- CUSIP
- 066923806
- Issuer
- BlackRock
- Inception Date
- May 31, 2011
- Category
- Target Retirement Date
- Index Tracked
- BlackRock LifePath Index Retirement Custom Benchmark (USD)
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Multi-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
LIRKX Performance Chart
BlackRock LifePath Index Retirement Fund (LIRKX) is up 5.6% since the beginning of the year. LIRKX is currently trading at $16 per share. Investors who bought $1,000 worth of LIRKX shares 5 years ago would now be looking at an investment worth $1,225.
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Returns By Period
BlackRock LifePath Index Retirement Fund (LIRKX) has returned 5.64% so far this year and 14.57% over the past 12 months. Over the last ten years, LIRKX has returned 5.99% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
BlackRock LifePath Index Retirement Fund
- 1D
- 0.06%
- 1M
- 1.68%
- YTD
- 5.64%
- 6M
- 6.09%
- 1Y
- 14.57%
- 3Y*
- 10.11%
- 5Y*
- 4.15%
- 10Y*
- 5.99%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
LIRKX Monthly Returns History
Based on dividend-adjusted daily data since May 31, 2011, LIRKX's average daily return is +0.02%, while the average monthly return is +0.47%. At this rate, an investment would double in approximately 12.3 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2023 with a return of +6.2%, while the worst month was Sep 2022 at -6.7%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.
On a daily basis, LIRKX closed higher 50% of trading days. The best single day was Nov 10, 2022 with a return of +3.5%, while the worst single day was Mar 12, 2020 at -4.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.48% | 1.65% | -2.86% | 3.62% | 1.68% | 0.06% | 5.64% | ||||||
| 2025 | 1.67% | 1.14% | -1.27% | 0.36% | 1.64% | 2.60% | 0.35% | 1.84% | 1.81% | 1.05% | 0.52% | 0.17% | 12.48% |
| 2024 | -0.15% | 0.91% | 1.80% | -3.02% | 2.81% | 1.28% | 2.34% | 1.71% | 1.68% | -2.31% | 2.38% | -3.23% | 6.08% |
| 2023 | 5.00% | -2.73% | 2.42% | 0.79% | -1.09% | 2.14% | 1.40% | -1.61% | -3.30% | -2.11% | 6.15% | 4.42% | 11.48% |
| 2022 | -3.25% | -1.54% | -0.78% | -5.39% | 0.30% | -4.46% | 4.64% | -3.28% | -6.67% | 1.88% | 5.28% | -2.33% | -15.21% |
| 2021 | -0.35% | 0.35% | 0.46% | 2.25% | 0.69% | 0.93% | 1.02% | 0.81% | -2.18% | 2.12% | -0.87% | 1.41% | 6.75% |
Benchmark Metrics
BlackRock LifePath Index Retirement Fund has an annualized alpha of 1.00%, beta of 0.36, and R2 of 0.78 versus S&P 500 Index. Calculated based on daily prices since June 01, 2011.
- This fund participated in 48.40% of S&P 500 Index downside but only 40.12% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.36 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.00%
- Beta
- 0.36
- R²
- 0.78
- Upside Capture
- 40.12%
- Downside Capture
- 48.40%
Expense Ratio
LIRKX has an expense ratio of 0.09%, which is considered low.
Return for Risk
Risk / Return Rank
LIRKX ranks 81 for risk / return — in the top 81% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for BlackRock LifePath Index Retirement Fund (LIRKX) and compare them to S&P 500 Index.
| LIRKX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.67 | 2.39 | +0.28 |
Sortino ratioReturn per unit of downside risk | 3.89 | 3.25 | +0.63 |
Omega ratioGain probability vs. loss probability | 1.53 | 1.43 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 3.50 | 3.11 | +0.38 |
Martin ratioReturn relative to average drawdown | 15.77 | 14.38 | +1.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
BlackRock LifePath Index Retirement Fund provided a 3.68% dividend yield over the last twelve months, with an annual payout of $0.58 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.58 | $0.58 | $0.28 | $0.35 | $0.34 | $0.40 | $0.28 | $0.32 | $0.29 | $0.28 | $0.29 | $0.33 |
Dividend yield | 3.68% | 3.89% | 2.06% | 2.67% | 2.75% | 2.74% | 1.98% | 2.48% | 2.50% | 2.28% | 2.53% | 2.98% |
Monthly Dividends
The table displays the monthly dividend distributions for BlackRock LifePath Index Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.58 | $0.58 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 |
| 2023 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.11 | $0.35 |
| 2022 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.02 | $0.00 | $0.10 | $0.00 | $0.00 | $0.08 | $0.34 |
| 2021 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.20 | $0.40 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the BlackRock LifePath Index Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BlackRock LifePath Index Retirement Fund was 20.46%, occurring on Oct 14, 2022. Recovery took 461 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -20.46%Oct 2022 | 11mo 8d | 1y 10mo | 2y 9moNov 2021 - Aug 2024 |
COVID crash2020 | -15.49%Mar 2020 | 26d | 2mo 22d | 3mo 18dFeb 2020 - Jun 2020 |
Rate-hike selloffLate 2018 | -7.63%Dec 2018 | 10mo 29d | 2mo 21d | 1y 1moJan 2018 - Mar 2019 |
2016 pullback2016 | -7.23%Jan 2016 | 8mo 27d | 4mo 18d | 1y 1moApr 2015 - Jun 2016 |
2011 pullback2011 | -6.99%Oct 2011 | 2mo 10d | 3mo 24d | 6mo 4dJul 2011 - Jan 2012 |
Drawdown Indicators
| LIRKX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.46% | -56.78% | +36.32% |
Max Drawdown (1Y)Largest decline over 1 year | -4.23% | -9.10% | +4.87% |
Max Drawdown (3Y)Largest decline over 3 years | -7.55% | -18.90% | +11.35% |
Max Drawdown (5Y)Largest decline over 5 years | -20.46% | -25.43% | +4.97% |
Max Drawdown (10Y)Largest decline over 10 years | -20.46% | -33.92% | +13.46% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -2.83% | -10.72% | +7.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.94% | 1.97% | -1.03% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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