VTHRX vs. SWDRX
Compare and contrast key facts about Vanguard Target Retirement 2030 Fund (VTHRX) and Schwab Target 2030 Fund (SWDRX).
VTHRX is managed by Vanguard. It was launched on Jun 7, 2006. SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTHRX or SWDRX.
Correlation
The correlation between VTHRX and SWDRX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTHRX vs. SWDRX - Performance Comparison
Key characteristics
VTHRX:
1.45
SWDRX:
1.44
VTHRX:
2.07
SWDRX:
1.99
VTHRX:
1.28
SWDRX:
1.29
VTHRX:
2.33
SWDRX:
2.15
VTHRX:
8.42
SWDRX:
9.03
VTHRX:
1.48%
SWDRX:
1.29%
VTHRX:
8.59%
SWDRX:
8.10%
VTHRX:
-49.57%
SWDRX:
-45.34%
VTHRX:
-2.79%
SWDRX:
-3.40%
Returns By Period
The year-to-date returns for both stocks are quite close, with VTHRX having a 10.75% return and SWDRX slightly lower at 10.28%. Over the past 10 years, VTHRX has outperformed SWDRX with an annualized return of 6.91%, while SWDRX has yielded a comparatively lower 6.53% annualized return.
VTHRX
10.75%
-0.58%
4.54%
8.76%
6.56%
6.91%
SWDRX
10.28%
-1.39%
3.65%
10.76%
6.42%
6.53%
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VTHRX vs. SWDRX - Expense Ratio Comparison
VTHRX has a 0.08% expense ratio, which is higher than SWDRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTHRX vs. SWDRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2030 Fund (VTHRX) and Schwab Target 2030 Fund (SWDRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTHRX vs. SWDRX - Dividend Comparison
VTHRX's dividend yield for the trailing twelve months is around 2.34%, less than SWDRX's 3.89% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTHRX Vanguard Target Retirement 2030 Fund | 2.34% | 2.59% | 2.05% | 2.14% | 1.63% | 2.38% | 2.49% | 1.99% | 1.97% | 2.15% | 1.92% | 1.78% |
SWDRX Schwab Target 2030 Fund | 3.89% | 4.28% | 6.77% | 6.92% | 3.23% | 6.60% | 2.70% | 2.46% | 1.72% | 2.16% | 2.34% | 1.70% |
Drawdowns
VTHRX vs. SWDRX - Drawdown Comparison
The maximum VTHRX drawdown since its inception was -49.57%, which is greater than SWDRX's maximum drawdown of -45.34%. Use the drawdown chart below to compare losses from any high point for VTHRX and SWDRX. For additional features, visit the drawdowns tool.
Volatility
VTHRX vs. SWDRX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2030 Fund (VTHRX) is 2.40%, while Schwab Target 2030 Fund (SWDRX) has a volatility of 2.57%. This indicates that VTHRX experiences smaller price fluctuations and is considered to be less risky than SWDRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.