Schwab Target 2025 Fund (SWHRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SWHRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SWHRX
SWHRX charges 0.00% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | SWHRX vs LTFIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | SWHRX vs LTIUX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | SWHRX vs PMTIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | SWHRX vs LTRIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | SWHRX vs FCQTX |
Best Risk-Adjusted Alternatives to SWHRX
SWHRX has a PortfoliosLab risk / return rank of 47. There are 583 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 85.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement 2020 Fund | 85 | — | Dec 2007 | SWHRX vs FIRVX | |
| Putnam Retirement Advantage Maturity Fund | 85 | — | Dec 2019 | SWHRX vs PADLX | |
| Fidelity Managed Retirement Income Fund Class K | 84 | — | Aug 2019 | SWHRX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 84 | — | Aug 2007 | SWHRX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 84 | — | Aug 2019 | SWHRX vs FRHMX |
Top Performing SWHRX Alternatives (YTD)
SWHRX is at 4.03% YTD. There are 604 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement Income Fund Class K | 15,640,638.04% | — | Aug 2019 | SWHRX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | SWHRX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 1,464,383.96% | — | Aug 2019 | SWHRX vs FRHMX | |
| Fidelity Managed Retirement 2020 Fund | 1,440,933.92% | — | Dec 2007 | SWHRX vs FIRVX | |
| Fidelity Freedom 2065 Fund Class K6 | 12.19% | — | Jun 2019 | SWHRX vs FFSZX |
Lowest Volatility Alternatives to SWHRX
SWHRX has 6.62% 1-year volatility. There are 153 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.59%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.59% | — | Nov 2015 | SWHRX vs TDIFX | |
| MFS Lifetime 2025 Fund | 4.18% | — | Nov 2012 | SWHRX vs LTTIX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.32% | — | Oct 2009 | SWHRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.34% | — | Oct 2009 | SWHRX vs FFGZX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.35% | — | Aug 2007 | SWHRX vs FRIMX |
Lowest Drawdown Alternatives to SWHRX
SWHRX has a 1-year max drawdown of -5.18%. There are 162 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SWHRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | SWHRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SWHRX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | SWHRX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | SWHRX vs FRKMX |
Other Mutual Funds from Charles Schwab
The 10 most viewed Charles Schwab mutual funds shown here include SWPPX, SWVXX, SWTSX and span 8 categories. AUM among these funds goes as high as $248B.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 52 | 8.21% | 143.85B | May 1997 | SWHRX vs SWPPX | |
| Schwab Prime Advantage Money Fund Investor Shares | Money Market | — | 1.45% | 247.78B | Apr 1992 | SWHRX vs SWVXX | |
| Schwab Total Stock Market Index Fund | Large Cap Blend Equities | 52 | 8.91% | 44.05B | Jun 1999 | SWHRX vs SWTSX | |
| Schwab U.S. Large-Cap Growth Index Fund | Large Cap Growth Equities | 16 | 1.54% | 4.90B | Dec 2017 | SWHRX vs SWLGX | |
| Schwab International Index Fund | Foreign Large Cap Equities | 30 | 8.46% | 14.60B | May 1997 | SWHRX vs SWISX | |
| Schwab U.S. Aggregate Bond Index Fund | Total Bond Market | 17 | 0.16% | 8.29B | — | SWHRX vs SWAGX | |
| Schwab 1000 Index Fund | Large Cap Blend Equities | 50 | 8.59% | 22.30B | Apr 1991 | SWHRX vs SNXFX | |
| Schwab Large-Cap Growth Fund™ | Large Cap Growth Equities | 21 | 5.47% | 617.91M | Oct 2005 | SWHRX vs SWLSX | |
| Schwab Fundamental US Large Company Index Fund | Large Cap Value Equities | 91 | 14.25% | 13.25B | Apr 2007 | SWHRX vs SFLNX | |
| Schwab Small-Cap Index Fund-Select Shares | Small Cap Blend Equities | 65 | 20.57% | 7.66B | May 1997 | SWHRX vs SWSSX |
Often Compared With SWHRX
Investors most often compare SWHRX with VTI, SWORX, IRTR. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare SWHRX with Any Fund or Stock
Compare SWHRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SWHRX with funds that move differently
Schwab Target 2025 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SWHRX.
Explore SWHRX Diversifiers