BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX)
The BlackRock LifePath Index Retirement Fund (LIRAX) is a target date fund that aims to take a suitable level of risk for investors approaching retirement. It invests in a diversified mix of indexed building blocks and uses over 25 years of experience in target date funds to construct its portfolio. The Fund's portfolio comprises a global blend of broad and diversified asset classes and gradually reduces risk as the investor nears retirement. The goal is to provide low-cost and transparent access to the LifePath glide path and asset allocation through cost-effective and efficient implementation.
Fund Info
| ISIN | US0669236087 |
|---|---|
| CUSIP | 066923608 |
| Issuer | Blackrock |
| Inception Date | May 31, 2011 |
| Category | Target Retirement Date |
| Home Page | www.blackrock.com |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
LIRAX features an expense ratio of 0.44%, falling within the medium range.
Share Price Chart
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Compare to other instruments
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Popular comparisons: LIRAX vs. FMIL, LIRAX vs. SPY, LIRAX vs. VTWNX
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in BlackRock LifePath Index Retirement Fund Investor A Shares, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
BlackRock LifePath Index Retirement Fund Investor A Shares had a return of 6.92% year-to-date (YTD) and 15.35% in the last 12 months. Over the past 10 years, BlackRock LifePath Index Retirement Fund Investor A Shares had an annualized return of 4.47%, while the S&P 500 had an annualized return of 11.05%, indicating that BlackRock LifePath Index Retirement Fund Investor A Shares did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 6.92% | 21.24% |
| 1 month | -1.50% | 0.55% |
| 6 months | 5.32% | 11.47% |
| 1 year | 15.35% | 32.45% |
| 5 years (annualized) | 4.13% | 13.43% |
| 10 years (annualized) | 4.47% | 11.05% |
Monthly Returns
The table below presents the monthly returns of LIRAX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.23% | 0.91% | 1.73% | -3.03% | 2.82% | 1.20% | 2.34% | 1.71% | 1.62% | -2.27% | 6.92% | ||
| 2023 | 5.00% | -2.73% | 2.35% | 0.79% | -1.17% | 2.14% | 1.40% | -1.62% | -3.31% | -2.19% | 6.15% | 4.42% | 11.22% |
| 2022 | -3.32% | -1.54% | -0.78% | -5.39% | 0.23% | -4.47% | 4.64% | -3.36% | -6.68% | 1.88% | 5.20% | -2.34% | -15.49% |
| 2021 | -0.35% | 0.28% | 0.45% | 2.25% | 0.69% | 0.86% | 0.95% | 0.81% | -2.20% | 2.13% | -0.87% | 1.33% | 6.42% |
| 2020 | 0.61% | -2.06% | -6.38% | 5.51% | 2.29% | 1.59% | 2.91% | 2.01% | -1.28% | -1.11% | 5.62% | 2.11% | 11.81% |
| 2019 | 3.99% | 1.08% | 1.64% | 1.38% | -1.45% | 3.23% | 0.24% | 0.71% | 0.41% | 1.10% | 1.09% | 1.26% | 15.60% |
| 2018 | 1.39% | -2.33% | -0.09% | -0.25% | 1.00% | -0.18% | 1.16% | 0.90% | -0.40% | -3.69% | 0.94% | -2.15% | -3.79% |
| 2017 | 1.15% | 1.48% | 0.30% | 1.03% | 0.94% | 0.19% | 1.19% | 0.67% | 0.63% | 0.83% | 0.74% | 0.81% | 10.43% |
| 2016 | -1.55% | 0.18% | 3.60% | 0.63% | 0.27% | 1.01% | 2.03% | 0.09% | 0.28% | -1.39% | -0.44% | 0.78% | 5.51% |
| 2015 | 0.62% | 1.58% | -0.23% | 0.52% | 0.00% | -1.41% | 0.62% | -2.71% | -1.10% | 2.92% | -0.18% | -1.12% | -0.61% |
| 2014 | -0.45% | 2.18% | -0.12% | 0.62% | 1.51% | 0.97% | -0.96% | 1.76% | -1.89% | 1.33% | 0.96% | -0.47% | 5.50% |
| 2013 | 1.43% | 0.38% | 1.21% | 1.39% | -1.19% | -1.94% | 2.19% | -1.49% | 2.58% | 1.94% | 0.45% | 0.38% | 7.44% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of LIRAX is 62, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
BlackRock LifePath Index Retirement Fund Investor A Shares provided a 2.55% dividend yield over the last twelve months, with an annual payout of $0.35 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.35 | $0.31 | $0.30 | $0.36 | $0.34 | $0.29 | $0.25 | $0.24 | $0.25 | $0.29 | $0.33 | $0.21 |
Dividend yield | 2.55% | 2.37% | 2.42% | 2.42% | 2.38% | 2.22% | 2.18% | 1.99% | 2.23% | 2.67% | 2.87% | 1.94% |
Monthly Dividends
The table displays the monthly dividend distributions for BlackRock LifePath Index Retirement Fund Investor A Shares. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.25 | $0.00 | $0.25 | |
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.31 |
| 2022 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.02 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.30 |
| 2021 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.19 | $0.36 |
| 2020 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.17 | $0.34 |
| 2019 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.09 | $0.29 |
| 2018 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.25 |
| 2017 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.10 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.11 | $0.25 |
| 2015 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.14 | $0.29 |
| 2014 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.16 | $0.33 |
| 2013 | $0.03 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.09 | $0.21 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the BlackRock LifePath Index Retirement Fund Investor A Shares. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BlackRock LifePath Index Retirement Fund Investor A Shares was 20.67%, occurring on Oct 14, 2022. Recovery took 464 trading sessions.
The current BlackRock LifePath Index Retirement Fund Investor A Shares drawdown is 2.33%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -20.67% | Nov 10, 2021 | 234 | Oct 14, 2022 | 464 | Aug 21, 2024 | 698 |
| -15.51% | Feb 20, 2020 | 23 | Mar 23, 2020 | 53 | Jun 8, 2020 | 76 |
| -7.92% | Jan 29, 2018 | 229 | Dec 24, 2018 | 58 | Mar 20, 2019 | 287 |
| -7.44% | Apr 27, 2015 | 202 | Feb 11, 2016 | 81 | Jun 8, 2016 | 283 |
| -6.37% | Jul 25, 2011 | 50 | Oct 3, 2011 | 69 | Jan 11, 2012 | 119 |
Volatility
Volatility Chart
The current BlackRock LifePath Index Retirement Fund Investor A Shares volatility is 1.33%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.