AAHTX vs. SCHD
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and Schwab US Dividend Equity ETF (SCHD).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AAHTX or SCHD.
Correlation
The correlation between AAHTX and SCHD is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
AAHTX vs. SCHD - Performance Comparison
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Key characteristics
AAHTX:
0.77
SCHD:
0.19
AAHTX:
1.17
SCHD:
0.42
AAHTX:
1.17
SCHD:
1.06
AAHTX:
0.82
SCHD:
0.22
AAHTX:
3.44
SCHD:
0.71
AAHTX:
3.44%
SCHD:
5.02%
AAHTX:
15.20%
SCHD:
16.24%
AAHTX:
-48.86%
SCHD:
-33.37%
AAHTX:
-1.17%
SCHD:
-9.26%
Returns By Period
In the year-to-date period, AAHTX achieves a 3.99% return, which is significantly higher than SCHD's -2.83% return. Over the past 10 years, AAHTX has underperformed SCHD with an annualized return of 9.01%, while SCHD has yielded a comparatively higher 10.50% annualized return.
AAHTX
3.99%
9.12%
2.19%
11.68%
12.50%
9.01%
SCHD
-2.83%
3.99%
-7.32%
3.02%
13.75%
10.50%
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AAHTX vs. SCHD - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Risk-Adjusted Performance
AAHTX vs. SCHD — Risk-Adjusted Performance Rank
AAHTX
SCHD
AAHTX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
AAHTX vs. SCHD - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 1.14%, less than SCHD's 3.95% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 1.14% | 1.18% | 1.38% | 0.86% | 0.72% | 0.71% | 0.95% | 1.03% | 0.80% | 0.95% | 0.67% | 4.47% |
SCHD Schwab US Dividend Equity ETF | 3.95% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
Drawdowns
AAHTX vs. SCHD - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -48.86%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for AAHTX and SCHD. For additional features, visit the drawdowns tool.
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Volatility
AAHTX vs. SCHD - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 4.28%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 4.86%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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