Stocks/Bonds 20/80 Portfolio
The 20/80 Portfolio is a simple, balanced portfolio with a 20% equity and 80% fixed income allocation.
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 80% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 20% |
Performance
The chart shows the growth of $10,000 invested in Stocks/Bonds 20/80 Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $19,824 for a total return of roughly 98.24%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Stocks/Bonds 20/80 Portfolio returned 4.04% Year-To-Date and 3.51% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Stocks/Bonds 20/80 Portfolio | 2.68% | 4.04% | 6.37% | -5.62% | 3.04% | 3.51% |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | 2.68% | 3.25% | 4.69% | -4.65% | 0.87% | 1.29% |
VTI Vanguard Total Stock Market ETF | 2.71% | 7.18% | 13.17% | -10.19% | 10.36% | 11.75% |
| Returns over 1 year are annualized | ||||||
Dividends
Stocks/Bonds 20/80 Portfolio granted a 2.78% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.78% | 2.42% | 1.87% | 2.16% | 2.71% | 2.92% | 2.68% | 2.77% | 2.91% | 3.14% | 3.22% | 3.87% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Stocks/Bonds 20/80 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Stocks/Bonds 20/80 Portfolio is 18.52%, recorded on Oct 20, 2022. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.52% | Nov 10, 2021 | 238 | Oct 20, 2022 | — | — | — |
| -14.44% | May 20, 2008 | 101 | Oct 10, 2008 | 211 | Aug 13, 2009 | 312 |
| -10.51% | Feb 21, 2020 | 19 | Mar 18, 2020 | 44 | May 20, 2020 | 63 |
| -4.11% | May 22, 2013 | 23 | Jun 24, 2013 | 82 | Oct 18, 2013 | 105 |
| -3.42% | Aug 28, 2018 | 82 | Dec 24, 2018 | 24 | Jan 30, 2019 | 106 |
| -3.23% | Apr 16, 2015 | 92 | Aug 25, 2015 | 141 | Mar 17, 2016 | 233 |
| -3.03% | Sep 8, 2016 | 60 | Dec 1, 2016 | 89 | Apr 11, 2017 | 149 |
| -2.99% | Jan 29, 2018 | 61 | Apr 25, 2018 | 80 | Aug 17, 2018 | 141 |
| -2.73% | Feb 11, 2021 | 17 | Mar 8, 2021 | 43 | May 7, 2021 | 60 |
| -2.56% | Sep 3, 2020 | 41 | Oct 30, 2020 | 12 | Nov 17, 2020 | 53 |
Volatility Chart
Current Stocks/Bonds 20/80 Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.