VFIFX vs. VTI
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard Total Stock Market ETF (VTI).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFIFX or VTI.
Performance
VFIFX vs. VTI - Performance Comparison
Returns By Period
In the year-to-date period, VFIFX achieves a 14.53% return, which is significantly lower than VTI's 23.63% return. Over the past 10 years, VFIFX has underperformed VTI with an annualized return of 8.71%, while VTI has yielded a comparatively higher 12.59% annualized return.
VFIFX
14.53%
-1.47%
5.72%
22.58%
9.80%
8.71%
VTI
23.63%
0.87%
11.41%
32.34%
14.66%
12.59%
Key characteristics
| VFIFX | VTI | |
|---|---|---|
| Sharpe Ratio | 2.02 | 2.58 |
| Sortino Ratio | 2.87 | 3.45 |
| Omega Ratio | 1.38 | 1.48 |
| Calmar Ratio | 2.82 | 3.76 |
| Martin Ratio | 13.07 | 16.56 |
| Ulcer Index | 1.72% | 1.95% |
| Daily Std Dev | 11.15% | 12.51% |
| Max Drawdown | -51.68% | -55.45% |
| Current Drawdown | -2.47% | -2.43% |
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VFIFX vs. VTI - Expense Ratio Comparison
VFIFX has a 0.08% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between VFIFX and VTI is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
VFIFX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFIFX vs. VTI - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 1.93%, more than VTI's 1.29% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 1.93% | 2.21% | 2.13% | 2.19% | 1.63% | 2.20% | 2.43% | 1.89% | 1.93% | 2.05% | 2.01% | 1.84% |
VTI Vanguard Total Stock Market ETF | 1.29% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
VFIFX vs. VTI - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for VFIFX and VTI. For additional features, visit the drawdowns tool.
Volatility
VFIFX vs. VTI - Volatility Comparison
The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 2.96%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.28%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.