AAHTX vs. RGAGX
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
AAHTX vs. RGAGX - Performance Comparison
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AAHTX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | -5.32% | 20.01% | 14.82% | 19.74% | -18.40% | 16.83% | 18.79% | 24.33% | -5.92% | 22.02% |
RGAGX American Funds The Growth Fund of America Class R-6 | -11.15% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 38.30% | 29.22% | -2.88% | 26.53% |
Returns By Period
In the year-to-date period, AAHTX achieves a -5.32% return, which is significantly higher than RGAGX's -11.15% return. Over the past 10 years, AAHTX has underperformed RGAGX with an annualized return of 10.48%, while RGAGX has yielded a comparatively higher 14.34% annualized return.
AAHTX
- 1D
- -0.35%
- 1M
- -8.83%
- YTD
- -5.32%
- 6M
- -2.42%
- 1Y
- 14.99%
- 3Y*
- 13.87%
- 5Y*
- 7.44%
- 10Y*
- 10.48%
RGAGX
- 1D
- -0.47%
- 1M
- -9.63%
- YTD
- -11.15%
- 6M
- -9.74%
- 1Y
- 13.94%
- 3Y*
- 19.23%
- 5Y*
- 8.87%
- 10Y*
- 14.34%
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AAHTX vs. RGAGX - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than RGAGX's 0.30% expense ratio.
Return for Risk
AAHTX vs. RGAGX — Risk / Return Rank
AAHTX
RGAGX
AAHTX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAHTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.66 | +0.39 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.09 | +0.49 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.16 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 0.79 | +0.56 |
Martin ratioReturn relative to average drawdown | 5.97 | 3.04 | +2.93 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAHTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.66 | +0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.44 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.73 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.79 | -0.29 |
Correlation
The correlation between AAHTX and RGAGX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAHTX vs. RGAGX - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 6.18%, less than RGAGX's 12.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 6.18% | 5.85% | 3.37% | 2.46% | 6.75% | 4.62% | 3.19% | 4.24% | 4.85% | 2.33% | 3.50% | 4.74% |
RGAGX American Funds The Growth Fund of America Class R-6 | 12.37% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
AAHTX vs. RGAGX - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -50.05%, which is greater than RGAGX's maximum drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for AAHTX and RGAGX.
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Drawdown Indicators
| AAHTX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -36.19% | -13.86% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -13.71% | +3.90% |
Max Drawdown (5Y)Largest decline over 5 years | -25.83% | -36.19% | +10.36% |
Max Drawdown (10Y)Largest decline over 10 years | -28.92% | -36.19% | +7.27% |
Current DrawdownCurrent decline from peak | -9.20% | -13.71% | +4.51% |
Average DrawdownAverage peak-to-trough decline | -7.14% | -5.53% | -1.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 3.55% | -1.33% |
Volatility
AAHTX vs. RGAGX - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 4.30%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 5.45%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAHTX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.30% | 5.45% | -1.15% |
Volatility (6M)Calculated over the trailing 6-month period | 8.39% | 11.60% | -3.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.19% | 20.75% | -6.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.84% | 20.17% | -6.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.52% | 19.61% | -5.09% |