AAHTX vs. AMCPX
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and American Funds AMCAP Fund Class A (AMCPX).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
AAHTX vs. AMCPX - Performance Comparison
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AAHTX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | -5.32% | 20.01% | 14.82% | 19.74% | -18.40% | 16.83% | 18.79% | 24.33% | -5.92% | 22.02% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 21.42% | 26.35% | -4.42% | 22.08% |
Returns By Period
In the year-to-date period, AAHTX achieves a -5.32% return, which is significantly higher than AMCPX's -11.82% return. Both investments have delivered pretty close results over the past 10 years, with AAHTX having a 10.48% annualized return and AMCPX not far ahead at 10.59%.
AAHTX
- 1D
- -0.35%
- 1M
- -8.83%
- YTD
- -5.32%
- 6M
- -2.42%
- 1Y
- 14.99%
- 3Y*
- 13.87%
- 5Y*
- 7.44%
- 10Y*
- 10.48%
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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AAHTX vs. AMCPX - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is lower than AMCPX's 0.65% expense ratio.
Return for Risk
AAHTX vs. AMCPX — Risk / Return Rank
AAHTX
AMCPX
AAHTX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAHTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.56 | +0.50 |
Sortino ratioReturn per unit of downside risk | 1.58 | 0.94 | +0.64 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.13 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 0.59 | +0.76 |
Martin ratioReturn relative to average drawdown | 5.97 | 2.42 | +3.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAHTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.56 | +0.50 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.33 | +0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.57 | +0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.57 | -0.08 |
Correlation
The correlation between AAHTX and AMCPX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAHTX vs. AMCPX - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 6.18%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 6.18% | 5.85% | 3.37% | 2.46% | 6.75% | 4.62% | 3.19% | 4.24% | 4.85% | 2.33% | 3.50% | 4.74% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
AAHTX vs. AMCPX - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -50.05%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for AAHTX and AMCPX.
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Drawdown Indicators
| AAHTX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -62.37% | +12.32% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -14.18% | +4.37% |
Max Drawdown (5Y)Largest decline over 5 years | -25.83% | -36.90% | +11.07% |
Max Drawdown (10Y)Largest decline over 10 years | -28.92% | -36.90% | +7.98% |
Current DrawdownCurrent decline from peak | -9.20% | -14.18% | +4.98% |
Average DrawdownAverage peak-to-trough decline | -7.14% | -9.60% | +2.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 3.47% | -1.25% |
Volatility
AAHTX vs. AMCPX - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 4.30%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAHTX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.30% | 5.26% | -0.96% |
Volatility (6M)Calculated over the trailing 6-month period | 8.39% | 11.06% | -2.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.19% | 19.60% | -5.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.84% | 19.12% | -5.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.52% | 18.63% | -4.11% |