- Issuer
- MFS
- Inception Date
- Sep 2, 2021
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
LFTHX Performance Chart
MFS Lifetime 2065 Fund (LFTHX) is up 10.2% since the beginning of the year. LFTHX is currently trading at $12 per share.
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Returns By Period
MFS Lifetime 2065 Fund (LFTHX) has returned 10.20% so far this year and 21.64% over the past 12 months.
MFS Lifetime 2065 Fund
- 1D
- 0.17%
- 1M
- 2.89%
- YTD
- 10.20%
- 6M
- 11.31%
- 1Y
- 21.64%
- 3Y*
- 16.77%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
LFTHX Monthly Returns History
Based on dividend-adjusted daily data since Sep 1, 2021, LFTHX's average daily return is +0.04%, while the average monthly return is +0.73%. At this rate, an investment would double in approximately 7.9 years.
Historically, 64% of months were positive and 36% were negative. The best month was Nov 2023 with a return of +8.1%, while the worst month was Sep 2022 at -8.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.
On a daily basis, LFTHX closed higher 50% of trading days. The best single day was Apr 9, 2025 with a return of +6.5%, while the worst single day was Apr 4, 2025 at -5.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.46% | 2.29% | -5.77% | 7.49% | 2.63% | 0.17% | 10.20% | ||||||
| 2025 | 3.63% | -0.87% | -2.75% | -0.10% | 4.94% | 3.85% | 0.37% | 2.77% | 1.80% | 0.18% | 0.97% | 0.56% | 16.16% |
| 2024 | 0.11% | 3.63% | 3.72% | -3.48% | 3.92% | 0.31% | 3.05% | 1.88% | 1.94% | -2.09% | 3.88% | -3.87% | 13.28% |
| 2023 | 7.19% | -3.29% | 1.22% | 1.08% | -2.14% | 5.71% | 3.10% | -2.23% | -4.22% | -2.98% | 8.10% | 5.31% | 17.00% |
| 2022 | -4.99% | -2.04% | 1.53% | -6.25% | 0.69% | -7.99% | 6.95% | -3.83% | -8.93% | 6.23% | 7.23% | -4.09% | -16.00% |
| 2021 | -4.08% | 4.67% | -2.78% | 4.44% | 1.95% |
Benchmark Metrics
MFS Lifetime 2065 Fund has an annualized alpha of -0.88%, beta of 0.79, and R2 of 0.90 versus S&P 500 Index. Calculated based on daily prices since September 02, 2021.
- This fund participated in 90.24% of S&P 500 Index downside but only 78.36% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- -0.88%
- Beta
- 0.79
- R²
- 0.90
- Upside Capture
- 78.36%
- Downside Capture
- 90.24%
Expense Ratio
LFTHX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
LFTHX ranks 52 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MFS Lifetime 2065 Fund (LFTHX) and compare them to S&P 500 Index.
| LFTHX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.12 | 2.39 | -0.27 |
Sortino ratioReturn per unit of downside risk | 2.99 | 3.25 | -0.26 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.43 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.68 | 3.11 | -0.43 |
Martin ratioReturn relative to average drawdown | 11.44 | 14.38 | -2.94 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
MFS Lifetime 2065 Fund provided a 4.61% dividend yield over the last twelve months, with an annual payout of $0.56 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.56 | $0.56 | $0.36 | $0.20 | $0.32 | $0.41 |
Dividend yield | 4.61% | 5.08% | 3.63% | 2.18% | 4.02% | 4.23% |
Monthly Dividends
The table displays the monthly dividend distributions for MFS Lifetime 2065 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.56 | $0.56 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.36 | $0.36 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.20 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 | $0.32 |
| 2021 | $0.41 | $0.41 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MFS Lifetime 2065 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MFS Lifetime 2065 Fund was 23.48%, occurring on Oct 14, 2022. Recovery took 331 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -23.48%Oct 2022 | 11mo 1d | 1y 3mo | 2y 2moNov 2021 - Feb 2024 |
2025 selloff2025 | -14.57%Apr 2025 | 1mo 18d | 1mo 8d | 2mo 26dFeb 2025 - May 2025 |
2026 pullback2026 | -8.32%Mar 2026 | 1mo 1d | 18d | 1mo 19dFeb 2026 - Apr 2026 |
2024 pullback2024 | -6.37%Aug 2024 | 19d | 18d | 1mo 7dJul 2024 - Aug 2024 |
2025 pullback2025 | -5.09%Jan 2025 | 1mo 6d | 1mo 4d | 2mo 10dDec 2024 - Feb 2025 |
Drawdown Indicators
| LFTHX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.48% | -56.78% | +33.30% |
Max Drawdown (1Y)Largest decline over 1 year | -8.32% | -9.10% | +0.78% |
Max Drawdown (3Y)Largest decline over 3 years | -14.57% | -18.90% | +4.33% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -5.81% | -10.72% | +4.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.95% | 1.97% | -0.02% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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