VTTHX vs. FIHFX
Compare and contrast key facts about Vanguard Target Retirement 2035 Fund (VTTHX) and Fidelity Freedom Index 2035 Fund Investor Class (FIHFX).
VTTHX is managed by Vanguard. It was launched on Oct 27, 2003. FIHFX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
VTTHX vs. FIHFX - Performance Comparison
Loading graphics...
VTTHX vs. FIHFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | -3.07% | 17.55% | 11.56% | 17.37% | -16.64% | 12.96% | 14.80% | 22.44% | -6.57% | 16.81% |
FIHFX Fidelity Freedom Index 2035 Fund Investor Class | -2.97% | 17.32% | 11.22% | 17.25% | -17.49% | 13.73% | 15.54% | 24.87% | -6.77% | 20.35% |
Returns By Period
The year-to-date returns for both investments are quite close, with VTTHX having a -3.07% return and FIHFX slightly higher at -2.97%. Over the past 10 years, VTTHX has underperformed FIHFX with an annualized return of 8.73%, while FIHFX has yielded a comparatively higher 9.35% annualized return.
VTTHX
- 1D
- -0.11%
- 1M
- -6.88%
- YTD
- -3.07%
- 6M
- -0.64%
- 1Y
- 13.90%
- 3Y*
- 12.09%
- 5Y*
- 6.37%
- 10Y*
- 8.73%
FIHFX
- 1D
- 0.08%
- 1M
- -6.68%
- YTD
- -2.97%
- 6M
- -0.61%
- 1Y
- 13.30%
- 3Y*
- 11.78%
- 5Y*
- 6.19%
- 10Y*
- 9.35%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VTTHX vs. FIHFX - Expense Ratio Comparison
VTTHX has a 0.08% expense ratio, which is lower than FIHFX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTTHX vs. FIHFX — Risk / Return Rank
VTTHX
FIHFX
VTTHX vs. FIHFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Fidelity Freedom Index 2035 Fund Investor Class (FIHFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTHX | FIHFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 1.18 | +0.07 |
Sortino ratioReturn per unit of downside risk | 1.80 | 1.71 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.25 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.60 | 1.47 | +0.13 |
Martin ratioReturn relative to average drawdown | 7.13 | 6.74 | +0.40 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VTTHX | FIHFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 1.18 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.52 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.70 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.67 | -0.16 |
Correlation
The correlation between VTTHX and FIHFX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTHX vs. FIHFX - Dividend Comparison
VTTHX's dividend yield for the trailing twelve months is around 3.05%, more than FIHFX's 2.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | 3.05% | 2.96% | 3.12% | 2.47% | 2.71% | 19.52% | 2.50% | 2.33% | 2.69% | 0.16% | 2.77% | 4.67% |
FIHFX Fidelity Freedom Index 2035 Fund Investor Class | 2.86% | 2.77% | 2.50% | 2.10% | 2.14% | 1.93% | 2.15% | 16.14% | 2.21% | 1.81% | 1.95% | 2.03% |
Drawdowns
VTTHX vs. FIHFX - Drawdown Comparison
The maximum VTTHX drawdown since its inception was -51.76%, which is greater than FIHFX's maximum drawdown of -28.42%. Use the drawdown chart below to compare losses from any high point for VTTHX and FIHFX.
Loading graphics...
Drawdown Indicators
| VTTHX | FIHFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.76% | -28.42% | -23.34% |
Max Drawdown (1Y)Largest decline over 1 year | -8.03% | -8.38% | +0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -23.53% | -24.84% | +1.31% |
Max Drawdown (10Y)Largest decline over 10 years | -27.15% | -28.42% | +1.27% |
Current DrawdownCurrent decline from peak | -7.17% | -6.92% | -0.25% |
Average DrawdownAverage peak-to-trough decline | -6.13% | -4.02% | -2.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.80% | 1.83% | -0.03% |
Volatility
VTTHX vs. FIHFX - Volatility Comparison
Vanguard Target Retirement 2035 Fund (VTTHX) and Fidelity Freedom Index 2035 Fund Investor Class (FIHFX) have volatilities of 3.81% and 3.88%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VTTHX | FIHFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.81% | 3.88% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 6.60% | 6.52% | +0.08% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.21% | 11.41% | -0.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.30% | 11.87% | -0.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.43% | 13.35% | -0.92% |