The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
TRRJX	T. Rowe Price Retirement 2035 Fund	Target Retirement Date	Feb 27, 2004	0.59%	-0.09%	9.10%	0.00%	21
TRRKX	T. Rowe Price Retirement 2045 Fund	Target Retirement Date	May 30, 2005	0.63%	-0.16%	10.13%	0.00%	27
TRRLX	T. Rowe Price Retirement 2060 Fund	Target Retirement Date	Jun 23, 2014	0.64%	-0.16%	10.23%	0.00%	30
TRRMX	T. Rowe Price Retirement 2050 Fund	Target Retirement Date	Dec 29, 2006	0.62%	-0.14%	10.20%	0.00%	27
TRRNX	T. Rowe Price Retirement 2055 Fund	Target Retirement Date	Dec 28, 2006	0.65%	-0.13%	10.19%	0.00%	26
TRRYX	T. Rowe Price Retirement 2060 Fund	Target Retirement Date	Jun 22, 2014	0.90%	-0.21%	10.40%	3.67%	49
TRTGX	T. Rowe Price Target 2060 Fund	Target Retirement Date	Jun 22, 2014	0.90%	-0.22%	10.23%	4.20%	46
TTFIX	TIAA-CREF Lifecycle 2045 Fund	Target Retirement Date	Nov 29, 2007	0.23%	-1.75%	10.17%	7.96%	56
TTIIX	TIAA-CREF Lifecycle Index 2055 Fund	Target Retirement Date	Apr 28, 2011	0.10%	-0.93%	11.19%	2.80%	63
TTIRX	Nuveen Lifecycle Index 2055 Fund Retirement Class	Target Retirement Date	Apr 29, 2011	0.35%	-1.01%	10.94%	2.56%	63
TTRIX	TIAA-CREF Lifecycle 2055 Fund	Target Retirement Date	Apr 28, 2011	0.22%	-1.92%	10.48%	6.64%	54
TVIIX	TIAA-CREF Lifecycle Index 2060 Fund	Target Retirement Date	Sep 25, 2014	0.10%	-0.94%	11.31%	2.63%	63
URFFX	USAA Target Retirement 2050 Fund	Target Retirement Date	Jul 31, 2008	0.58%	0.98%	9.52%	6.40%	70
URFRX	USAA Target Retirement 2040 Fund	Target Retirement Date	Jul 30, 2008	0.02%	0.98%	8.78%	6.98%	74
URINX	USAA Target Retirement Income Fund	Target Retirement Date	Jul 30, 2008	0.04%	1.15%	5.52%	6.05%	87
URSIX	USAA Target Retirement 2060 Fund	Target Retirement Date	Jul 11, 2013	0.10%	0.95%	9.59%	5.54%	69
URTRX	USAA Target Retirement 2030 Fund	Target Retirement Date	Jul 30, 2008	0.03%	1.06%	7.58%	6.71%	80
VFFVX	Vanguard Target Retirement 2055 Fund	Target Retirement Date, Diversified Portfolio	Aug 18, 2010	0.08%	-0.62%	10.91%	2.09%	68
VFIFX	Vanguard Target Retirement 2050 Fund	Target Retirement Date, Diversified Portfolio	Jun 7, 2006	0.08%	-0.61%	10.70%	2.10%	69
VFORX	Vanguard Target Retirement 2040 Fund	Target Retirement Date, Diversified Portfolio	Jun 7, 2006	0.08%	-0.48%	9.83%	2.78%	70

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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