AAHTX vs. VOO
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and Vanguard S&P 500 ETF (VOO).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
AAHTX vs. VOO - Performance Comparison
Loading graphics...
AAHTX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | -5.32% | 20.01% | 14.82% | 19.74% | -18.40% | 16.83% | 18.79% | 24.33% | -5.92% | 22.02% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, AAHTX achieves a -5.32% return, which is significantly lower than VOO's -4.42% return. Over the past 10 years, AAHTX has underperformed VOO with an annualized return of 10.48%, while VOO has yielded a comparatively higher 14.05% annualized return.
AAHTX
- 1D
- -0.35%
- 1M
- -8.83%
- YTD
- -5.32%
- 6M
- -2.42%
- 1Y
- 14.99%
- 3Y*
- 13.87%
- 5Y*
- 7.44%
- 10Y*
- 10.48%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
AAHTX vs. VOO - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than VOO's 0.03% expense ratio.
Return for Risk
AAHTX vs. VOO — Risk / Return Rank
AAHTX
VOO
AAHTX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAHTX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.98 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.50 | +0.08 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.23 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.53 | -0.18 |
Martin ratioReturn relative to average drawdown | 5.97 | 7.29 | -1.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| AAHTX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.98 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.70 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.78 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.83 | -0.34 |
Correlation
The correlation between AAHTX and VOO is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAHTX vs. VOO - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 6.18%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 6.18% | 5.85% | 3.37% | 2.46% | 6.75% | 4.62% | 3.19% | 4.24% | 4.85% | 2.33% | 3.50% | 4.74% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
AAHTX vs. VOO - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -50.05%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for AAHTX and VOO.
Loading graphics...
Drawdown Indicators
| AAHTX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -33.99% | -16.06% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -11.98% | +2.17% |
Max Drawdown (5Y)Largest decline over 5 years | -25.83% | -24.52% | -1.31% |
Max Drawdown (10Y)Largest decline over 10 years | -28.92% | -33.99% | +5.07% |
Current DrawdownCurrent decline from peak | -9.20% | -6.29% | -2.91% |
Average DrawdownAverage peak-to-trough decline | -7.14% | -3.72% | -3.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 2.52% | -0.30% |
Volatility
AAHTX vs. VOO - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 4.30%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| AAHTX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.30% | 5.29% | -0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 8.39% | 9.44% | -1.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.19% | 18.10% | -3.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.84% | 16.82% | -2.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.52% | 17.99% | -3.47% |