Dimensional Retirement Income Fund (TDIFX)

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The chart shows the growth of an initial investment of $10,000 in Dimensional Retirement Income Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Dimensional Retirement Income Fund (TDIFX) has returned -0.37% so far this year and 5.16% over the past 12 months. Over the last ten years, TDIFX has returned 4.75% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jan 4, 2016, TDIFX's average daily return is +0.02%, while the average monthly return is +0.41%. At this rate, your investment would double in approximately 14.1 years.

Historically, 67% of months were positive and 33% were negative. The best month was Dec 2021 with a return of +8.3%, while the worst month was Sep 2022 at -5.4%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, TDIFX closed higher 47% of trading days. The best single day was Dec 15, 2021 with a return of +7.4%, while the worst single day was Mar 17, 2020 at -2.6%.

Dimensional Retirement Income Fund has an annualized alpha of 2.93%, beta of 0.16, and R² of 0.34 versus S&P 500 Index. Calculated based on daily prices since January 05, 2016.

• This fund participated in 28.06% of S&P 500 Index downside but only 27.53% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.16 may look defensive, but with R² of 0.34 this fund is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
• R² of 0.34 means the benchmark explains less than half of this fund's behavior — treat beta with caution or consider switching to a more representative benchmark.

TDIFX has an expense ratio of 0.06%, which is considered low.

TDIFX ranks 68 for risk / return — better than 68% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for Dimensional Retirement Income Fund (TDIFX) and compare them to a chosen benchmark (S&P 500 Index).

Dimensional Retirement Income Fund provided a 2.08% dividend yield over the last twelve months, with an annual payout of $0.25 per share.

The table displays the monthly dividend distributions for Dimensional Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Dimensional Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Dimensional Retirement Income Fund was 12.21%, occurring on Sep 30, 2022. Recovery took 407 trading sessions.

The current Dimensional Retirement Income Fund drawdown is 2.40%.

The chart below shows the rolling one-month volatility.