American Funds 2045 Target Date Retirement Fund (AAHTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with AAHTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to AAHTX
AAHTX charges 0.33% annually. There are 264 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | AAHTX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | AAHTX vs LTRIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | AAHTX vs LTSTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | AAHTX vs PPLIX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | AAHTX vs PLWIX |
Best Risk-Adjusted Alternatives to AAHTX
AAHTX has a PortfoliosLab risk / return rank of 52. There are 526 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | AAHTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | AAHTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | AAHTX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | AAHTX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | AAHTX vs URTRX |
Top Performing AAHTX Alternatives (YTD)
AAHTX is at 8.17% YTD. There are 327 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | AAHTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | AAHTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | AAHTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | AAHTX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | AAHTX vs FQLSX |
Lowest Volatility Alternatives to AAHTX
AAHTX has 12.25% 1-year volatility. There are 396 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | AAHTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | AAHTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | AAHTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | AAHTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | AAHTX vs DRIQX |
Lowest Drawdown Alternatives to AAHTX
AAHTX has a 1-year max drawdown of -9.20%. There are 487 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | AAHTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | AAHTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | AAHTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | AAHTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | AAHTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With AAHTX
Investors most often compare AAHTX with VOO, TRRKX, RLBGX. These 19 comparison targets span 6 categories, based on PortfoliosLab usage data.
Compare AAHTX with Any Fund or Stock
Compare AAHTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair AAHTX with funds that move differently
American Funds 2045 Target Date Retirement Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to AAHTX.
Explore AAHTX Diversifiers