BlackRock LifePath Dynamic 2045 Fund (LPHIX)
The investment seeks to provide for retirement outcomes based on quantitatively measured risk. The fund allocates and reallocates its assets among a combination of equity, bond and money market funds (the "underlying funds") and derivatives in proportions based on its own comprehensive investment strategy. Under normal circumstances, the manager intends to invest primarily in affiliated open-end funds and affiliated exchange-traded funds ("ETFs"), some of which may be index funds. The fund is designed for investors expecting to retire or to begin withdrawing assets around the year 2045.
Fund Info
US0669221964
066922196
Jun 29, 2010
$2,000,000
Large-Cap
Blend
Expense Ratio
LPHIX has an expense ratio of 0.47%, placing it in the medium range.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
BlackRock LifePath Dynamic 2045 Fund (LPHIX) returned 4.65% year-to-date (YTD) and 12.36% over the past 12 months. Over the past 10 years, LPHIX returned 8.82% annually, underperforming the S&P 500 benchmark at 10.84%.
LPHIX
4.65%
5.07%
2.02%
12.36%
11.04%
12.54%
8.82%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of LPHIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.95% | -0.50% | -3.15% | 0.46% | 5.01% | 4.65% | |||||||
| 2024 | 0.24% | 3.99% | 3.38% | -3.93% | 4.73% | 1.57% | 2.08% | 2.52% | 2.09% | -2.36% | 3.94% | -3.20% | 15.57% |
| 2023 | 7.34% | -3.13% | 2.97% | 1.31% | -1.62% | 5.99% | 3.18% | -2.66% | -4.26% | -2.80% | 8.78% | 5.20% | 20.99% |
| 2022 | -4.49% | -3.29% | 1.68% | -7.18% | 0.52% | -8.10% | 6.63% | -3.95% | -9.27% | 5.84% | 8.57% | -4.28% | -17.70% |
| 2021 | -0.41% | 3.06% | 2.46% | 4.26% | 1.77% | 0.80% | 0.58% | 1.94% | -3.86% | 4.49% | -2.51% | 4.11% | 17.58% |
| 2020 | -1.37% | -8.01% | -14.65% | 10.49% | 4.82% | 3.25% | 5.16% | 6.00% | -3.54% | -2.28% | 12.00% | 4.91% | 14.33% |
| 2019 | 8.78% | 2.23% | 1.81% | 2.64% | -5.21% | 6.00% | 0.07% | -2.30% | 2.23% | 2.45% | 2.52% | 3.10% | 26.39% |
| 2018 | 4.48% | -4.04% | -1.08% | 0.99% | 1.11% | -0.37% | 2.31% | 1.16% | 0.48% | -7.45% | 1.65% | -6.92% | -8.12% |
| 2017 | 2.38% | 2.53% | 0.66% | 1.78% | 1.88% | 0.80% | 2.06% | 0.52% | 1.99% | 2.04% | 2.13% | 1.55% | 22.29% |
| 2016 | -5.57% | -0.73% | 7.52% | 1.22% | 0.83% | -0.13% | 4.05% | -0.36% | 0.72% | -2.52% | 1.40% | 2.00% | 8.16% |
| 2015 | -1.07% | 4.68% | -1.06% | 1.39% | 0.21% | -2.12% | 0.85% | -6.18% | -2.86% | 6.58% | -0.43% | -1.76% | -2.37% |
| 2014 | -2.64% | 4.35% | 0.02% | 0.55% | 1.98% | 1.75% | -1.34% | 2.37% | -3.00% | 1.85% | 1.07% | -1.24% | 5.61% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of LPHIX is 60, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for BlackRock LifePath Dynamic 2045 Fund (LPHIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
BlackRock LifePath Dynamic 2045 Fund provided a 9.40% dividend yield over the last twelve months, with an annual payout of $1.74 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.74 | $1.74 | $0.53 | $0.36 | $2.24 | $0.37 | $0.79 | $1.44 | $1.53 | $0.28 | $0.63 | $1.15 |
Dividend yield | 9.40% | 9.84% | 3.14% | 2.54% | 12.56% | 2.16% | 5.15% | 11.30% | 9.94% | 2.02% | 4.79% | 8.20% |
Monthly Dividends
The table displays the monthly dividend distributions for BlackRock LifePath Dynamic 2045 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.54 | $1.74 |
| 2023 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.31 | $0.53 |
| 2022 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.07 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.36 |
| 2021 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.03 | $2.24 |
| 2020 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.37 |
| 2019 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.63 | $0.79 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.99 | $1.44 |
| 2017 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $1.19 | $1.53 |
| 2016 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.11 | $0.28 |
| 2015 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.38 | $0.63 |
| 2014 | $0.05 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.83 | $1.15 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the BlackRock LifePath Dynamic 2045 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BlackRock LifePath Dynamic 2045 Fund was 34.35%, occurring on Mar 23, 2020. Recovery took 109 trading sessions.
The current BlackRock LifePath Dynamic 2045 Fund drawdown is 0.32%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.35% | Jan 21, 2020 | 44 | Mar 23, 2020 | 109 | Aug 26, 2020 | 153 |
| -25.91% | Jan 5, 2022 | 196 | Oct 14, 2022 | 299 | Dec 22, 2023 | 495 |
| -20.19% | May 2, 2011 | 108 | Oct 3, 2011 | 115 | Mar 19, 2012 | 223 |
| -18.22% | May 19, 2015 | 186 | Feb 11, 2016 | 144 | Sep 7, 2016 | 330 |
| -15.89% | Jan 30, 2018 | 227 | Dec 21, 2018 | 77 | Apr 15, 2019 | 304 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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