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American Funds 2065 Target Date Retirement Fund (F...
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

Issuer

American Funds

Inception Date

Mar 26, 2020

Min. Investment

$1,000,000

Asset Class

Multi-Asset

Asset Class Size

Large-Cap

Asset Class Style

Growth

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
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Popular comparisons:
FCQTX vs. GDE FCQTX vs. SWPPX

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in American Funds 2065 Target Date Retirement Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


80.00%90.00%100.00%110.00%120.00%130.00%140.00%JuneJulyAugustSeptemberOctoberNovember
94.07%
130.99%
FCQTX (American Funds 2065 Target Date Retirement Fund)
Benchmark (^GSPC)

Returns By Period

American Funds 2065 Target Date Retirement Fund had a return of 15.12% year-to-date (YTD) and 22.96% in the last 12 months.


FCQTX

YTD

15.12%

1M

-2.08%

6M

5.61%

1Y

22.96%

5Y (annualized)

N/A

10Y (annualized)

N/A

^GSPC (Benchmark)

YTD

23.62%

1M

0.54%

6M

11.19%

1Y

30.63%

5Y (annualized)

13.61%

10Y (annualized)

11.16%

Monthly Returns

The table below presents the monthly returns of FCQTX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20240.39%4.42%2.89%-3.64%3.47%2.15%1.58%2.31%2.14%-1.82%15.12%
20236.52%-2.66%2.59%1.30%-0.50%5.15%3.06%-2.18%-4.39%-2.47%8.61%5.60%21.56%
2022-6.52%-2.73%1.24%-8.31%0.49%-7.97%6.53%-3.35%-8.11%5.62%6.99%-3.71%-19.63%
2021-0.41%2.41%2.15%4.14%1.14%1.37%0.74%2.63%-3.69%5.26%-2.64%3.39%17.34%
20201.40%10.55%5.17%2.63%4.55%4.98%-2.41%-2.08%10.80%4.59%47.06%

Expense Ratio

FCQTX has an expense ratio of 0.01%, which is considered low compared to other funds.


Expense ratio chart for FCQTX: current value at 0.01% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.01%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FCQTX is 68, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of FCQTX is 6868
Combined Rank
The Sharpe Ratio Rank of FCQTX is 6565
Sharpe Ratio Rank
The Sortino Ratio Rank of FCQTX is 6262
Sortino Ratio Rank
The Omega Ratio Rank of FCQTX is 6060
Omega Ratio Rank
The Calmar Ratio Rank of FCQTX is 8080
Calmar Ratio Rank
The Martin Ratio Rank of FCQTX is 7575
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FCQTX, currently valued at 2.13, compared to the broader market0.002.004.002.132.51
The chart of Sortino ratio for FCQTX, currently valued at 2.92, compared to the broader market0.005.0010.002.923.37
The chart of Omega ratio for FCQTX, currently valued at 1.39, compared to the broader market1.002.003.004.001.391.47
The chart of Calmar ratio for FCQTX, currently valued at 2.34, compared to the broader market0.005.0010.0015.0020.0025.002.343.63
The chart of Martin ratio for FCQTX, currently valued at 13.86, compared to the broader market0.0020.0040.0060.0080.00100.0013.8616.15
FCQTX
^GSPC

The current American Funds 2065 Target Date Retirement Fund Sharpe ratio is 2.13. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of American Funds 2065 Target Date Retirement Fund with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JuneJulyAugustSeptemberOctoberNovember
2.13
2.48
FCQTX (American Funds 2065 Target Date Retirement Fund)
Benchmark (^GSPC)

Dividends

Dividend History

American Funds 2065 Target Date Retirement Fund provided a 1.14% dividend yield over the last twelve months, with an annual payout of $0.20 per share.


0.70%0.80%0.90%1.00%1.10%1.20%1.30%$0.00$0.05$0.10$0.15$0.202020202120222023
Dividends
Dividend Yield
PeriodTTM2023202220212020
Dividend$0.20$0.20$0.10$0.13$0.10

Dividend yield

1.14%1.31%0.80%0.76%0.66%

Monthly Dividends

The table displays the monthly dividend distributions for American Funds 2065 Target Date Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.20$0.20
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.10$0.10
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.13$0.13
2020$0.10$0.10

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-2.98%
-2.18%
FCQTX (American Funds 2065 Target Date Retirement Fund)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the American Funds 2065 Target Date Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Funds 2065 Target Date Retirement Fund was 27.34%, occurring on Oct 14, 2022. Recovery took 335 trading sessions.

The current American Funds 2065 Target Date Retirement Fund drawdown is 2.98%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-27.34%Nov 17, 2021229Oct 14, 2022335Feb 15, 2024564
-7.07%Jul 17, 202414Aug 5, 202414Aug 23, 202428
-6.66%Sep 3, 202014Sep 23, 202013Oct 12, 202027
-6.14%Oct 13, 202014Oct 30, 20204Nov 5, 202018
-5.49%Jun 9, 20203Jun 11, 202016Jul 6, 202019

Volatility

Volatility Chart

The current American Funds 2065 Target Date Retirement Fund volatility is 3.16%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
3.16%
4.06%
FCQTX (American Funds 2065 Target Date Retirement Fund)
Benchmark (^GSPC)