VTTHX vs. VOO
Compare and contrast key facts about Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard S&P 500 ETF (VOO).
VTTHX is managed by Vanguard. It was launched on Oct 27, 2003. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
VTTHX vs. VOO - Performance Comparison
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VTTHX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | -3.07% | 17.55% | 11.56% | 17.37% | -16.64% | 12.96% | 14.80% | 22.44% | -6.57% | 16.81% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, VTTHX achieves a -3.07% return, which is significantly higher than VOO's -4.42% return. Over the past 10 years, VTTHX has underperformed VOO with an annualized return of 8.73%, while VOO has yielded a comparatively higher 14.05% annualized return.
VTTHX
- 1D
- -0.11%
- 1M
- -6.88%
- YTD
- -3.07%
- 6M
- -0.64%
- 1Y
- 13.90%
- 3Y*
- 12.09%
- 5Y*
- 6.37%
- 10Y*
- 8.73%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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VTTHX vs. VOO - Expense Ratio Comparison
VTTHX has a 0.08% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTTHX vs. VOO — Risk / Return Rank
VTTHX
VOO
VTTHX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTHX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 0.98 | +0.27 |
Sortino ratioReturn per unit of downside risk | 1.80 | 1.50 | +0.30 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.60 | 1.53 | +0.07 |
Martin ratioReturn relative to average drawdown | 7.13 | 7.29 | -0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTTHX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 0.98 | +0.27 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.70 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.78 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.83 | -0.33 |
Correlation
The correlation between VTTHX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTHX vs. VOO - Dividend Comparison
VTTHX's dividend yield for the trailing twelve months is around 3.05%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | 3.05% | 2.96% | 3.12% | 2.47% | 2.71% | 19.52% | 2.50% | 2.33% | 2.69% | 0.16% | 2.77% | 4.67% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
VTTHX vs. VOO - Drawdown Comparison
The maximum VTTHX drawdown since its inception was -51.76%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for VTTHX and VOO.
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Drawdown Indicators
| VTTHX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.76% | -33.99% | -17.77% |
Max Drawdown (1Y)Largest decline over 1 year | -8.03% | -11.98% | +3.95% |
Max Drawdown (5Y)Largest decline over 5 years | -23.53% | -24.52% | +0.99% |
Max Drawdown (10Y)Largest decline over 10 years | -27.15% | -33.99% | +6.84% |
Current DrawdownCurrent decline from peak | -7.17% | -6.29% | -0.88% |
Average DrawdownAverage peak-to-trough decline | -6.13% | -3.72% | -2.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.80% | 2.52% | -0.72% |
Volatility
VTTHX vs. VOO - Volatility Comparison
The current volatility for Vanguard Target Retirement 2035 Fund (VTTHX) is 3.81%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that VTTHX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTHX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.81% | 5.29% | -1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 6.60% | 9.44% | -2.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.21% | 18.10% | -6.89% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.30% | 16.82% | -5.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.43% | 17.99% | -5.56% |