date and 5.38% of annualized return in the last 10 years.


1MYTD6M1Y5Y10Y
Benchmark5.55%7.07%-0.82%-8.65%8.83%10.56%
Tim Maurer Simple Money Portfolio2.88%5.03%2.73%-4.63%3.89%5.38%
IWD
iShares Russell 1000 Value ETF
2.45%5.00%4.62%-1.26%7.79%9.86%
IVV
iShares Core S&P 500 ETF
5.64%7.18%0.03%-7.20%10.70%12.65%
IWM
iShares Russell 2000 ETF
9.33%11.34%2.75%-0.72%6.69%9.43%
IEI
iShares 3-7 Year Treasury Bond ETF
-0.27%1.12%-2.16%-6.48%0.70%0.77%
EFV
iShares MSCI EAFE Value ETF
2.68%6.23%12.12%-2.62%1.04%3.58%
IWN
iShares Russell 2000 Value ETF
8.64%11.18%3.71%1.54%6.85%8.78%
SCZ
iShares MSCI EAFE Small-Cap ETF
4.26%7.08%5.11%-10.43%1.09%6.23%

Tim Maurer Simple Money PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Tim Maurer Simple Money Portfolio Sharpe ratio is -0.34. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-1.50-1.00-0.50OctoberNovemberDecember2023February
-0.34
-0.34
Tim Maurer Simple Money Portfolio
Benchmark (^GSPC)
Portfolio components

Tim Maurer Simple Money PortfolioDividends

Tim Maurer Simple Money Portfolio granted a 1.99% dividend yield in the last twelve months.


PeriodTTM2022202120202019201820172016201520142013201220112010

Dividend yield

1.99%2.03%1.79%1.58%2.77%2.76%2.27%2.31%2.41%2.62%2.07%2.66%3.18%2.97%

Tim Maurer Simple Money PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%OctoberNovemberDecember2023February
-9.36%
-14.29%
Tim Maurer Simple Money Portfolio
Benchmark (^GSPC)
Portfolio components

Tim Maurer Simple Money PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Tim Maurer Simple Money Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Tim Maurer Simple Money Portfolio is 21.12%, recorded on Mar 23, 2020. It took 114 trading sessions for the portfolio to recover.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-21.12%Jan 21, 202044Mar 23, 2020114Sep 2, 2020158
-20.69%Nov 8, 2021223Sep 27, 2022
-13.4%May 2, 2011108Oct 3, 2011120Mar 26, 2012228
-12.57%Jan 29, 2018229Dec 24, 2018205Oct 17, 2019434
-11.02%May 22, 2015183Feb 11, 2016124Aug 9, 2016307
-9.3%Apr 16, 201036Jun 7, 201077Sep 24, 2010113
-7.35%Mar 27, 201247Jun 1, 201267Sep 6, 2012114
-6.45%Jul 7, 201470Oct 13, 201489Feb 20, 2015159
-5.98%Jan 20, 201014Feb 8, 201023Mar 12, 201037
-5.72%May 22, 201323Jun 24, 201319Jul 22, 201342

Tim Maurer Simple Money PortfolioVolatility Chart

Current Tim Maurer Simple Money Portfolio volatility is 11.34%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


0.00%10.00%20.00%30.00%40.00%OctoberNovemberDecember2023February
11.20%
16.98%
Tim Maurer Simple Money Portfolio
Benchmark (^GSPC)
Portfolio components