VFFVX vs. SPY
Compare and contrast key facts about Vanguard Target Retirement 2055 Fund (VFFVX) and SPDR S&P 500 ETF (SPY).
VFFVX is managed by Vanguard. It was launched on Aug 18, 2010. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFFVX or SPY.
Correlation
The correlation between VFFVX and SPY is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFFVX vs. SPY - Performance Comparison
Key characteristics
VFFVX:
0.68
SPY:
0.54
VFFVX:
1.05
SPY:
0.89
VFFVX:
1.15
SPY:
1.13
VFFVX:
0.72
SPY:
0.58
VFFVX:
3.30
SPY:
2.39
VFFVX:
3.18%
SPY:
4.51%
VFFVX:
15.35%
SPY:
20.07%
VFFVX:
-31.40%
SPY:
-55.19%
VFFVX:
-5.62%
SPY:
-10.54%
Returns By Period
In the year-to-date period, VFFVX achieves a -0.90% return, which is significantly higher than SPY's -6.44% return. Over the past 10 years, VFFVX has underperformed SPY with an annualized return of 7.18%, while SPY has yielded a comparatively higher 11.95% annualized return.
VFFVX
-0.90%
-2.82%
-1.54%
9.41%
10.45%
7.18%
SPY
-6.44%
-5.00%
-5.02%
9.54%
15.80%
11.95%
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VFFVX vs. SPY - Expense Ratio Comparison
VFFVX has a 0.08% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFFVX vs. SPY — Risk-Adjusted Performance Rank
VFFVX
SPY
VFFVX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFFVX vs. SPY - Dividend Comparison
VFFVX's dividend yield for the trailing twelve months is around 2.19%, more than SPY's 1.31% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFFVX Vanguard Target Retirement 2055 Fund | 2.19% | 2.17% | 2.18% | 2.10% | 2.10% | 1.60% | 2.15% | 2.35% | 1.83% | 1.99% | 1.92% | 1.73% |
SPY SPDR S&P 500 ETF | 1.31% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
VFFVX vs. SPY - Drawdown Comparison
The maximum VFFVX drawdown since its inception was -31.40%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for VFFVX and SPY. For additional features, visit the drawdowns tool.
Volatility
VFFVX vs. SPY - Volatility Comparison
The current volatility for Vanguard Target Retirement 2055 Fund (VFFVX) is 10.82%, while SPDR S&P 500 ETF (SPY) has a volatility of 15.13%. This indicates that VFFVX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.