American Funds 2065 Target Date Retirement Fund (FCQTX)
The fund focuses on investing in a mix of American Funds with varying objectives and strategies, including fixed income, equity-income, and balanced funds as it nears and surpasses its target date.
Fund Info
| Issuer | American Funds |
|---|---|
| Inception Date | Mar 26, 2020 |
| Category | Target Retirement Date |
| Min. Investment | $1,000,000 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Growth |
Expense Ratio
FCQTX has an expense ratio of 0.01%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Popular comparisons: FCQTX vs. GDE, FCQTX vs. SWPPX
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds 2065 Target Date Retirement Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds 2065 Target Date Retirement Fund had a return of 17.70% year-to-date (YTD) and 29.11% in the last 12 months.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 17.70% | 25.45% |
| 1 month | 0.27% | 2.91% |
| 6 months | 8.93% | 14.05% |
| 1 year | 29.11% | 35.64% |
| 5 years (annualized) | N/A | 14.13% |
| 10 years (annualized) | N/A | 11.39% |
Monthly Returns
The table below presents the monthly returns of FCQTX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.39% | 4.42% | 2.89% | -3.64% | 3.47% | 2.15% | 1.58% | 2.31% | 2.14% | -1.82% | 17.70% | ||
| 2023 | 6.52% | -2.66% | 2.59% | 1.30% | -0.50% | 5.15% | 3.06% | -2.18% | -4.39% | -2.47% | 8.61% | 5.60% | 21.56% |
| 2022 | -6.52% | -2.73% | 1.24% | -8.31% | 0.49% | -7.97% | 6.53% | -3.35% | -8.11% | 5.62% | 6.99% | -3.71% | -19.63% |
| 2021 | -0.41% | 2.41% | 2.15% | 4.14% | 1.14% | 1.37% | 0.74% | 2.63% | -3.69% | 5.26% | -2.64% | 3.39% | 17.34% |
| 2020 | 1.40% | 10.55% | 5.17% | 2.63% | 4.55% | 4.98% | -2.41% | -2.08% | 10.80% | 4.59% | 47.06% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FCQTX is 68, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds 2065 Target Date Retirement Fund provided a 1.12% dividend yield over the last twelve months, with an annual payout of $0.20 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Dividend | $0.20 | $0.20 | $0.10 | $0.13 | $0.10 |
Dividend yield | 1.12% | 1.31% | 0.80% | 0.76% | 0.66% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds 2065 Target Date Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.20 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.10 | $0.10 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.13 |
| 2020 | $0.10 | $0.10 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds 2065 Target Date Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds 2065 Target Date Retirement Fund was 27.34%, occurring on Oct 14, 2022. Recovery took 335 trading sessions.
The current American Funds 2065 Target Date Retirement Fund drawdown is 0.81%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -27.34% | Nov 17, 2021 | 229 | Oct 14, 2022 | 335 | Feb 15, 2024 | 564 |
| -7.07% | Jul 17, 2024 | 14 | Aug 5, 2024 | 14 | Aug 23, 2024 | 28 |
| -6.66% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -6.14% | Oct 13, 2020 | 14 | Oct 30, 2020 | 4 | Nov 5, 2020 | 18 |
| -5.49% | Jun 9, 2020 | 3 | Jun 11, 2020 | 16 | Jul 6, 2020 | 19 |
Volatility
Volatility Chart
The current American Funds 2065 Target Date Retirement Fund volatility is 3.05%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.