VTTSX vs. SPY
Compare and contrast key facts about Vanguard Target Retirement 2060 Fund (VTTSX) and SPDR S&P 500 ETF (SPY).
VTTSX is managed by Vanguard. It was launched on Jan 19, 2012. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTTSX or SPY.
Correlation
The correlation between VTTSX and SPY is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTTSX vs. SPY - Performance Comparison
Key characteristics
VTTSX:
1.75
SPY:
2.20
VTTSX:
2.38
SPY:
2.91
VTTSX:
1.32
SPY:
1.41
VTTSX:
2.65
SPY:
3.35
VTTSX:
10.04
SPY:
13.99
VTTSX:
1.87%
SPY:
2.01%
VTTSX:
10.76%
SPY:
12.79%
VTTSX:
-31.38%
SPY:
-55.19%
VTTSX:
-2.28%
SPY:
-1.35%
Returns By Period
In the year-to-date period, VTTSX achieves a 1.52% return, which is significantly lower than SPY's 1.96% return. Over the past 10 years, VTTSX has underperformed SPY with an annualized return of 8.42%, while SPY has yielded a comparatively higher 13.29% annualized return.
VTTSX
1.52%
1.07%
4.24%
16.95%
8.08%
8.42%
SPY
1.96%
1.09%
8.43%
25.46%
14.30%
13.29%
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VTTSX vs. SPY - Expense Ratio Comparison
VTTSX has a 0.08% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTTSX vs. SPY — Risk-Adjusted Performance Rank
VTTSX
SPY
VTTSX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2060 Fund (VTTSX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTTSX vs. SPY - Dividend Comparison
VTTSX's dividend yield for the trailing twelve months is around 2.11%, more than SPY's 1.18% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTSX Vanguard Target Retirement 2060 Fund | 2.11% | 2.14% | 2.14% | 2.09% | 1.95% | 1.57% | 2.11% | 2.30% | 1.77% | 1.98% | 1.85% | 1.65% |
SPY SPDR S&P 500 ETF | 1.18% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
VTTSX vs. SPY - Drawdown Comparison
The maximum VTTSX drawdown since its inception was -31.38%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for VTTSX and SPY. For additional features, visit the drawdowns tool.
Volatility
VTTSX vs. SPY - Volatility Comparison
The current volatility for Vanguard Target Retirement 2060 Fund (VTTSX) is 4.02%, while SPDR S&P 500 ETF (SPY) has a volatility of 5.10%. This indicates that VTTSX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.