Schwab Target 2025 Fund (SWHRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SWHRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SWHRX
SWHRX charges 0.00% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | SWHRX vs PLWIX | |
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | SWHRX vs JLKYX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | SWHRX vs JRLVX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | SWHRX vs PLTZX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | SWHRX vs FCQTX |
Best Risk-Adjusted Alternatives to SWHRX
SWHRX has a PortfoliosLab risk / return rank of 54. There are 467 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 86 | — | Dec 2019 | SWHRX vs PADLX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 85 | — | Aug 2007 | SWHRX vs FRAMX | |
| State Street Target Retirement Fund | 84 | — | Sep 2014 | SWHRX vs SSFNX | |
| Prudential Day One Income Fund | 82 | — | Dec 2016 | SWHRX vs PDAHX | |
| Dimensional Retirement Income Fund | 81 | — | Nov 2015 | SWHRX vs TDIFX |
Top Performing SWHRX Alternatives (YTD)
SWHRX is at 4.44% YTD. There are 559 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | SWHRX vs FRAMX | |
| USAA Target Retirement 2060 Fund | 12.78% | — | Jul 2013 | SWHRX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.62% | — | Jun 2017 | SWHRX vs FWLSX | |
| Fidelity Freedom 2065 Fund Class K6 | 12.58% | — | Jun 2019 | SWHRX vs FFSZX | |
| Fidelity Freedom 2055 Fund Class K6 | 12.56% | — | Jun 2011 | SWHRX vs FCTKX |
Lowest Volatility Alternatives to SWHRX
SWHRX has 6.62% 1-year volatility. There are 141 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | SWHRX vs TDIFX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | SWHRX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | SWHRX vs FRQIX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | SWHRX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | SWHRX vs FIKFX |
Lowest Drawdown Alternatives to SWHRX
SWHRX has a 1-year max drawdown of -5.18%. There are 146 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SWHRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | SWHRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SWHRX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | SWHRX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | SWHRX vs FRIMX |
Other Mutual Funds from Charles Schwab
The 10 most viewed Charles Schwab mutual funds shown here include SWPPX, SWVXX, SWTSX and span 8 categories. AUM among these funds goes as high as $248B.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 62 | 10.43% | 145.69B | May 1997 | SWHRX vs SWPPX | |
| Schwab Prime Advantage Money Fund Investor Shares | Money Market | — | 1.74% | 247.96B | Apr 1992 | SWHRX vs SWVXX | |
| Schwab Total Stock Market Index Fund | Large Cap Blend Equities | 61 | 10.92% | 44.59B | Jun 1999 | SWHRX vs SWTSX | |
| Schwab U.S. Large-Cap Growth Index Fund | Large Cap Growth Equities | 16 | 3.02% | 4.94B | Dec 2017 | SWHRX vs SWLGX | |
| Schwab International Index Fund | Foreign Large Cap Equities | 35 | 9.37% | 14.63B | May 1997 | SWHRX vs SWISX | |
| Schwab U.S. Aggregate Bond Index Fund | Total Bond Market | 18 | -0.39% | 8.31B | — | SWHRX vs SWAGX | |
| Schwab 1000 Index Fund | Large Cap Blend Equities | 59 | 10.72% | 22.48B | Apr 1991 | SWHRX vs SNXFX | |
| Schwab Large-Cap Growth Fund™ | Large Cap Growth Equities | 25 | 7.85% | 626.43M | Oct 2005 | SWHRX vs SWLSX | |
| Schwab Fundamental US Large Company Index Fund | Large Cap Value Equities | 93 | 16.53% | 12.97B | Apr 2007 | SWHRX vs SFLNX | |
| Schwab Small-Cap Index Fund-Select Shares | Small Cap Blend Equities | 67 | 19.74% | 7.67B | May 1997 | SWHRX vs SWSSX |
Often Compared With SWHRX
Investors most often compare SWHRX with VTI, SWORX, IRTR. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare SWHRX with Any Fund or Stock
Compare SWHRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SWHRX with funds that move differently
Schwab Target 2025 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SWHRX.
Explore SWHRX Diversifiers