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Stocks/Bonds 20/80 Portfolio

Last updated Aug 13, 2022

The 20/80 Portfolio is a simple, balanced portfolio with a 20% equity and 80% fixed income allocation.

Expense Ratio

Rank 11 of 54

0.03%
0.00%0.94%
Dividend Yield

Rank 25 of 54

2.10%
0.00%4.34%
10Y Annualized Return

Rank 52 of 54

5.43%
4.13%64.70%
Sharpe Ratio

Rank 49 of 54

-0.70
-0.980.14
Maximum Drawdown

Rank 1 of 54

-17.74%
-91.88%-17.74%

Stocks/Bonds 20/80 PortfolioAsset Allocation


BND 80%VTI 20%BondBondEquityEquity

Stocks/Bonds 20/80 PortfolioPerformance

The chart shows the growth of $10,000 invested in Stocks/Bonds 20/80 Portfolio in Jan 2010 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $18,157 for a total return of roughly 81.57%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-15.00%-10.00%-5.00%0.00%5.00%MarchAprilMayJuneJulyAugust
-4.32%
-2.76%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 20/80 PortfolioReturns

As of Aug 13, 2022, the Stocks/Bonds 20/80 Portfolio returned -9.49% Year-To-Date and 5.43% of annualized return in the last 10 years.


1M6MYTD1Y5Y10Y
Benchmark12.08%-4.97%-10.20%-3.65%11.89%11.81%
Stocks/Bonds 20/80 Portfolio3.73%-4.69%-8.87%-8.27%3.69%4.10%
BND
Vanguard Total Bond Market ETF
1.49%-4.92%-8.75%-9.37%0.97%1.54%
VTI
Vanguard Total Stock Market ETF
12.82%-4.78%-10.34%-4.99%13.37%13.68%

Stocks/Bonds 20/80 PortfolioSharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Stocks/Bonds 20/80 Portfolio Sharpe ratio is -0.70. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-2.00-1.000.001.00MarchAprilMayJuneJulyAugust
-1.18
-0.20
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 20/80 PortfolioDividends

Stocks/Bonds 20/80 Portfolio granted a 2.10% dividend yield in the last twelve months.


PeriodTTM202120202019201820172016201520142013201220112010

Dividend yield

2.10%1.84%2.12%2.67%2.88%2.64%2.73%2.86%3.09%3.17%3.81%4.23%4.72%

Stocks/Bonds 20/80 PortfolioDrawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2022FebruaryMarchAprilMayJuneJulyAugust
-9.58%
-10.77%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Stocks/Bonds 20/80 PortfolioWorst Drawdowns

The table below shows the maximum drawdowns of the Stocks/Bonds 20/80 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Stocks/Bonds 20/80 Portfolio is 15.24%, recorded on Jun 14, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-15.24%Nov 10, 2021149Jun 14, 2022
-10.51%Feb 21, 202019Mar 18, 202044May 20, 202063
-4.11%May 22, 201323Jun 24, 201382Oct 18, 2013105
-3.42%Aug 28, 201882Dec 24, 201824Jan 30, 2019106
-3.23%Apr 16, 201592Aug 25, 2015141Mar 17, 2016233
-3.03%Sep 8, 201660Dec 1, 201689Apr 11, 2017149
-2.99%Jan 29, 201861Apr 25, 201880Aug 17, 2018141
-2.73%Feb 11, 202117Mar 8, 202143May 7, 202160
-2.56%Sep 3, 202041Oct 30, 202012Nov 17, 202053
-2.4%Nov 5, 201028Dec 15, 201044Feb 17, 201172

Stocks/Bonds 20/80 PortfolioVolatility Chart

Current Stocks/Bonds 20/80 Portfolio volatility is 10.32%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


0.00%10.00%20.00%30.00%40.00%MarchAprilMayJuneJulyAugust
10.71%
16.68%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

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