- ISIN
- US0669236087
- CUSIP
- 066923608
- Issuer
- BlackRock
- Inception Date
- May 31, 2011
- Category
- Target Retirement Date
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
LIRAX Performance Chart
BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) is up 5.7% since the beginning of the year. LIRAX is currently trading at $16 per share. Investors who bought $1,000 worth of LIRAX shares 5 years ago would now be looking at an investment worth $1,215.
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Returns By Period
BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) has returned 5.70% so far this year and 14.33% over the past 12 months. Over the last ten years, LIRAX has returned 5.70% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
BlackRock LifePath Index Retirement Fund Investor A Shares
- 1D
- 0.19%
- 1M
- 2.21%
- YTD
- 5.70%
- 6M
- 5.87%
- 1Y
- 14.33%
- 3Y*
- 9.86%
- 5Y*
- 3.97%
- 10Y*
- 5.70%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
LIRAX Monthly Returns History
Based on dividend-adjusted daily data since May 31, 2011, LIRAX's average daily return is +0.02%, while the average monthly return is +0.45%. At this rate, an investment would double in approximately 12.9 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2023 with a return of +6.2%, while the worst month was Sep 2022 at -6.7%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.
On a daily basis, LIRAX closed higher 50% of trading days. The best single day was Nov 10, 2022 with a return of +3.5%, while the worst single day was Mar 12, 2020 at -4.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.48% | 1.65% | -2.93% | 3.55% | 1.68% | 0.25% | 5.70% | ||||||
| 2025 | 1.60% | 1.07% | -1.20% | 0.29% | 1.64% | 2.53% | 0.35% | 1.78% | 1.81% | 1.05% | 0.46% | 0.15% | 12.09% |
| 2024 | -0.23% | 0.91% | 1.73% | -3.03% | 2.82% | 1.20% | 2.34% | 1.72% | 1.62% | -2.27% | 2.23% | -3.10% | 5.84% |
| 2023 | 5.00% | -2.73% | 2.35% | 0.79% | -1.17% | 2.14% | 1.40% | -1.62% | -3.31% | -2.20% | 6.15% | 4.42% | 11.22% |
| 2022 | -3.32% | -1.54% | -0.78% | -5.39% | 0.23% | -4.47% | 4.64% | -3.36% | -6.68% | 1.88% | 5.20% | -2.34% | -15.49% |
| 2021 | -0.35% | 0.28% | 0.45% | 2.25% | 0.69% | 0.86% | 0.95% | 0.81% | -2.20% | 2.13% | -0.87% | 1.33% | 6.42% |
Benchmark Metrics
BlackRock LifePath Index Retirement Fund Investor A Shares has an annualized alpha of 0.74%, beta of 0.36, and R2 of 0.78 versus S&P 500 Index. Calculated based on daily prices since June 01, 2011.
- This fund participated in 49.01% of S&P 500 Index downside but only 39.42% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.36 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.74%
- Beta
- 0.36
- R²
- 0.78
- Upside Capture
- 39.42%
- Downside Capture
- 49.01%
Expense Ratio
LIRAX has an expense ratio of 0.44%, placing it in the medium range.
Return for Risk
Risk / Return Rank
LIRAX ranks 78 for risk / return — better than 78% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) and compare them to S&P 500 Index.
| LIRAX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.61 | 2.24 | +0.37 |
Sortino ratioReturn per unit of downside risk | 3.78 | 3.07 | +0.70 |
Omega ratioGain probability vs. loss probability | 1.51 | 1.41 | +0.11 |
Calmar ratioReturn relative to maximum drawdown | 3.37 | 2.93 | +0.44 |
Martin ratioReturn relative to average drawdown | 15.02 | 13.52 | +1.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
BlackRock LifePath Index Retirement Fund Investor A Shares provided a 3.34% dividend yield over the last twelve months, with an annual payout of $0.53 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.53 | $0.53 | $0.25 | $0.31 | $0.30 | $0.36 | $0.24 | $0.29 | $0.25 | $0.24 | $0.25 | $0.29 |
Dividend yield | 3.34% | 3.53% | 1.82% | 2.37% | 2.42% | 2.42% | 1.70% | 2.22% | 2.18% | 1.99% | 2.23% | 2.67% |
Monthly Dividends
The table displays the monthly dividend distributions for BlackRock LifePath Index Retirement Fund Investor A Shares. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.53 | $0.53 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 |
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.31 |
| 2022 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.02 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.30 |
| 2021 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.19 | $0.36 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the BlackRock LifePath Index Retirement Fund Investor A Shares. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BlackRock LifePath Index Retirement Fund Investor A Shares was 20.67%, occurring on Oct 14, 2022. Recovery took 464 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -20.67%Oct 2022 | 11mo 8d | 1y 10mo | 2y 9moNov 2021 - Aug 2024 |
COVID crash2020 | -15.51%Mar 2020 | 27d | 2mo 22d | 3mo 19dFeb 2020 - Jun 2020 |
Rate-hike selloffLate 2018 | -7.92%Dec 2018 | 10mo 29d | 2mo 26d | 1y 1moJan 2018 - Mar 2019 |
2016 pullback2016 | -7.44%Feb 2016 | 9mo 20d | 3mo 28d | 1y 1moApr 2015 - Jun 2016 |
2011 pullback2011 | -6.99%Oct 2011 | 2mo 10d | 3mo 24d | 6mo 4dJul 2011 - Jan 2012 |
Drawdown Indicators
| LIRAX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.67% | -56.78% | +36.11% |
Max Drawdown (1Y)Largest decline over 1 year | -4.29% | -9.10% | +4.81% |
Max Drawdown (3Y)Largest decline over 3 years | -7.63% | -18.90% | +11.27% |
Max Drawdown (5Y)Largest decline over 5 years | -20.67% | -25.43% | +4.76% |
Max Drawdown (10Y)Largest decline over 10 years | -20.67% | -33.92% | +13.25% |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -2.94% | -10.72% | +7.78% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.96% | 1.97% | -1.01% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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