- ISIN
- US92202E8479
- CUSIP
- 92202E847
- Issuer
- Vanguard
- Inception Date
- Aug 18, 2010
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
- Assets Under Management
- $77B
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
VFFVX Performance Chart
Vanguard Target Retirement 2055 Fund (VFFVX) is up 11.8% since the beginning of the year. VFFVX is currently trading at $74 per share. Investors who bought $1,000 worth of VFFVX shares 5 years ago would now be looking at an investment worth $1,624.
Loading charts...
Returns By Period
Vanguard Target Retirement 2055 Fund (VFFVX) has returned 11.82% so far this year and 26.39% over the past 12 months. Over the last ten years, VFFVX has returned 12.13% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
Vanguard Target Retirement 2055 Fund
- 1D
- 1.40%
- 1M
- 3.21%
- YTD
- 11.82%
- 6M
- 13.01%
- 1Y
- 26.39%
- 3Y*
- 18.51%
- 5Y*
- 10.18%
- 10Y*
- 12.13%
Benchmark (S&P 500 Index)
- 1D
- -0.57%
- 1M
- 1.39%
- YTD
- 9.73%
- 6M
- 10.46%
- 1Y
- 24.50%
- 3Y*
- 19.43%
- 5Y*
- 12.21%
- 10Y*
- 13.75%
VFFVX Monthly Returns History
Based on dividend-adjusted daily data since Aug 18, 2010, VFFVX's average daily return is +0.05%, while the average monthly return is +0.95%. At this rate, an investment would double in approximately 6.1 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +11.3%, while the worst month was Mar 2020 at -13.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, VFFVX closed higher 54% of trading days. The best single day was Mar 24, 2020 with a return of +7.9%, while the worst single day was Mar 16, 2020 at -10.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.01% | 1.85% | -6.07% | 8.53% | 4.20% | 0.34% | 11.82% | ||||||
| 2025 | 2.90% | -0.24% | -3.12% | 0.90% | 5.05% | 4.28% | 0.87% | 2.85% | 3.31% | 1.82% | 0.28% | 0.95% | 21.44% |
| 2024 | -0.24% | 3.89% | 2.93% | -3.42% | 4.12% | 1.44% | 2.22% | 2.19% | 2.18% | -2.30% | 3.64% | -2.65% | 14.50% |
| 2023 | 7.07% | -2.99% | 2.67% | 1.22% | -1.08% | 5.22% | 3.33% | -2.70% | -3.99% | -2.82% | 8.53% | 5.24% | 20.39% |
| 2022 | -4.48% | -2.55% | 1.32% | -7.45% | 0.39% | -7.65% | 6.60% | -3.77% | -8.97% | 5.50% | 7.90% | -4.06% | -17.48% |
| 2021 | -0.26% | 2.38% | 2.38% | 3.84% | 1.38% | 1.27% | 0.58% | 2.15% | -3.75% | 4.52% | -2.32% | 3.48% | 16.44% |
Benchmark Metrics
Vanguard Target Retirement 2055 Fund has an annualized alpha of 0.26%, beta of 0.84, and R2 of 0.95 versus S&P 500 Index. Calculated based on daily prices since August 18, 2010.
- This fund participated in 90.06% of S&P 500 Index downside but only 85.25% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.26%
- Beta
- 0.84
- R²
- 0.95
- Upside Capture
- 85.25%
- Downside Capture
- 90.06%
Expense Ratio
VFFVX has an expense ratio of 0.08%, which is considered low.
Return for Risk
Risk / Return Rank
VFFVX ranks 68 for risk / return — better than 68% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VFFVX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.29 | ||
| Sortino ratioReturn per unit of downside risk | +0.40 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.36 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.07 | 2.71 | +0.37 |
| Martin ratioReturn relative to average drawdown | 13.32 | 12.15 | +1.17 |
Dividends
Dividend History
Vanguard Target Retirement 2055 Fund provided a 1.86% dividend yield over the last twelve months, with an annual payout of $1.38 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.38 | $1.38 | $1.29 | $1.08 | $0.92 | $5.24 | $0.90 | $0.93 | $0.83 | $0.72 | $0.66 | $0.61 |
Dividend yield | 1.86% | 2.08% | 2.31% | 2.18% | 2.19% | 10.03% | 1.82% | 2.15% | 2.35% | 1.83% | 1.99% | 1.98% |
Monthly Dividends
The table displays the monthly dividend distributions for Vanguard Target Retirement 2055 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.38 | $1.38 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.29 | $1.29 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.08 | $1.08 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.92 | $0.92 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5.24 | $5.24 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Vanguard Target Retirement 2055 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Vanguard Target Retirement 2055 Fund was 31.40%, occurring on Mar 23, 2020. Recovery took 102 trading sessions.
The current Vanguard Target Retirement 2055 Fund drawdown is 0.31%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -31.40%Mar 2020 | 1mo 9d | 4mo 27d | 6mo 6dFeb 2020 - Aug 2020 |
Bear market2022 | -25.39%Oct 2022 | 11mo 9d | 1y 3mo | 2y 3moNov 2021 - Feb 2024 |
2011 correction2011 | -19.58%Oct 2011 | 5mo 4d | 5mo 12d | 10mo 16dMay 2011 - Mar 2012 |
Rate-hike selloffLate 2018 | -17.40%Dec 2018 | 10mo 29d | 6mo 9d | 1y 5moJan 2018 - Jul 2019 |
2016 correction2016 | -16.74%Feb 2016 | 8mo 25d | 6mo 6d | 1y 2moMay 2015 - Aug 2016 |
Drawdown Indicators
| VFFVX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.40% | -56.78% | +25.38% |
Max Drawdown (1Y)Largest decline over 1 year | -8.93% | -9.10% | +0.17% |
Max Drawdown (3Y)Largest decline over 3 years | -14.52% | -18.90% | +4.38% |
Max Drawdown (5Y)Largest decline over 5 years | -25.39% | -25.43% | +0.04% |
Max Drawdown (10Y)Largest decline over 10 years | -31.40% | -33.92% | +2.52% |
Current DrawdownCurrent decline from peak | -0.31% | -1.29% | +0.98% |
Average DrawdownAverage peak-to-trough decline | -4.14% | -10.72% | +6.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.06% | 2.02% | +0.04% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with VFFVX
Add Vanguard Target Retirement 2055 Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with VFFVX