USAA Target Retirement Income Fund (URINX)

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USAA Target Retirement Income Fund (URINX) is up 5.9% since the beginning of the year. URINX is currently trading at $12 per share. Investors who bought $1,000 worth of URINX shares 5 years ago would now be looking at an investment worth $1,290.

USAA Target Retirement Income Fund (URINX) has returned 5.89% so far this year and 13.40% over the past 12 months. Over the last ten years, URINX has returned 5.78% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Dec 15, 2008, URINX's average daily return is +0.03%, while the average monthly return is +0.56%. At this rate, an investment would double in approximately 10.3 years.

Historically, 70% of months were positive and 30% were negative. The best month was May 2009 with a return of +6.1%, while the worst month was Mar 2020 at -6.3%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.

On a daily basis, URINX closed higher 49% of trading days. The best single day was Nov 11, 2022 with a return of +2.8%, while the worst single day was Mar 12, 2020 at -3.2%.

USAA Target Retirement Income Fund has an annualized alpha of 2.72%, beta of 0.29, and R2 of 0.77 versus S&P 500 Index. Calculated based on daily prices since December 15, 2008.

• This fund participated in 37.53% of S&P 500 Index downside but only 36.92% of its upside - more exposed to losses than it benefited from rallies.
• This fund generated an annualized alpha of 2.72% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
• Beta of 0.29 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

URINX has an expense ratio of 0.04%, which is considered low.

URINX ranks 81 for risk / return — in the top 81% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

USAA Target Retirement Income Fund provided a 5.82% dividend yield over the last twelve months, with an annual payout of $0.69 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for USAA Target Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the USAA Target Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the USAA Target Retirement Income Fund was 15.27%, occurring on Oct 14, 2022. Recovery took 340 trading sessions.

The current USAA Target Retirement Income Fund drawdown is 0.38%.

The chart below shows the rolling one-month volatility.