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Stocks/Bonds 20/80 Portfolio

Last updated Apr 1, 2023

The 20/80 Portfolio is a simple, balanced portfolio with a 20% equity and 80% fixed income allocation.

Expense Ratio

Rank 12 of 55

0.03%
0.00%0.94%
Dividend Yield

Rank 15 of 55

2.78%
0.00%4.33%
10Y Annualized Return

Rank 53 of 55

3.51%
2.63%52.97%
Sharpe Ratio

Rank 47 of 55

-0.60
-0.930.49
Maximum Drawdown

Rank 2 of 55

-18.52%
-82.98%-16.15%

Asset Allocation


BND 80%VTI 20%BondBondEquityEquity

Performance

The chart shows the growth of $10,000 invested in Stocks/Bonds 20/80 Portfolio in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $19,824 for a total return of roughly 98.24%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


80.00%100.00%120.00%140.00%160.00%180.00%NovemberDecember2023FebruaryMarch
98.24%
183.72%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Returns

As of Apr 1, 2023, the Stocks/Bonds 20/80 Portfolio returned 4.04% Year-To-Date and 3.51% of annualized return in the last 10 years.


1 monthYear-To-Date6 months1 year5 years (annualized)10 years (annualized)
Benchmark3.51%7.03%12.88%-10.71%9.25%10.16%
Stocks/Bonds 20/80 Portfolio2.68%4.04%6.37%-5.62%3.04%3.51%
BND
Vanguard Total Bond Market ETF
2.68%3.25%4.69%-4.65%0.87%1.29%
VTI
Vanguard Total Stock Market ETF
2.71%7.18%13.17%-10.19%10.36%11.75%

Sharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Stocks/Bonds 20/80 Portfolio Sharpe ratio is -0.60. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-2.00-1.50-1.00-0.50NovemberDecember2023FebruaryMarch
-0.60
-0.46
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Dividends

Stocks/Bonds 20/80 Portfolio granted a 2.78% dividend yield in the last twelve months.


PeriodTTM20222021202020192018201720162015201420132012

Dividend yield

2.78%2.42%1.87%2.16%2.71%2.92%2.68%2.77%2.91%3.14%3.22%3.87%

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%NovemberDecember2023FebruaryMarch
-11.52%
-14.33%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Stocks/Bonds 20/80 Portfolio. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Stocks/Bonds 20/80 Portfolio is 18.52%, recorded on Oct 20, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-18.52%Nov 10, 2021238Oct 20, 2022
-14.44%May 20, 2008101Oct 10, 2008211Aug 13, 2009312
-10.51%Feb 21, 202019Mar 18, 202044May 20, 202063
-4.11%May 22, 201323Jun 24, 201382Oct 18, 2013105
-3.42%Aug 28, 201882Dec 24, 201824Jan 30, 2019106
-3.23%Apr 16, 201592Aug 25, 2015141Mar 17, 2016233
-3.03%Sep 8, 201660Dec 1, 201689Apr 11, 2017149
-2.99%Jan 29, 201861Apr 25, 201880Aug 17, 2018141
-2.73%Feb 11, 202117Mar 8, 202143May 7, 202160
-2.56%Sep 3, 202041Oct 30, 202012Nov 17, 202053

Volatility Chart

Current Stocks/Bonds 20/80 Portfolio volatility is 8.57%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


0.00%10.00%20.00%30.00%40.00%NovemberDecember2023FebruaryMarch
6.71%
15.42%
Stocks/Bonds 20/80 Portfolio
Benchmark (^GSPC)
Portfolio components