Principal LifeTime 2020 Fund (PLWIX)
The fund operates as a "target date fund" that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2020. It is a fund of funds and invests in underlying funds of Principal Funds, Inc. ("PFI"). Its underlying funds consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities.
Fund Info
US74253M4649
74253M464
Feb 28, 2001
$0
Large-Cap
Blend
Expense Ratio
PLWIX has an expense ratio of 0.01%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Principal LifeTime 2020 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Principal LifeTime 2020 Fund had a return of 2.84% year-to-date (YTD) and 5.41% in the last 12 months. Over the past 10 years, Principal LifeTime 2020 Fund had an annualized return of 0.85%, while the S&P 500 had an annualized return of 11.31%, indicating that Principal LifeTime 2020 Fund did not perform as well as the benchmark.
PLWIX
2.84%
1.73%
-1.53%
5.41%
0.23%
0.85%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of PLWIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.09% | 2.84% | |||||||||||
| 2024 | 0.08% | 1.42% | 1.97% | -2.58% | 2.48% | 0.65% | 2.08% | 1.73% | 1.39% | -1.90% | 2.48% | -6.42% | 3.01% |
| 2023 | 4.80% | -2.38% | 1.91% | 0.94% | -1.27% | 2.65% | 1.59% | -1.40% | -3.00% | -1.89% | 5.95% | 1.95% | 9.85% |
| 2022 | -3.40% | -1.87% | -0.37% | -5.22% | 0.47% | -5.02% | 4.87% | -3.02% | -6.23% | 2.73% | 4.73% | -8.65% | -19.93% |
| 2021 | -0.76% | 1.39% | 1.10% | 2.79% | 0.86% | 0.79% | 0.91% | 1.03% | -2.42% | 2.61% | -1.53% | -4.34% | 2.20% |
| 2020 | 0.44% | -3.15% | -9.15% | 6.99% | 3.34% | 1.73% | 3.40% | 2.72% | -1.46% | -1.13% | 6.65% | -1.12% | 8.48% |
| 2019 | 5.12% | 1.83% | 1.35% | 2.21% | -2.46% | 3.92% | 0.36% | 0.00% | 0.71% | 1.13% | 1.39% | -4.35% | 11.43% |
| 2018 | 3.02% | -3.21% | -0.56% | 0.43% | 0.49% | -0.21% | 1.83% | 0.83% | -0.07% | -4.87% | 0.72% | -8.02% | -9.70% |
| 2017 | 1.83% | 1.80% | 0.52% | 1.39% | 1.30% | 0.29% | 1.78% | 0.56% | 1.32% | 1.24% | 1.15% | -1.99% | 11.72% |
| 2016 | -3.28% | -0.32% | 4.53% | 1.01% | 0.61% | 0.31% | 2.58% | 0.30% | 0.29% | -1.40% | 0.15% | -0.61% | 4.04% |
| 2015 | -0.42% | 3.20% | -0.48% | 0.90% | 0.34% | -1.64% | 0.90% | -4.00% | -2.01% | 4.03% | -0.21% | -7.87% | -7.54% |
| 2014 | -1.62% | 3.51% | -0.14% | 0.07% | 1.73% | 1.56% | -1.41% | 2.31% | -2.32% | 1.56% | 1.07% | -4.16% | 1.91% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of PLWIX is 29, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Principal LifeTime 2020 Fund (PLWIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Principal LifeTime 2020 Fund provided a 3.02% dividend yield over the last twelve months, with an annual payout of $0.37 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.37 | $0.37 | $0.35 | $0.30 | $0.38 | $0.28 | $0.32 | $0.35 | $0.39 | $0.26 | $0.23 | $0.36 |
Dividend yield | 3.02% | 3.10% | 2.89% | 2.66% | 2.63% | 1.96% | 2.33% | 2.79% | 2.76% | 1.97% | 1.77% | 2.57% |
Monthly Dividends
The table displays the monthly dividend distributions for Principal LifeTime 2020 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.35 | $0.35 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 | $0.30 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.28 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 | $0.32 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.35 | $0.35 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.39 | $0.39 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 | $0.26 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.23 | $0.23 |
| 2014 | $0.36 | $0.36 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Principal LifeTime 2020 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Principal LifeTime 2020 Fund was 52.13%, occurring on Mar 9, 2009. Recovery took 967 trading sessions.
The current Principal LifeTime 2020 Fund drawdown is 13.45%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -52.13% | Nov 1, 2007 | 338 | Mar 9, 2009 | 967 | Jan 10, 2013 | 1305 |
| -25.99% | Nov 10, 2021 | 285 | Dec 28, 2022 | — | — | — |
| -22.59% | Dec 19, 2019 | 64 | Mar 23, 2020 | 111 | Aug 28, 2020 | 175 |
| -17.9% | Nov 28, 2014 | 303 | Feb 11, 2016 | 361 | Jul 19, 2017 | 664 |
| -15.54% | Jan 29, 2018 | 229 | Dec 24, 2018 | 216 | Nov 1, 2019 | 445 |
Volatility
Volatility Chart
The current Principal LifeTime 2020 Fund volatility is 1.38%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.