VTIVX vs. SWYHX
Compare and contrast key facts about Vanguard Target Retirement 2045 Fund (VTIVX) and Schwab Target 2045 Index Fund (SWYHX).
VTIVX is managed by Vanguard. It was launched on Oct 27, 2003. SWYHX is managed by Schwab Funds. It was launched on Aug 24, 2016.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTIVX or SWYHX.
Correlation
The correlation between VTIVX and SWYHX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTIVX vs. SWYHX - Performance Comparison
Key characteristics
VTIVX:
1.52
SWYHX:
1.52
VTIVX:
2.11
SWYHX:
2.08
VTIVX:
1.27
SWYHX:
1.28
VTIVX:
2.36
SWYHX:
2.47
VTIVX:
8.65
SWYHX:
8.54
VTIVX:
1.78%
SWYHX:
1.85%
VTIVX:
10.13%
SWYHX:
10.39%
VTIVX:
-51.69%
SWYHX:
-30.74%
VTIVX:
-1.29%
SWYHX:
-1.36%
Returns By Period
The year-to-date returns for both investments are quite close, with VTIVX having a 3.30% return and SWYHX slightly higher at 3.35%.
VTIVX
3.30%
0.59%
4.04%
13.77%
9.10%
8.35%
SWYHX
3.35%
0.48%
3.88%
14.25%
9.00%
N/A
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VTIVX vs. SWYHX - Expense Ratio Comparison
VTIVX has a 0.08% expense ratio, which is higher than SWYHX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTIVX vs. SWYHX — Risk-Adjusted Performance Rank
VTIVX
SWYHX
VTIVX vs. SWYHX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2045 Fund (VTIVX) and Schwab Target 2045 Index Fund (SWYHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTIVX vs. SWYHX - Dividend Comparison
VTIVX's dividend yield for the trailing twelve months is around 2.23%, more than SWYHX's 2.06% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTIVX Vanguard Target Retirement 2045 Fund | 2.23% | 2.31% | 2.28% | 2.13% | 2.22% | 1.60% | 2.23% | 2.39% | 1.90% | 1.99% | 2.17% | 2.05% |
SWYHX Schwab Target 2045 Index Fund | 2.06% | 2.13% | 2.03% | 1.98% | 1.75% | 1.64% | 1.95% | 2.22% | 1.42% | 1.04% | 0.00% | 0.00% |
Drawdowns
VTIVX vs. SWYHX - Drawdown Comparison
The maximum VTIVX drawdown since its inception was -51.69%, which is greater than SWYHX's maximum drawdown of -30.74%. Use the drawdown chart below to compare losses from any high point for VTIVX and SWYHX. For additional features, visit the drawdowns tool.
Volatility
VTIVX vs. SWYHX - Volatility Comparison
Vanguard Target Retirement 2045 Fund (VTIVX) and Schwab Target 2045 Index Fund (SWYHX) have volatilities of 2.62% and 2.57%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.