AAHTX vs. VTSAX
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. VTSAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AAHTX or VTSAX.
Performance
AAHTX vs. VTSAX - Performance Comparison
Returns By Period
In the year-to-date period, AAHTX achieves a 15.31% return, which is significantly lower than VTSAX's 24.74% return. Over the past 10 years, AAHTX has underperformed VTSAX with an annualized return of 9.22%, while VTSAX has yielded a comparatively higher 12.63% annualized return.
AAHTX
15.31%
-0.86%
6.48%
22.44%
10.23%
9.22%
VTSAX
24.74%
1.75%
12.49%
32.61%
14.94%
12.63%
Key characteristics
| AAHTX | VTSAX | |
|---|---|---|
| Sharpe Ratio | 2.12 | 2.57 |
| Sortino Ratio | 2.92 | 3.44 |
| Omega Ratio | 1.39 | 1.47 |
| Calmar Ratio | 2.57 | 3.76 |
| Martin Ratio | 13.78 | 16.38 |
| Ulcer Index | 1.60% | 1.97% |
| Daily Std Dev | 10.42% | 12.55% |
| Max Drawdown | -48.86% | -55.34% |
| Current Drawdown | -2.11% | -1.50% |
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AAHTX vs. VTSAX - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than VTSAX's 0.04% expense ratio.
Correlation
The correlation between AAHTX and VTSAX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
AAHTX vs. VTSAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
AAHTX vs. VTSAX - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 1.20%, less than VTSAX's 1.27% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 1.20% | 1.38% | 0.86% | 0.72% | 0.71% | 0.95% | 1.03% | 0.80% | 0.95% | 0.67% | 4.47% | 3.12% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.27% | 1.43% | 1.65% | 1.20% | 1.41% | 1.77% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
AAHTX vs. VTSAX - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -48.86%, smaller than the maximum VTSAX drawdown of -55.34%. Use the drawdown chart below to compare losses from any high point for AAHTX and VTSAX. For additional features, visit the drawdowns tool.
Volatility
AAHTX vs. VTSAX - Volatility Comparison
The current volatility for American Funds 2045 Target Date Retirement Fund (AAHTX) is 2.96%, while Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) has a volatility of 4.25%. This indicates that AAHTX experiences smaller price fluctuations and is considered to be less risky than VTSAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.