The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
JRBEX	JPMorgan SmartRetirement Blend 2030 Fund	Target Retirement Date	Jul 1, 2012	0.32%	-0.10%	7.92%	3.06%	68
JRLLX	John Hancock Funds Multi-Index 2015 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.17%	0.82%	5.90%	3.87%	72
JRLPX	John Hancock Funds Multi-Index 2020 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.41%	0.77%	—	3.30%	68
JRLVX	John Hancock Funds Multi-Index 2045 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.01%	-0.06%	10.33%	3.56%	62
JRTDX	John Hancock Funds Multi-Index 2025 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.35%	0.72%	—	3.00%	66
JRTIX	John Hancock Funds Multi-Index 2030 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.31%	0.52%	—	2.58%	63
JRTMX	John Hancock Funds Multi-Index 2035 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.29%	0.34%	—	2.51%	62
JRTVX	John Hancock Funds Multi-Index 2040 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.27%	0.06%	—	2.97%	61
JRTYX	John Hancock Funds Multi-Index 2050 Lifetime Portf...	Target Retirement Date	Nov 6, 2013	0.26%	-0.53%	—	3.04%	59
JSASX	JPMorgan SmartRetirement 2045 Fund	Target Retirement Date	Jul 30, 2007	0.25%	-1.24%	10.88%	5.36%	47
JSMSX	JPMorgan SmartRetirement 2030 Fund	Target Retirement Date	May 14, 2006	0.25%	-0.76%	9.36%	5.90%	56
JSRSX	JPMorgan SmartRetirement Income Fund	Target Retirement Date	May 14, 2006	0.22%	-0.37%	6.77%	4.84%	65
JTSSX	JPMorgan SmartRetirement 2050 Fund	Target Retirement Date	Jul 30, 2007	0.25%	-1.34%	10.01%	5.23%	46
LEEIX	BlackRock LifePath ESG Index 2055 Fund	Target Retirement Date	Aug 17, 2020	0.05%	-0.84%	—	1.59%	60
LEGIX	BlackRock LifePath ESG Index 2050 Fund	Target Retirement Date	Aug 17, 2020	0.05%	-0.79%	—	1.67%	61
LEHIX	BlackRock LifePath ESG Index 2045 Fund	Target Retirement Date	Aug 17, 2020	0.05%	-0.69%	—	1.87%	62
LEJIX	BlackRock LifePath ESG Index 2035 Fund	Target Retirement Date	Aug 17, 2020	0.08%	-0.44%	—	1.95%	64
LEKIX	BlackRock LifePath ESG Index 2040 Fund	Target Retirement Date	Aug 17, 2020	0.06%	-0.55%	—	1.93%	61
LENIX	BlackRock LifePath ESG Index 2030 Fund	Target Retirement Date	Aug 17, 2020	0.09%	-0.24%	—	2.22%	64
LEWIX	BlackRock LifePath ESG Index 2065 Fund	Target Retirement Date	Aug 17, 2020	0.05%	-0.90%	—	1.75%	60

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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