AAHTX vs. LTIUX
Compare and contrast key facts about American Funds 2045 Target Date Retirement Fund (AAHTX) and Principal LifeTime 2035 Fund (LTIUX).
AAHTX is managed by American Funds. It was launched on Jan 31, 2007. LTIUX is managed by Principal. It was launched on Feb 28, 2008.
Performance
AAHTX vs. LTIUX - Performance Comparison
Loading graphics...
AAHTX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | -5.32% | 20.01% | 14.82% | 19.74% | -18.40% | 16.83% | 18.79% | 24.33% | -5.92% | 22.02% |
LTIUX Principal LifeTime 2035 Fund | -3.69% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
Returns By Period
In the year-to-date period, AAHTX achieves a -5.32% return, which is significantly lower than LTIUX's -3.69% return. Over the past 10 years, AAHTX has outperformed LTIUX with an annualized return of 10.48%, while LTIUX has yielded a comparatively lower 8.68% annualized return.
AAHTX
- 1D
- -0.35%
- 1M
- -8.83%
- YTD
- -5.32%
- 6M
- -2.42%
- 1Y
- 14.99%
- 3Y*
- 13.87%
- 5Y*
- 7.44%
- 10Y*
- 10.48%
LTIUX
- 1D
- -0.08%
- 1M
- -6.37%
- YTD
- -3.69%
- 6M
- -1.87%
- 1Y
- 9.88%
- 3Y*
- 11.62%
- 5Y*
- 5.83%
- 10Y*
- 8.68%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
AAHTX vs. LTIUX - Expense Ratio Comparison
AAHTX has a 0.33% expense ratio, which is higher than LTIUX's 0.01% expense ratio.
Return for Risk
AAHTX vs. LTIUX — Risk / Return Rank
AAHTX
LTIUX
AAHTX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2045 Target Date Retirement Fund (AAHTX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAHTX | LTIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.90 | +0.16 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.34 | +0.24 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.19 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.06 | +0.29 |
Martin ratioReturn relative to average drawdown | 5.97 | 5.01 | +0.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| AAHTX | LTIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.90 | +0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.50 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.70 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.45 | +0.05 |
Correlation
The correlation between AAHTX and LTIUX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAHTX vs. LTIUX - Dividend Comparison
AAHTX's dividend yield for the trailing twelve months is around 6.18%, less than LTIUX's 9.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAHTX American Funds 2045 Target Date Retirement Fund | 6.18% | 5.85% | 3.37% | 2.46% | 6.75% | 4.62% | 3.19% | 4.24% | 4.85% | 2.33% | 3.50% | 4.74% |
LTIUX Principal LifeTime 2035 Fund | 9.37% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Drawdowns
AAHTX vs. LTIUX - Drawdown Comparison
The maximum AAHTX drawdown since its inception was -50.05%, roughly equal to the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for AAHTX and LTIUX.
Loading graphics...
Drawdown Indicators
| AAHTX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.05% | -49.65% | -0.40% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -8.44% | -1.37% |
Max Drawdown (5Y)Largest decline over 5 years | -25.83% | -24.23% | -1.60% |
Max Drawdown (10Y)Largest decline over 10 years | -28.92% | -28.12% | -0.80% |
Current DrawdownCurrent decline from peak | -9.20% | -6.57% | -2.63% |
Average DrawdownAverage peak-to-trough decline | -7.14% | -6.76% | -0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 1.78% | +0.44% |
Volatility
AAHTX vs. LTIUX - Volatility Comparison
American Funds 2045 Target Date Retirement Fund (AAHTX) has a higher volatility of 4.30% compared to Principal LifeTime 2035 Fund (LTIUX) at 3.74%. This indicates that AAHTX's price experiences larger fluctuations and is considered to be riskier than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| AAHTX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.30% | 3.74% | +0.56% |
Volatility (6M)Calculated over the trailing 6-month period | 8.39% | 6.37% | +2.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.19% | 11.12% | +3.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.84% | 11.79% | +2.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.52% | 12.45% | +2.07% |