The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
TLHIX	TIAA-CREF Lifecycle Index 2030 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.45%	8.42%	4.22%	69
TLLIX	TIAA-CREF Lifecycle Index 2050 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.92%	11.07%	3.15%	63
TLQIX	TIAA-CREF Lifecycle Index 2025 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.35%	7.65%	6.14%	72
TLTIX	TIAA-CREF Lifecycle Index 2010 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.12%	5.87%	6.45%	78
TLWIX	TIAA-CREF Lifecycle Index 2020 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.25%	6.93%	7.40%	74
TLXIX	TIAA-CREF Lifecycle Index 2045 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.84%	10.85%	3.26%	64
TLXNX	TIAA-CREF Lifecycle 2060 Fund	Target Retirement Date	Sep 25, 2014	0.22%	-1.94%	10.61%	5.55%	55
TLYIX	TIAA-CREF Lifecycle Index 2035 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.56%	9.27%	3.72%	67
TLZIX	TIAA-CREF Lifecycle Index 2040 Fund	Target Retirement Date	Sep 29, 2009	0.10%	-0.72%	10.22%	3.85%	65
TNXIX	1290 Retirement 2060 Fund	Target Retirement Date	Feb 26, 2017	0.52%	-5.94%	—	1.80%	40
TRFJX	T. Rowe Price Retirement 2035 Fund Class I	Target Retirement Date	Nov 13, 2023	0.41%	-0.04%	—	4.82%	54
TRIKX	T. Rowe Price Retirement 2045 Fund Class I	Target Retirement Date	Nov 13, 2023	0.43%	-0.08%	—	3.96%	52
TRLAX	T. Rowe Price Retirement Income 2020 Fund	Target Retirement Date	May 24, 2017	0.53%	-0.34%	—	9.05%	50
TRRAX	T. Rowe Price Retirement 2010 Fund	Target Retirement Date	Sep 29, 2002	0.49%	0.06%	6.26%	5.86%	63
TRRBX	T. Rowe Price Retirement 2020 Fund	Target Retirement Date	Sep 29, 2002	0.53%	0.00%	6.74%	0.00%	11
TRRCX	T. Rowe Price Retirement 2030 Fund	Target Retirement Date	Sep 29, 2002	0.59%	-0.07%	8.22%	0.00%	15
TRRDX	T. Rowe Price Retirement 2040 Fund	Target Retirement Date	Sep 29, 2002	0.61%	-0.12%	9.79%	0.00%	23
TRRFX	T. Rowe Price Retirement 2005 Fund	Target Retirement Date	Feb 26, 2004	0.49%	0.08%	5.27%	0.00%	10
TRRGX	T. Rowe Price Retirement 2015 Fund	Target Retirement Date	Feb 26, 2004	0.51%	0.00%	6.19%	0.00%	11
TRRHX	T. Rowe Price Retirement 2025 Fund	Target Retirement Date	Feb 27, 2004	0.55%	0.00%	7.41%	0.00%	12

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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