AAHTX vs. IVV
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and iShares Core S&P 500 ETF (IVV).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. IVV is a passively managed fund by iShares that tracks the performance of the S&P 500 Index. It was launched on May 15, 2000.
Performance
AAHTX vs. IVV - Performance Comparison
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AAHTX vs. IVV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | -5.32% | 20.01% | 14.82% | 19.74% | -18.40% | 16.83% | 18.79% | 24.33% | -5.92% | 22.02% |
IVV iShares Core S&P 500 ETF | -4.38% | 17.85% | 24.93% | 26.31% | -18.16% | 28.76% | 18.40% | 31.07% | -4.49% | 21.75% |
Returns By Period
In the year-to-date period, AAHTX achieves a -5.32% return, which is significantly lower than IVV's -4.38% return. Over the past 10 years, AAHTX has underperformed IVV with an annualized return of 10.48%, while IVV has yielded a comparatively higher 14.02% annualized return.
AAHTX
- 1D
- -0.35%
- 1M
- -8.83%
- YTD
- -5.32%
- 6M
- -2.42%
- 1Y
- 14.99%
- 3Y*
- 13.87%
- 5Y*
- 7.44%
- 10Y*
- 10.48%
IVV
- 1D
- 2.88%
- 1M
- -4.99%
- YTD
- -4.38%
- 6M
- -1.80%
- 1Y
- 17.69%
- 3Y*
- 18.29%
- 5Y*
- 11.76%
- 10Y*
- 14.02%
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AAHTX vs. IVV - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than IVV's 0.03% expense ratio.
Return for Risk
AAHTX vs. IVV — Risk / Return Rank
AAHTX
IVV
AAHTX vs. IVV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and iShares Core S&P 500 ETF (IVV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAHTX | IVV | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.97 | +0.09 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.49 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.23 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.53 | -0.18 |
Martin ratioReturn relative to average drawdown | 5.97 | 7.32 | -1.35 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAHTX | IVV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.97 | +0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.70 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.78 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.42 | +0.07 |
Correlation
The correlation between AAHTX and IVV is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAHTX vs. IVV - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 6.18%, more than IVV's 1.23% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 6.18% | 5.85% | 3.37% | 2.46% | 6.75% | 4.62% | 3.19% | 4.24% | 4.85% | 2.33% | 3.50% | 4.74% |
IVV iShares Core S&P 500 ETF | 1.23% | 1.17% | 1.30% | 1.44% | 1.66% | 1.20% | 1.57% | 1.85% | 2.21% | 1.75% | 2.01% | 2.27% |
Drawdowns
AAHTX vs. IVV - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -50.05%, smaller than the maximum IVV drawdown of -55.25%. Use the drawdown chart below to compare losses from any high point for AAHTX and IVV.
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Drawdown Indicators
| AAHTX | IVV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -55.25% | +5.20% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -12.06% | +2.25% |
Max Drawdown (5Y)Largest decline over 5 years | -25.83% | -24.53% | -1.30% |
Max Drawdown (10Y)Largest decline over 10 years | -28.92% | -33.90% | +4.98% |
Current DrawdownCurrent decline from peak | -9.20% | -6.26% | -2.94% |
Average DrawdownAverage peak-to-trough decline | -7.14% | -10.85% | +3.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 2.53% | -0.31% |
Volatility
AAHTX vs. IVV - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 4.30%, while iShares Core S&P 500 ETF (IVV) has a volatility of 5.30%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than IVV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAHTX | IVV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.30% | 5.30% | -1.00% |
Volatility (6M)Calculated over the trailing 6-month period | 8.39% | 9.45% | -1.06% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.19% | 18.31% | -4.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.84% | 16.89% | -3.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.52% | 18.04% | -3.52% |