VTINX vs. VWINX
Compare and contrast key facts about Vanguard Target Retirement Income Fund (VTINX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
VTINX is managed by Vanguard. It was launched on Oct 27, 2003. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTINX or VWINX.
Correlation
The correlation between VTINX and VWINX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTINX vs. VWINX - Performance Comparison
Key characteristics
VTINX:
1.10
VWINX:
1.65
VTINX:
1.45
VWINX:
2.26
VTINX:
1.22
VWINX:
1.30
VTINX:
0.54
VWINX:
2.46
VTINX:
4.39
VWINX:
7.27
VTINX:
1.41%
VWINX:
1.31%
VTINX:
5.59%
VWINX:
5.80%
VTINX:
-21.75%
VWINX:
-21.72%
VTINX:
-6.27%
VWINX:
-1.22%
Returns By Period
In the year-to-date period, VTINX achieves a 1.07% return, which is significantly lower than VWINX's 1.82% return. Over the past 10 years, VTINX has underperformed VWINX with an annualized return of 2.58%, while VWINX has yielded a comparatively higher 5.50% annualized return.
VTINX
1.07%
-1.66%
0.59%
5.67%
1.18%
2.58%
VWINX
1.82%
2.02%
3.79%
9.18%
4.45%
5.50%
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VTINX vs. VWINX - Expense Ratio Comparison
VTINX has a 0.08% expense ratio, which is lower than VWINX's 0.23% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTINX vs. VWINX — Risk-Adjusted Performance Rank
VTINX
VWINX
VTINX vs. VWINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement Income Fund (VTINX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTINX vs. VWINX - Dividend Comparison
VTINX's dividend yield for the trailing twelve months is around 3.21%, less than VWINX's 6.50% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | 3.21% | 3.24% | 2.98% | 2.71% | 2.59% | 1.65% | 2.51% | 2.69% | 2.10% | 1.94% | 1.84% | 1.84% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 6.50% | 6.61% | 7.03% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 4.00% | 4.00% | 5.60% | 4.92% |
Drawdowns
VTINX vs. VWINX - Drawdown Comparison
The maximum VTINX drawdown since its inception was -21.75%, roughly equal to the maximum VWINX drawdown of -21.72%. Use the drawdown chart below to compare losses from any high point for VTINX and VWINX. For additional features, visit the drawdowns tool.
Volatility
VTINX vs. VWINX - Volatility Comparison
Vanguard Target Retirement Income Fund (VTINX) has a higher volatility of 3.28% compared to Vanguard Wellesley Income Fund Investor Shares (VWINX) at 2.37%. This indicates that VTINX's price experiences larger fluctuations and is considered to be riskier than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.