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ISIN
US7425536056
CUSIP
742553605
Issuer
Principal
Inception Date
Feb 28, 2008
Min. Investment
$0
Distribution Policy
Distributing
Asset Class
Multi-Asset
Asset Class Size
Large-Cap
Asset Class Style
Blend

Share Price Chart


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Performance

LTINX Performance Chart


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Benchmark

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Returns By Period


Principal LifeTime 2015 Fund

1D
1M
6M
YTD
1Y
3Y*
5Y*
10Y*
ALL TIME*

Benchmark (S&P 500 Index)

1D
0.70%
1M
0.09%
6M
7.94%
YTD
9.41%
1Y
20.07%
3Y*
17.84%
5Y*
11.25%
10Y*
13.26%
ALL TIME*
8.09%
*Multi-year figures are annualized to reflect compound growth (CAGR)

LTINX Monthly Returns History


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20261.34%0.84%-2.98%3.20%1.43%-0.09%3.69%
20251.81%0.95%-1.52%0.12%1.78%2.34%0.34%1.71%1.34%0.44%0.77%0.11%10.61%
20240.12%0.96%1.90%-2.45%2.27%0.70%2.09%1.59%1.34%-1.88%2.25%1.41%10.67%
20234.33%-2.20%1.87%0.98%-1.33%2.34%1.32%-1.19%-2.76%-1.73%5.53%3.88%11.15%
2022-3.16%-1.79%-0.54%-4.74%0.45%-4.62%4.49%-2.82%-5.81%2.22%4.35%-1.91%-13.61%
2021-0.71%1.02%0.81%2.40%0.78%0.68%0.87%0.86%-2.08%2.13%-1.32%1.84%7.41%

Benchmark Metrics

Principal LifeTime 2015 Fund has an annualized alpha of 0.43%, beta of 0.49, and R2 of 0.80 versus S&P 500 Index. Calculated based on daily prices since February 29, 2008.

  • This fund participated in 62.46% of S&P 500 Index downside but only 51.87% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.49 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha
0.43%
Beta
0.49
0.80
Upside Capture
51.87%
Downside Capture
62.46%

Expense Ratio

LTINX has an expense ratio of 0.02%, which is considered low.


Return for Risk

Risk / Return Metrics

The table below present risk-adjusted performance metrics for Principal LifeTime 2015 Fund (LTINX) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


LTINXBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

Sortino ratioReturn per unit of downside risk

Omega ratioGain probability vs. loss probability

1.25

Calmar ratioReturn relative to maximum drawdown

2.00

Martin ratioReturn relative to average drawdown

8.49

Dividends

Dividend History

Principal LifeTime 2015 Fund provided a 18.99% dividend yield over the last twelve months, with an annual payout of $1.51 per share. The fund has been increasing its distributions for 2 consecutive years.


4.00%6.00%8.00%10.00%12.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.51$0.98$0.90$0.40$0.63$0.81$0.55$1.19$0.87$0.79$0.36$0.86

Dividend yield

18.99%11.91%10.80%4.75%7.98%8.21%5.51%12.76%9.62%7.62%3.63%8.86%

Monthly Dividends

The table displays the monthly dividend distributions for Principal LifeTime 2015 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00$0.00$0.54$0.54
2025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.98$0.98
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.90$0.90
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.40$0.40
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.63$0.63
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.81$0.81

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Principal LifeTime 2015 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Principal LifeTime 2015 Fund was 44.03%, occurring on Mar 9, 2009. Recovery took 484 trading sessions.


Drawdown

Fall

Recovery

Underwater

Related event

-44.03%Mar 2009
9mo 23d1y 11mo
2y 8moMay 2008 - Feb 2011
Financial crisis2007–2009
-18.54%Oct 2022
11mo 8d1y 9mo
2y 8moNov 2021 - Jul 2024
Bear market2022
-17.49%Mar 2020
1mo 2d3mo 24d
4mo 26dFeb 2020 - Jul 2020
COVID crash2020
-14.04%Oct 2011
5mo 4d4mo 28d
10mo 2dMay 2011 - Feb 2012
-10.41%Feb 2016
9mo 20d6mo
1y 3moApr 2015 - Aug 2016

Drawdown Indicators


LTINXBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-56.78%

Max Drawdown (1Y)

Largest decline over 1 year

-9.10%

Max Drawdown (3Y)

Largest decline over 3 years

-18.90%

Max Drawdown (5Y)

Largest decline over 5 years

-25.43%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-1.58%

Average Drawdown

Average peak-to-trough decline

-10.70%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.14%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Portfolio Analyzer

Build a portfolio with LTINX

Add Principal LifeTime 2015 Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

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