- ISIN
- US74255L5637
- CUSIP
- 74255L563
- Issuer
- Principal
- Inception Date
- Feb 28, 2013
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
PLTZX Performance Chart
Principal LifeTime 2060 Fund (PLTZX) is up 11.6% since the beginning of the year. PLTZX is currently trading at $21 per share. Investors who bought $1,000 worth of PLTZX shares 5 years ago would now be looking at an investment worth $1,545.
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Returns By Period
Principal LifeTime 2060 Fund (PLTZX) has returned 11.64% so far this year and 19.78% over the past 12 months. Over the last ten years, PLTZX has returned 11.52% per year, falling short of the S&P 500 Index benchmark, which averaged 13.47% annually.
Principal LifeTime 2060 Fund
- 1D
- 1.40%
- 1M
- 1.94%
- 6M
- 9.09%
- YTD
- 11.64%
- 1Y
- 19.78%
- 3Y*
- 17.88%
- 5Y*
- 9.09%
- 10Y*
- 11.52%
- ALL TIME*
- 10.66%
Benchmark (S&P 500 Index)
- 1D
- -0.17%
- 1M
- 2.47%
- 6M
- 12.22%
- YTD
- 12.83%
- 1Y
- 22.61%
- 3Y*
- 19.93%
- 5Y*
- 11.73%
- 10Y*
- 13.47%
- ALL TIME*
- 8.14%
PLTZX Monthly Returns History
Based on dividend-adjusted daily data since Mar 4, 2013, PLTZX's average daily return is +0.04%, while the average monthly return is +0.92%. At this rate, an investment would double in approximately 6.3 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +11.8%, while the worst month was Mar 2020 at -15.1%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.
On a daily basis, PLTZX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +8.6%, while the worst single day was Mar 12, 2020 at -9.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.66% | 0.67% | -5.60% | 7.79% | 3.18% | 0.24% | 0.34% | 2.29% | 11.64% | ||||
| 2025 | 3.81% | -0.50% | -3.97% | 0.00% | 5.18% | 4.15% | 1.01% | 2.58% | 2.20% | 0.90% | 0.99% | 0.43% | 17.76% |
| 2024 | 0.06% | 4.12% | 3.36% | -3.83% | 3.74% | 0.76% | 2.42% | 2.25% | 1.65% | -2.11% | 4.43% | -0.76% | 16.89% |
| 2023 | 7.43% | -2.96% | 1.73% | 1.43% | -1.61% | 6.07% | 2.96% | -2.37% | -4.48% | -2.81% | 9.02% | 5.39% | 20.36% |
| 2022 | -5.40% | -3.08% | 1.18% | -7.92% | 0.63% | -8.10% | 7.86% | -4.12% | -9.12% | 6.76% | 7.22% | -4.47% | -18.81% |
| 2021 | -0.91% | 3.73% | 2.59% | 4.54% | 1.26% | 0.98% | 1.02% | 2.07% | -4.11% | 4.94% | -3.05% | 4.18% | 18.12% |
Benchmark Metrics
Principal LifeTime 2060 Fund has an annualized alpha of 0.38%, beta of 0.80, and R2 of 0.81 versus S&P 500 Index. Calculated based on daily prices since March 04, 2013.
- This fund participated in 93.64% of S&P 500 Index downside but only 86.03% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.38%
- Beta
- 0.80
- R²
- 0.81
- Upside Capture
- 86.03%
- Downside Capture
- 93.64%
Expense Ratio
PLTZX has an expense ratio of 0.01%, which is considered low.
Return for Risk
Risk / Return Rank
PLTZX ranks 50 for risk / return — above 50% of mutual funds peers on PortfoliosLab. Its historical combined result is near the middle of the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Principal LifeTime 2060 Fund (PLTZX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PLTZX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.23 | ||
| Sortino ratioReturn per unit of downside risk | -0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.32 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.25 | 2.50 | -0.24 |
| Martin ratioReturn relative to average drawdown | 9.67 | 10.58 | -0.91 |
Dividends
Dividend History
Principal LifeTime 2060 Fund provided a 7.46% dividend yield over the last twelve months, with an annual payout of $1.57 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.57 | $1.57 | $1.36 | $0.66 | $1.17 | $0.98 | $0.59 | $0.86 | $0.70 | $0.39 | $0.41 | $0.38 |
Dividend yield | 7.46% | 8.33% | 7.85% | 4.12% | 8.44% | 5.29% | 3.60% | 5.86% | 5.75% | 2.73% | 3.48% | 3.29% |
Monthly Dividends
The table displays the monthly dividend distributions for Principal LifeTime 2060 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.57 | $1.57 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.36 | $1.36 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 | $0.66 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.17 | $1.17 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.98 | $0.98 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Principal LifeTime 2060 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Principal LifeTime 2060 Fund was 34.01%, occurring on Mar 23, 2020. Recovery took 109 trading sessions.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-34.01%Mar 2020 | 1mo 2d | 5mo 6d | 6mo 8dFeb 2020 - Aug 2020 | COVID crash2020 |
-26.79%Oct 2022 | 11mo 1d | 1y 4mo | 2y 3moNov 2021 - Feb 2024 | Bear market2022 |
-19.27%Dec 2018 | 10mo 29d | 5mo 28d | 1y 4moJan 2018 - Jun 2019 | Rate-hike selloffLate 2018 |
-17.42%Feb 2016 | 8mo 25d | 10mo 28d | 1y 7moMay 2015 - Jan 2017 | — |
-15.73%Apr 2025 | 1mo 18d | 1mo 29d | 3mo 17dFeb 2025 - Jun 2025 | 2025 selloff2025 |
Drawdown Indicators
| PLTZX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.01% | -56.78% | +22.77% |
Max Drawdown (1Y)Largest decline over 1 year | -8.70% | -9.10% | +0.40% |
Max Drawdown (3Y)Largest decline over 3 years | -15.73% | -18.90% | +3.17% |
Max Drawdown (5Y)Largest decline over 5 years | -26.79% | -25.43% | -1.36% |
Max Drawdown (10Y)Largest decline over 10 years | -34.01% | -33.92% | -0.09% |
Current DrawdownCurrent decline from peak | 0.00% | -0.17% | +0.17% |
Average DrawdownAverage peak-to-trough decline | -4.58% | -10.69% | +6.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.02% | 2.14% | -0.12% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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