PortfoliosLab logo
PortfoliosLab logo
Tools
Performance Analysis
Portfolio Analysis
Factor Model
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
American Funds 2050 Target Date Retirement Fund (A...
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

ISINUS02630T4498
CUSIP02630T449
IssuerAmerican Funds
Inception DateJan 31, 2007
CategoryTarget Retirement Date
Min. Investment$250
Asset ClassMulti-Asset

Asset Class Size

Large-Cap

Asset Class Style

Blend

Expense Ratio

AALTX features an expense ratio of 0.33%, falling within the medium range.


Expense ratio chart for AALTX: current value at 0.33% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.33%

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons: AALTX vs. VTI, AALTX vs. VOO, AALTX vs. ABALX, AALTX vs. ANWPX, AALTX vs. SPYG, AALTX vs. FXAIX, AALTX vs. CAIBX, AALTX vs. FDFIX, AALTX vs. FBGRX, AALTX vs. FSPSX

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in American Funds 2050 Target Date Retirement Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
8.78%
14.05%
AALTX (American Funds 2050 Target Date Retirement Fund)
Benchmark (^GSPC)

Returns By Period

American Funds 2050 Target Date Retirement Fund had a return of 17.13% year-to-date (YTD) and 28.25% in the last 12 months. Over the past 10 years, American Funds 2050 Target Date Retirement Fund had an annualized return of 9.53%, while the S&P 500 had an annualized return of 11.39%, indicating that American Funds 2050 Target Date Retirement Fund did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date17.13%25.45%
1 month0.18%2.91%
6 months8.78%14.05%
1 year28.25%35.64%
5 years (annualized)10.72%14.13%
10 years (annualized)9.53%11.39%

Monthly Returns

The table below presents the monthly returns of AALTX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20240.38%4.17%2.93%-3.64%3.42%2.00%1.77%2.27%2.08%-1.85%17.13%
20236.31%-2.73%2.56%1.31%-0.71%4.97%2.93%-2.19%-4.37%-2.40%8.46%5.43%20.34%
2022-6.29%-2.65%1.25%-8.10%0.56%-7.82%6.30%-3.42%-8.08%5.71%6.92%-3.67%-19.14%
2021-0.48%2.36%2.15%4.06%1.14%1.22%0.77%2.49%-3.69%5.23%-2.67%3.57%16.96%
2020-0.93%-5.91%-11.71%10.49%5.09%2.65%4.53%4.99%-2.46%-2.11%10.80%4.57%19.07%
20196.79%2.49%1.75%2.85%-5.15%5.77%0.39%-1.47%0.78%2.25%3.21%3.08%24.59%
20185.50%-3.26%-1.56%0.59%1.24%-0.00%2.20%0.70%0.31%-7.02%1.89%-5.93%-5.87%
20173.00%2.30%1.13%1.63%1.83%0.43%2.50%0.28%2.15%2.11%1.73%1.15%22.18%
2016-4.95%-0.69%6.38%1.31%0.89%0.08%3.53%0.23%0.70%-1.84%1.41%1.05%7.97%
2015-1.03%4.47%-1.14%1.78%0.91%-1.81%1.23%-5.67%-2.89%6.61%0.23%-1.78%0.32%
2014-2.68%4.67%-0.32%0.16%2.47%1.56%-1.84%2.89%-2.05%1.71%1.68%-0.45%7.79%
20134.02%0.58%2.59%2.71%0.91%-1.80%4.50%-2.11%4.67%3.60%1.99%3.32%27.70%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of AALTX is 67, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of AALTX is 6767
Combined Rank
The Sharpe Ratio Rank of AALTX is 6464Sharpe Ratio Rank
The Sortino Ratio Rank of AALTX is 6060Sortino Ratio Rank
The Omega Ratio Rank of AALTX is 5959Omega Ratio Rank
The Calmar Ratio Rank of AALTX is 7777Calmar Ratio Rank
The Martin Ratio Rank of AALTX is 7474Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


AALTX
Sharpe ratio
The chart of Sharpe ratio for AALTX, currently valued at 2.62, compared to the broader market0.002.004.002.62
Sortino ratio
The chart of Sortino ratio for AALTX, currently valued at 3.61, compared to the broader market0.005.0010.003.61
Omega ratio
The chart of Omega ratio for AALTX, currently valued at 1.49, compared to the broader market1.002.003.004.001.49
Calmar ratio
The chart of Calmar ratio for AALTX, currently valued at 2.37, compared to the broader market0.005.0010.0015.0020.0025.002.37
Martin ratio
The chart of Martin ratio for AALTX, currently valued at 17.51, compared to the broader market0.0020.0040.0060.0080.00100.0017.51
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.90, compared to the broader market0.002.004.002.90
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.87, compared to the broader market0.005.0010.003.87
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.54, compared to the broader market1.002.003.004.001.54
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 4.19, compared to the broader market0.005.0010.0015.0020.0025.004.19
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 18.72, compared to the broader market0.0020.0040.0060.0080.00100.0018.72

Sharpe Ratio

The current American Funds 2050 Target Date Retirement Fund Sharpe ratio is 2.62. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of American Funds 2050 Target Date Retirement Fund with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
2.62
2.90
AALTX (American Funds 2050 Target Date Retirement Fund)
Benchmark (^GSPC)

Dividends

Dividend History

American Funds 2050 Target Date Retirement Fund provided a 1.09% dividend yield over the last twelve months, with an annual payout of $0.24 per share.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.24$0.24$0.12$0.15$0.12$0.14$0.13$0.12$0.12$0.08$0.59$0.39

Dividend yield

1.09%1.28%0.74%0.73%0.63%0.86%0.94%0.79%0.92%0.65%4.70%3.18%

Monthly Dividends

The table displays the monthly dividend distributions for American Funds 2050 Target Date Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.24$0.24
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12$0.12
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.15$0.15
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12$0.12
2019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.14$0.14
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.13$0.13
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12$0.12
2016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12$0.12
2015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.08$0.08
2014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.59$0.59
2013$0.39$0.39

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-0.77%
-0.29%
AALTX (American Funds 2050 Target Date Retirement Fund)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the American Funds 2050 Target Date Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Funds 2050 Target Date Retirement Fund was 48.76%, occurring on Mar 9, 2009. Recovery took 489 trading sessions.

The current American Funds 2050 Target Date Retirement Fund drawdown is 0.77%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-48.76%Nov 1, 2007338Mar 9, 2009489Feb 14, 2011827
-29.3%Feb 20, 202023Mar 23, 202093Aug 4, 2020116
-26.68%Nov 17, 2021229Oct 14, 2022339Feb 22, 2024568
-18.53%May 3, 2011107Oct 3, 201199Feb 24, 2012206
-16.33%Jan 29, 2018229Dec 24, 201881Apr 23, 2019310

Volatility

Volatility Chart

The current American Funds 2050 Target Date Retirement Fund volatility is 2.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
2.92%
3.86%
AALTX (American Funds 2050 Target Date Retirement Fund)
Benchmark (^GSPC)