- ISIN
- US87245M2109
- Issuer
- TIAA Investments
- Inception Date
- Apr 28, 2011
- Category
- Target Retirement Date
- Min. Investment
- $2,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TTRIX Performance Chart
TIAA-CREF Lifecycle 2055 Fund (TTRIX) is up 9.8% since the beginning of the year. TTRIX is currently trading at $21 per share. Investors who bought $1,000 worth of TTRIX shares 5 years ago would now be looking at an investment worth $1,567.
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Returns By Period
TIAA-CREF Lifecycle 2055 Fund (TTRIX) has returned 9.75% so far this year and 24.82% over the past 12 months. Over the last ten years, TTRIX has returned 11.50% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
TIAA-CREF Lifecycle 2055 Fund
- 1D
- 1.20%
- 1M
- 2.17%
- YTD
- 9.75%
- 6M
- 9.69%
- 1Y
- 24.82%
- 3Y*
- 16.86%
- 5Y*
- 9.40%
- 10Y*
- 11.50%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TTRIX Monthly Returns History
Based on dividend-adjusted daily data since May 2, 2011, TTRIX's average daily return is +0.04%, while the average monthly return is +0.85%. At this rate, an investment would double in approximately 6.8 years.
Historically, 65% of months were positive and 35% were negative. The best month was Nov 2020 with a return of +11.4%, while the worst month was Mar 2020 at -13.9%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TTRIX closed higher 52% of trading days. The best single day was Mar 24, 2020 with a return of +8.1%, while the worst single day was Mar 16, 2020 at -11.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.54% | 1.26% | -6.29% | 8.48% | 3.14% | 0.81% | 9.75% | ||||||
| 2025 | 3.07% | -0.73% | -4.02% | 0.35% | 5.34% | 4.40% | 0.80% | 2.65% | 3.04% | 2.00% | 0.29% | 0.60% | 18.93% |
| 2024 | 0.45% | 4.51% | 3.16% | -3.59% | 3.91% | 2.00% | 1.44% | 1.93% | 1.34% | -1.87% | 3.53% | -2.84% | 14.46% |
| 2023 | 6.48% | -2.62% | 2.40% | 1.28% | -0.77% | 5.65% | 3.34% | -2.65% | -4.05% | -2.42% | 8.01% | 4.85% | 20.24% |
| 2022 | -5.21% | -2.90% | 1.49% | -7.47% | 0.46% | -8.17% | 6.96% | -3.42% | -8.61% | 6.61% | 6.99% | -4.26% | -17.79% |
| 2021 | -0.60% | 3.28% | 2.29% | 4.31% | 1.32% | 1.36% | 0.59% | 2.13% | -4.08% | 4.63% | -3.07% | 3.65% | 16.55% |
Benchmark Metrics
TIAA-CREF Lifecycle 2055 Fund has an annualized alpha of -0.85%, beta of 0.89, and R2 of 0.95 versus S&P 500 Index. Calculated based on daily prices since May 02, 2011.
- This fund participated in 96.07% of S&P 500 Index downside but only 87.63% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.89 and R2 of 0.95, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- -0.85%
- Beta
- 0.89
- R²
- 0.95
- Upside Capture
- 87.63%
- Downside Capture
- 96.07%
Expense Ratio
TTRIX has an expense ratio of 0.22%, which is considered low.
Return for Risk
Risk / Return Rank
TTRIX ranks 53 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle 2055 Fund (TTRIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TTRIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.06 | ||
| Sortino ratioReturn per unit of downside risk | -0.03 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.37 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.61 | 2.78 | -0.17 |
| Martin ratioReturn relative to average drawdown | 11.24 | 12.44 | -1.20 |
Dividends
Dividend History
TIAA-CREF Lifecycle 2055 Fund provided a 5.94% dividend yield over the last twelve months, with an annual payout of $1.26 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.26 | $1.26 | $0.68 | $0.29 | $1.10 | $1.78 | $0.94 | $0.78 | $0.59 | $0.11 | $0.41 | $0.35 |
Dividend yield | 5.94% | 6.52% | 3.91% | 1.88% | 8.28% | 10.18% | 5.68% | 5.23% | 4.77% | 0.79% | 3.41% | 3.02% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle 2055 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.26 | $1.26 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.29 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.10 | $1.10 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.78 | $1.78 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle 2055 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle 2055 Fund was 32.75%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current TIAA-CREF Lifecycle 2055 Fund drawdown is 0.09%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -32.75%Mar 2020 | 1mo 2d | 4mo 22d | 5mo 24dFeb 2020 - Aug 2020 |
Bear market2022 | -25.87%Sep 2022 | 10mo 25d | 1y 4mo | 2y 3moNov 2021 - Feb 2024 |
2011 bear market2011 | -21.32%Oct 2011 | 5mo 3d | 5mo 15d | 10mo 18dMay 2011 - Mar 2012 |
Rate-hike selloffLate 2018 | -20.24%Dec 2018 | 10mo 29d | 10mo 8d | 1y 9moJan 2018 - Oct 2019 |
2016 correction2016 | -19.49%Feb 2016 | 7mo 22d | 10mo 2d | 1y 5moJun 2015 - Dec 2016 |
Drawdown Indicators
| TTRIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.75% | -56.78% | +24.03% |
Max Drawdown (1Y)Largest decline over 1 year | -9.43% | -9.10% | -0.33% |
Max Drawdown (3Y)Largest decline over 3 years | -15.81% | -18.90% | +3.09% |
Max Drawdown (5Y)Largest decline over 5 years | -25.87% | -25.43% | -0.44% |
Max Drawdown (10Y)Largest decline over 10 years | -32.75% | -33.92% | +1.17% |
Current DrawdownCurrent decline from peak | -0.09% | -1.80% | +1.71% |
Average DrawdownAverage peak-to-trough decline | -4.79% | -10.71% | +5.92% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.18% | 2.03% | +0.15% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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