The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
LEZIX	BlackRock LifePath ESG Index 2060 Fund	Target Retirement Date	Aug 17, 2020	0.05%	-0.89%	—	1.65%	59
LFEDX	MFS Lifetime 2035 Fund	Target Retirement Date	Nov 1, 2012	0.00%	0.27%	9.26%	7.97%	58
LFIIX	MFS Lifetime 2055 Fund	Target Retirement Date	Nov 1, 2012	0.00%	0.60%	10.48%	6.80%	51
LFTHX	MFS Lifetime 2065 Fund	Target Retirement Date	Sep 2, 2021	0.00%	0.64%	—	5.04%	51
LIHIX	BlackRock LifePath Index 2045 Fund Institutional	Target Retirement Date	May 31, 2011	0.14%	-0.19%	10.17%	2.79%	62
LIKKX	BlackRock LifePath Index 2040 Fund Class K	Target Retirement Date	May 31, 2011	0.09%	-0.09%	9.39%	3.28%	65
LINKX	BlackRock LifePath Index 2030 Fund	Target Retirement Date	—	0.09%	0.32%	7.43%	3.31%	71
LIPIX	BlackRock LifePath Index 2050 Fund Institutional	Target Retirement Date	May 31, 2011	0.14%	-0.48%	10.91%	2.79%	62
LIPKX	BlackRock LifePath Index 2050 Fund Class K	Target Retirement Date	May 31, 2011	0.09%	-0.44%	10.69%	2.83%	63
LIRAX	BlackRock LifePath Index Retirement Fund Investor ...	Target Retirement Date	May 31, 2011	0.44%	0.54%	5.34%	3.52%	74
LIRIX	BlackRock LifePath Index Retirement Fund	Target Retirement Date	May 30, 2011	0.11%	0.60%	5.59%	3.81%	77
LIRKX	BlackRock LifePath Index Retirement Fund	Target Retirement Date	May 31, 2011	0.09%	0.60%	5.65%	3.87%	78
LIVIX	BlackRock LifePath Index 2055 Fund	Target Retirement Date	May 30, 2011	0.10%	-0.60%	10.88%	2.50%	62
LIVKX	BlackRock LifePath Index 2055 Class K	Target Retirement Date	May 31, 2011	0.09%	-0.56%	10.93%	2.54%	64
LIWKX	BlackRock LifePath Index 2065 Fund Class K	Target Retirement Date	Oct 30, 2019	0.09%	-0.61%	—	1.82%	63
LIWPX	BlackRock LifePath Index 2065 Fund	Target Retirement Date	Oct 29, 2019	0.35%	-0.66%	—	1.58%	61
LIZIX	BlackRock LifePath Index 2060 Fund	Target Retirement Date	Feb 28, 2016	0.10%	-0.62%	—	2.17%	62
LIZKX	BlackRock LifePath Index 2060 Fund Class K	Target Retirement Date	Feb 29, 2016	0.09%	-0.58%	—	2.22%	64
LPCPX	BlackRock LifePath Dynamic 2050 Fund Investor C	Target Retirement Date	May 1, 2010	1.59%	-0.49%	8.88%	5.18%	51
LPDIX	BlackRock LifePath Dynamic 2060 Fund	Target Retirement Date	May 30, 2017	0.49%	-0.35%	—	3.47%	57

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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