VTINX vs. VWINX
Compare and contrast key facts about Vanguard Target Retirement Income Fund (VTINX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
VTINX is managed by Vanguard. It was launched on Oct 27, 2003. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTINX or VWINX.
Performance
VTINX vs. VWINX - Performance Comparison
Returns By Period
In the year-to-date period, VTINX achieves a 7.03% return, which is significantly lower than VWINX's 7.50% return. Over the past 10 years, VTINX has outperformed VWINX with an annualized return of 4.21%, while VWINX has yielded a comparatively lower 3.28% annualized return.
VTINX
7.03%
-0.22%
4.99%
11.58%
3.94%
4.21%
VWINX
7.50%
-0.11%
5.75%
14.48%
2.58%
3.28%
Key characteristics
| VTINX | VWINX | |
|---|---|---|
| Sharpe Ratio | 2.36 | 2.24 |
| Sortino Ratio | 3.56 | 3.41 |
| Omega Ratio | 1.45 | 1.46 |
| Calmar Ratio | 1.44 | 1.00 |
| Martin Ratio | 13.80 | 13.89 |
| Ulcer Index | 0.84% | 1.06% |
| Daily Std Dev | 4.94% | 6.54% |
| Max Drawdown | -19.96% | -24.01% |
| Current Drawdown | -1.30% | -2.23% |
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VTINX vs. VWINX - Expense Ratio Comparison
VTINX has a 0.08% expense ratio, which is lower than VWINX's 0.23% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between VTINX and VWINX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
VTINX vs. VWINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement Income Fund (VTINX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTINX vs. VWINX - Dividend Comparison
VTINX's dividend yield for the trailing twelve months is around 3.27%, less than VWINX's 5.77% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | 3.27% | 2.98% | 2.71% | 2.59% | 1.65% | 2.51% | 2.69% | 2.10% | 1.94% | 1.84% | 1.84% | 1.63% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 5.77% | 5.71% | 3.17% | 2.48% | 2.65% | 2.90% | 3.30% | 2.85% | 2.94% | 3.11% | 3.16% | 3.05% |
Drawdowns
VTINX vs. VWINX - Drawdown Comparison
The maximum VTINX drawdown since its inception was -19.96%, smaller than the maximum VWINX drawdown of -24.01%. Use the drawdown chart below to compare losses from any high point for VTINX and VWINX. For additional features, visit the drawdowns tool.
Volatility
VTINX vs. VWINX - Volatility Comparison
The current volatility for Vanguard Target Retirement Income Fund (VTINX) is 1.23%, while Vanguard Wellesley Income Fund Investor Shares (VWINX) has a volatility of 1.48%. This indicates that VTINX experiences smaller price fluctuations and is considered to be less risky than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.